CRICO CONSULT
ActiveSummary
CRICO CONSULT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €-3k. Equity is shrinking by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 42% of 960 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability13▼-14
Solvency59▼-4
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.98 against 0.98 in 2024; short-term debt: 53.5% and cash: 30.3% of total assets), and 65.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.1%
Return on assets
-4.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 25-04-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 d early
2024
19 d early
2023
24 d early
2022
19 d early
2021
26 d early
2020
25 d early
2019
23 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▼ 11.2%
2024 · €23k
2018: €34k
2019: €33k
2020: €29k
2021: €26k
2022: €19k
2023: €19k
2024: €23k
2018 → 2025
Total assets
€61k▼ 0.5%
2024 · €61k
2018: €72k
2019: €76k
2020: €67k
2021: €65k
2022: €51k
2023: €53k
2024: €61k
2018 → 2025
Net result
€-3k
2024 · €4k
2018: €680
2019: €-538
2020: €-4k
2021: €-3k
2022: €-7k
2023: €371
2024: €4k
2018 → 2025
Working capital
€-643▲ 13.9%
2024 · €-747
2018: €12k
2019: €10k
2020: €70
2021: €-4k
2022: €-11k
2023: €-7k
2024: €-747
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€19k▼ 28.0%€19k▲ 2.0%€23k▲ 20.8%€21k▼ 11.2%
Operating result€-2k-€-7k▼ 297%€835€-1k€-2k▼ 42.0%
Net result€-3k-€-7k▼ 163%€371€4k▲ 984%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €1k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €61k
Fixed assets
€29k ▼ 1.5%
Current assets
€32k ▲ 0.3%
Equity and liabilities €61k
Equity
€21k ▼ 11.2%
Debt
€40k ▲ 6.1%
Debt's share of the balance-sheet total rises from 61.8% to 65.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-1k▼
2024 · €-651
Cash flow
€-2k▼
2024 · €4k
Current ratio
0.98▲
2024 · 0.98
Debt to equity
1.93▲
2024 · 1.62
ROE
-12.7%▼
2024 · 17.2%
ROA
-4.3%▼
2024 · 6.6%
Interest coverage
-0.47▼
2024 · -0.27
Debt ≤ 1 year
€33k=
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€61k€61k▼
Fixed assets21/28€29k€29k▼
Tangible fixed assets22/27€745€301▼
Furniture and vehicles24€745€301▼
Financial fixed assets28€29k€29k=
Current assets29/58€32k€32k▲
Amounts receivable after more than one year29-€6k
Trade receivables290-€6k
Other amounts receivable291-€233
Amounts receivable within one year40/41€1k-
Trade receivables40€1k-
Cash at bank and in hand54/58€23k€18k▼
Deferred charges and accrued income490/1€7k€7k▲
Equity and liabilities
Total equity and liabilities10/49€61k€61k▼
Equity10/15€23k€21k▼
Contributions10/11€12k€12k=
Reserves13€11k€10k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€435€435=
Distributable reserves133€9k€8k▼
Profit (loss) carried forward14-€-2k
Amounts payable17/49€38k€40k▲
Amounts payable within one year42/48€33k€33k=
Trade debts44€1k€847▼
Suppliers440/4€1k€847▼
Taxes, remuneration and social security45€301-
Taxes450/3€301-
Other amounts payable47/48€31k€32k▲
Accrued charges and deferred income492/3€5k€8k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€444€444=
Other operating charges640/8€738€759▲
Gross operating margin9900€87€-352▼
Operating profit (loss)9901€-1k€-2k▼
Financial income75/76B€7k€1k▼
Recurring financial income75€7k€1k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€4k€-3k▼
Profit (loss) for the period9904€4k€-3k▼
Profit (loss) for the period to be appropriated9905€4k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-3k▲
Profit (loss) brought forward from the previous period14P€-13k-
Transfer from equity791/2€9k€1k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €4k ▲984%
Net result €4k, the highest in the series.
06-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €371
Net result €371 after 4 loss-making years.
11-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
04-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
06-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenakkerstraat(HEU) 159070 DestelbergenGround area
4,713 m²
Building footprint
241 m²
Parcel 44028C0040/00A002, Flanders. Linked by address, not a title deed.
1 establishment unit
CRICO CONSULT BVBA
since 20112.202.913.550
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44028C0040/00A002 | Flanders | 4,713 m² | 1 · 241 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 528 companies in sector 52230 we hold annual accounts for 279. 159 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded15-09-2011
Fiscal year end30-09
Activities, NACEBEL 2025
52230Warehousing and support activities for transportation
63920Other information service activities
64210Activities of holding companies
66199Other activities auxiliary to financial services, excluding insurance and pension funding
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.