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CREDIM

Active
Industriepark-Drongen 4 ·9031 Gent, Belgium
KBO/BCE: BE 0440.399.992
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age36 yrs
Board1
Connections6
Real estate1 parcel · 5,924 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of CREDIM is 0.2% (very low). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 11 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-08-2025, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 20-08-2025 20 d late 2025-00390095
31-12-2023 31-07-2024 13-07-2024 18 d early 2024-00246600
31-12-2022 31-07-2023 24-08-2023 24 d late 2023-00355616
31-12-2021 31-07-2022 31-08-2022 31 d late 2022-20406363
31-12-2020 31-07-2021 14-07-2021 17 d early 2021-36000326
31-12-2019 31-07-2020 29-06-2020 32 d early 2020-21900525
31-12-2018 31-07-2019 19-07-2019 12 d early 2019-35000466
31-12-2017 31-07-2018 20-08-2018 20 d late 2018-47800355
31-12-2016 31-07-2017 20-07-2017 11 d early 2017-33700578
31-12-2015 31-07-2016 21-06-2016 40 d early 2016-18800348

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1990, 36 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 verkort 20-08-2025 2025-00390095
31-12-2023 verkort 13-07-2024 2024-00246600
31-12-2022 verkort 24-08-2023 2023-00355616
31-12-2021 verkort 31-08-2022 2022-20406363
31-12-2020 verkort 14-07-2021 2021-36000326
31-12-2019 verkort 29-06-2020 2020-21900525
31-12-2018 verkort 19-07-2019 2019-35000466
31-12-2017 verkort 20-08-2018 2018-47800355
31-12-2016 micro 20-07-2017 2017-33700578
31-12-2015 verkort 21-06-2016 2016-18800348

Directors

Directors & mandates

6 directors
Current directors & mandates
  • Bram De Wilde
    Director
    State Gazette act 23110847 (28-08-2023)
    Current
    10-07-2023 → present
Historic, not recently confirmed (3)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • ERSOLegal entity
    Director· perm. rep.: Eric Van Speybroeck
    State Gazette act 19081784 (20-06-2019)
    Not recently confirmed
    last confirmed in an act from 2019
    2 events
    • 20-06-2019 Mandate renewed· Director
    • 20-06-2019 Appointed· Managing director
  • O. PETIT & COLegal entity
    Director· perm. rep.: OLIVIER PETIT
    State Gazette act 08080108 (02-06-2008)
    Not recently confirmed
    last confirmed in an act from 2008
    2 events
    • 15-04-2008 Appointed· Director
    • 15-04-2008 Appointed· Managing director
  • OFFICECOMLegal entity
    Director· perm. rep.: JEROEN VAN DEN BOSSCHE
    State Gazette act 08080108 (02-06-2008)
    Not recently confirmed
    last confirmed in an act from 2008
    2 events
    • 15-04-2008 Appointed· Director
    • 15-04-2008 Appointed· Managing director
Former directors (2)
  • MAXISLegal entity
    Director· perm. rep.: Michael Van Speybroeck
    State Gazette act 19081784 (20-06-2019)
    Former
    20-06-2019 → 10-07-2023
    4 events
    • 10-07-2023 Resigned· Director
    • 10-07-2023 Resigned· Managing director
    • 20-06-2019 Mandate renewed· Director
    • 20-06-2019 Appointed· Managing director
  • GDM MotorsLegal entity
    Director· perm. rep.: GUIDO DUMAREY
    State Gazette act 08080108 (02-06-2008)
    Former
    - → 15-04-2008
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen(68201)
Legal form Public limited company(014)
Incorporation12-04-1990
StatusActive
Postal code9031

Structure & network

Connections & network

6 connected companies
ERSO, Parent company EERSOMAXIS, Parent company MMAXISO. PETIT & CO, Parent company OPO. PETIT & COOFFICECOM, Parent company OOFFICECOMBURO INTERNATIONAL, Shared corporate director BIBUROINTERNATIONALMY-TRUCKS RENTAL, Shared corporate director MRMY-TRUCKSRENTALCREDIM CREDIM0440.399.992
Group structureShared directors
Group structure
ERSO
Parent · 2 subsidiaries · 1 location
Control→
MAXIS
Parent · 2 subsidiaries · 1 location
Control→
O. PETIT & CO
Parent · 1 subsidiary · 1 location
Control→
OFFICECOM
Parent · 2 subsidiaries · 1 location
Control→
Network connections
BURO INTERNATIONAL
Shared corporate director
→
MY-TRUCKS RENTAL
Shared corporate director
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Registered office

on the map · from the address register
Gent exact location from the address register
7 companies at this address See who is registered here

