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Complete company report
Generated 03-09-2026
Active BE 0873.675.139Private limited company

Cruysberghs

Bevrijdingslaan 93 ·2450 Meerhout, Belgium· 21 yrs active
Sector: Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton) (47811)
Conclusion Checked

Cruysberghs has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €186k and a net result of €21k. The computed 12-month bankruptcy probability is 0.6% (low).

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €186k
Net result €21k
Active 21 yrs
Locations 1
Financial profile 4 of 5 axes measured · computed by Checked
Health86Profitability56Solvency86Growth-Stability85
78 / 100

Strong profile, led by health.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 86
Profitability 56
Solvency 86
Growth -
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
0.6% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 2005, 21 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
86 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview20 NBB filings
Annual accounts filed on 07-01-2026 with the NBB · fiscal year 2025 · micro schema
Fiscal year2025
Depositmicro schema
Revenue-
EBITDA€84k
Net profit€21k
Cash flow€77k
Staff costs-
Income taxes€10k
Dividends-
Total assets€449k
Equity€186k
Debt€252k
of which ≤ 1y€48k
of which > 1y€203k
Working capital€220k
Employees (FTE)-
Ratios (computed)
2025
Current ratio5.60
Quick ratio2.63
Working capital ratio48.9%
Solvency41.4%
Debt / equity1.36
Long-term debt ratio1.09
Interest coverage7.19
Gross margin-
Net margin-
ROA4.6%
ROE11.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€449k
Fixed assets 21/28€182k
Tangible fixed assets 22/27€181k
Financial fixed assets 28€450
Current assets 29/58€267k
Stocks & contracts in progress 3€142k
Amounts receivable within one year 40/41€1k
Cash & bank 54/58€123k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€449k
Equity 10/15€186k
Contributions / capital 10/11€25k
Reserves 13€161k
Provisions & deferred taxes 16€11k
Amounts payable 17/49€252k
Amounts payable after one year 17€203k
Amounts payable within one year 42/48€48k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€87k
Operating result 9901€28k
Financial income 75€22
Financial charges 65€12k
Result before taxes 9903€29k
Income taxes 67/77€10k
Net result for the period 9904€21k
Result to be appropriated 9905€25k
Ratios computed by Checked.
Legal Structure
NACE primary Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)(47811)
Legal form Private limited company(610)
Incorporation06-05-2005
StatusActive
Postal code2450
Establishment units 1 location
Cruysberghs
Bevrijdingslaan 93, 2450 Meerhoutde kleinhandel in nieuwe en gebruikte auto's voor personenvervoer,inclusief die voor bijzondere doeleinden (vb ambulances)
since 20052.148.456.859
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13462D0020/00H002 Flanders 1,327 m² 1 · 528 m² 7.0 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
07-01-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2024
20-12-2024
NBB filing Annual accounts filed
fiscal year 2024 · micro
2023
11-12-2023
NBB filing Annual accounts filed
fiscal year 2023 · micro
2022
21-12-2022
NBB filing Annual accounts filed
fiscal year 2022 · micro
05-09-2022
State Gazette act Director changes
Jef VAN ERMENGEM
2021
16-12-2021
NBB filing Annual accounts filed
fiscal year 2021 · micro
2020
17-12-2020
NBB filing Annual accounts filed
fiscal year 2020 · micro
2019
18-12-2019
NBB filing Annual accounts filed
fiscal year 2019 · micro
2018
21-12-2018
NBB filing Annual accounts filed
fiscal year 2018 · micro
2017
22-12-2017
NBB filing Annual accounts filed
fiscal year 2017 · micro
2016
15-12-2016
NBB filing Annual accounts filed
fiscal year 2016 · verkort
Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2022
05-09-2022 Change in the board of directors Director changes·Jef VAN ERMENGEM
Notary: Jef VAN ERMENGEM · MeerhoutFirm: Atlas Notarissen
Technical details 
{
  "events": [
    {
      "kind": "substantive_delegation",
      "role": "vaste_vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "CRUYSBERGHS Yoery",
        "address": "2450 Meerhout, Bevrijdingslaan 93",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "substantive_delegation",
      "role": "lasthebber",
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": null,
        "name": "A.B.M. Accountantsassociatie",
        "address": "3520 Zonhoven, Eikenenweg 73B",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Jef VAN ERMENGEM",
    "firm_city": null,
    "firm_name": "Atlas Notarissen",
    "office_city": "Meerhout",
    "is_associated": true
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-09-05",
    "filing_date": "2022-09-01",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2022-08-19",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0873.675.139",
    "name_full": "CRUYSBERGHS",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Philippe Colson",
    "org_rep_person_name": null,
    "person_role_at_subject": "Notaris"
  },
  "co_filed_documents": [
    "expeditie van de akte",
    "geco\u00F6rdineerde statuten"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Detailhandel in motorvoertuigen50103Handel in aanhangwagens, opleggers en caravans45194Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311Detailhandel in onderdelen en accessoires van motorvoertuigen47820Groothandel in aanhangwagens, opleggers en caravans46713Overige detailhandel in voedingsmiddelen, neg47279Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels, n.e.g.47299Detailhandel in motorbrandstoffen47300Handel in aanhangwagens, opleggers, caravans en dergelijke50104Onderhoud en reparatie van auto's50200Kleinhandel in onderdelen en accessoires van auto's50302
Primary activity highlighted.
Names & trade names
Legal nameNL Cruysberghs
Registered office
Bevrijdingslaan 93
2450 Meerhout, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative