CRS
ActiveSummary
The computed 12-month bankruptcy probability of CRS is 1.5% (moderate). The 2025 annual accounts show equity of €227k and a net result of €32k. Equity is growing by ~40.4% per year across the filed fiscal years. Its solvency ranks better than 39% of 7777 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75=
Solvency61▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.0 in 2024; short-term debt: 16.5% and cash: 3.1% of total assets), and 64.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.6%
Return on assets
5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
9 d early
2023
35 d early
2022
28 d late
2021
34 d early
2020
30 d early
2019
46 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€32k▼ 3.0%
2024 · €33k
2018: €4k
2019: €31k
2020: €19k
2021: €30k
2022: €32k
2023: €51k
2024: €33k
2018 → 2025
Working capital
€38k▲ 18,012%
2024 · €209
2018: €-2k
2019: €13k
2020: €33k
2021: €59k
2022: €38k
2023: €-4k
2024: €209
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€79k-€111k▲ 40.1%€162k▲ 46.5%€195k▲ 20.2%€227k▲ 16.3%
Operating result€42k-€46k▲ 9.1%€84k▲ 80.3%€65k▼ 21.7%€62k▼ 6.0%
Net result€30k-€32k▲ 6.9%€51k▲ 62.8%€33k▼ 36.3%€32k▼ 3.0%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €636k
Fixed assets
€493k ▼ 10.3%
Current assets
€142k ▼ 4.2%
Equity and liabilities €636k
Equity
€227k ▲ 16.3%
Debt
€409k ▼ 18.8%
Debt's share of the balance-sheet total falls from 72.1% to 64.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€125k▲
2024 · €124k
Cash flow
€96k▲
2024 · €91k
Current ratio
1.36▲
2024 · 1.00
Debt to equity
1.81▼
2024 · 2.59
ROE
14.0%▼
2024 · 16.8%
ROA
5.0%▲
2024 · 4.7%
Interest coverage
7.32▲
2024 · 6.74
Debt ≤ 1 year
€105k▼
2024 · €149k
Debt > 1 year
€305k▼
2024 · €356k
Income taxes
€13k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€699k€636k▼
Fixed assets21/28€550k€493k▼
Tangible fixed assets22/27€550k€493k▼
Land and buildings22€391k€380k▼
Plant, machinery and equipment23€21k€13k▼
Furniture and vehicles24€137k€100k▼
Financial fixed assets28€316€316=
Current assets29/58€149k€142k▼
Amounts receivable within one year40/41€123k€118k▼
Trade receivables40€87k€83k▼
Other amounts receivable41€36k€35k▼
Cash at bank and in hand54/58€20k€20k▼
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€699k€636k▼
Equity10/15€195k€227k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€2k€34k▲
Non-distributable reserves130/1€2k-
Legal reserve130€2k-
Distributable reserves133-€34k
Profit (loss) carried forward14€174k€174k=
Amounts payable17/49€504k€409k▼
Amounts payable after more than one year17€356k€305k▼
Financial debts170/4€356k€305k▼
Amounts payable within one year42/48€149k€105k▼
Current portion of amounts payable after more than one year42€49k€51k▲
Trade debts44€15k€8k▼
Suppliers440/4€15k€8k▼
Taxes, remuneration and social security45€52k€14k▼
Taxes450/3€35k€7k▼
Remuneration and social security454/9€17k€7k▼
Other amounts payable47/48€32k€32k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€64k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€126k€128k▲
Operating profit (loss)9901€65k€62k▼
Financial income75/76B€2€44▲
Recurring financial income75€2€44▲
Financial charges65/66B€18k€17k▼
Recurring financial charges65€18k€17k▼
Profit (loss) for the period before taxes9903€47k€44k▼
Income taxes67/77€14k€13k▼
Profit (loss) for the period9904€33k€32k▼
Profit (loss) for the period to be appropriated9905€33k€32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€174k€206k▲
Profit (loss) brought forward from the previous period14P€142k€174k▲
Transfer to equity691/2-€32k
To other reserves6921-€32k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €200kEq €227k ▲16.3%
8 profitable years in a row build equity to €227k.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €51k ▲62.8%
Operating result €84k, net result €51k, both a record.
31-12
Financial
Equity above €150kEq €162k ▲46.5%
6 profitable years in a row build equity to €162k.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Equity above €100kEq €111k ▲40.1%
5 profitable years in a row build equity to €111k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 46 days late
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Victor Rauterstraat 2721070 AnderlechtGround area
125 m²
Building footprint
94 m²
Volume, LiDAR
901 m³
Parcel 21308H0522/00H002, Brussels · tallest building 15.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CRS
since 20142.236.797.432
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0522/00H002 | Brussels | 125 m² | 1 · 94 m² | 15.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
16 categoriesCRS SRL45683
Similar companies · same sector, comparable size
KVG KARWEIWERKEN
BE 0831.708.781
Malle · Eq €226,631
KURT LANNOO
BE 0480.044.189
Maarkedal · Eq €226,656
JDJ
BE 0873.160.247
Stabroek · Eq €226,418
DEMET
BE 0880.812.557
Antwerpen · Eq €226,825
DVDP
BE 0882.281.118
Lille · Eq €226,326
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 5,704 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-10-2014
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
43230Insulation installation
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.