Establishment units

1 location
Immolease
Industriepark-Drongen 4, 9031 GentManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
since 19902.048.279.912
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area5,924 m²
Buildings1
Building footprint1,676 m²
Volume (LiDAR)8,760 m³
Tallest building6.7 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44017D0926/00E000 Flanders 5,924 m² 1 · 1,676 m² 6.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

10 acts
Capital history · 1
13-10-2022
v3.2
Address history · 3
14-12-2021
v3.2
09-01-2017
v3.2
02-06-2008
v3.2
All acts · 10 updated 4 months ago
2026
01-04-2026 Act object · General meeting · Officer resignation · Officer appointment Open-capture extraction
  • Filing: 2026-03-24 · CREDIM
  • Publication: 2026-04-01 · CREDIM
  • Act object: ontslag bestuurder en (her)benoeming bestuurders · CREDIM
  • General meeting: 2025-12-05 · CREDIM
  • Officer resignation: role: bestuurder, effective_date: 2025-07-01 · Bram De Wilde
  • Officer appointment: role: bestuurder, end_date: 2031, start_date: 2025-07-01, term_description: eindigend na de algemene vergadering van 2031 · Fintact25 BV
  • Permanent representative: role: vast vertegenwoordiger · Bram De Wilde
  • Officer appointment: role: bestuurder, end_date: 2031, start_date: 2025-12-05, term_description: eindigend na de algemene vergadering van 2031 · Barragan BV
  • Permanent representative: role: vast vertegenwoordiger · Tom Maes
  • Officer appointment: role: bestuurder, end_date: 2027, start_date: 2025-12-05, term_description: eindigend na de algemene vergadering van 2027 · Rudi Deruytter
  • Officer reappointment: role: bestuurder, end_date: 2031, start_date: 2025-12-05, term_description: eindigend na de algemene vergadering van 2031 · ERSO BV
  • Permanent representative: role: vast vertegenwoordiger · Eric Van Speybroeck
  • Power of attorney: purpose: teneinde de nodige bekendmakings- en andere formaliteiten aangaande voorgaande besluiten te vervullen, granted_by: ERSO BV, granted_by_rep: Eric Van Speybroeck, representation: alleen handelend en met recht van indeplaatsstelling, representative: Dirk De Baere · Bekaert-Callebaut Accountancy NV
Summary: Act object · General meeting · Officer resignation · Officer appointment
2025
29-08-2025 End of the company published End of life
Summary: v3.2
27-05-2025 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous
Summary: proposal
2023
28-08-2023 1 director appointed, 2 resigning Director changes
  • Bram De Wilde, Bestuurder
  • Michael Van Speybroeck, Bestuurder
  • Michael Van Speybroeck, Gedelegeerd bestuurder
Summary: v3.2
2022
13-10-2022 Capital increase of €1,477,546.82 to €1,872,040.28 Capital & shares
  • €394.493,46 → €1.872.040,28
  • 2 kapitaalbewegingen in deze akte
Summary: v3.2
2021
14-12-2021 Registered office moved from Lievegem to Drongen Registered-office change
  • Zomerlaan 1, 9930 Lievegem → Industriepark-Drongen 4C, 9031 Drongen
Summary: v3.2
2019
20-06-2019 2 directors appointed, 2 reappointed Director changes
  • Michael Van Speybroeck, Gedelegeerd bestuurder
  • Eric Van Speybroeck, Gedelegeerd bestuurder
  • Michael Van Speybroeck, Bestuurder
  • Eric Van Speybroeck, Bestuurder
Summary: v3.2
2017
17-05-2017 Articles of association amended Statutes amendment
Summary: v3.2
09-01-2017 Registered office moved from SINT-MARTENS-LATEM to ZOMERGEM Registered-office change
  • MORTELPUTSTRAAT 42, 9830 SINT-MARTENS-LATEM → KERKSTRAAT 1, 9930 ZOMERGEM
Summary: v3.2
2008
02-06-2008 Registered office moved from SINT MARTENS -LATEM to TIELT Registered-office change
  • PALEPELSTRAAT 27, 9830 SINT MARTENS -LATEM → GALGENVELDSTRAAT 6, 8790 TIELT
Summary: v3.2

Analysis

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis68311Holdings64200Activiteiten van holdings64210Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL CREDIM
Registered office
Industriepark-Drongen 4 bus C
9031 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.