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CREDILIS

Active
Private limited company·Agenten en makelaars in bankdiensten· 13 yrs active
Rue Van Opré(JB) 57 ·5100 Namur, Belgium
KBO/BCE: BE 0526.992.189
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Age13 yrs
Real estate2 parcels · 483 m²

Summary

Conclusion

the dossier summarised in one paragraph

CREDILIS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 10 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-09-2025, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 17-09-2025 48 d late 2025-00493822
31-12-2023 31-07-2024 31-08-2024 31 d late 2024-00441078
31-12-2022 31-07-2023 11-08-2023 11 d late 2023-00326672
31-12-2021 31-07-2022 01-07-2022 30 d early 2022-20126298
31-12-2020 31-07-2021 05-08-2021 5 d late 2021-46400498
31-12-2019 31-07-2020 30-07-2020 1 d early 2020-37000304
31-12-2018 31-07-2019 17-07-2019 14 d early 2019-34100357
31-12-2017 31-07-2018 26-07-2018 5 d early 2018-38600210
31-12-2016 31-07-2017 20-07-2017 11 d early 2017-34400124
31-12-2015 31-07-2016 20-07-2016 11 d early 2016-34100130

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2013, 13 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 17-09-2025 2025-00493822
31-12-2023 micro 31-08-2024 2024-00441078
31-12-2022 micro 11-08-2023 2023-00326672
31-12-2021 micro 01-07-2022 2022-20126298
31-12-2020 micro 05-08-2021 2021-46400498
31-12-2019 micro 30-07-2020 2020-37000304
31-12-2018 micro 17-07-2019 2019-34100357
31-12-2017 micro 26-07-2018 2018-38600210
31-12-2016 micro 20-07-2017 2017-34400124
31-12-2015 volledig 20-07-2016 2016-34100130

Structure & network

Locations & real estate

Establishment units

3 locations
Rue Van Opré(JB) 57, 5100 Namur
Hypotheekmakelaars
since 20132.218.651.108
CREDILIS
Rue Arthur Warocqué(L.L) 5, 7100 La LouvièreBemiddeling inzake krediet en leningen door makelaars en andere tussenpersonen
since 20142.229.888.557
Av. du Bourg. Jean Materne(JB) 93, 5100 Namur
Hypotheekmakelaars
since 20242.362.635.037
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area483 m²
Buildings2
Building footprint155 m²
Volume (LiDAR)1,871 m³
Tallest building19.9 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92067B0649/00A000 Wallonia 289 m² 1 · 98 m² 19.9 m · 4 fl.
55022A0471/00T045 Wallonia 194 m² 1 · 57 m² 14.0 m · 4 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.

Analysis

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Agenten en makelaars in bankdiensten66191Agenten en makelaars in bankdiensten66191
Primary activity highlighted.
Names & trade names
Legal nameFR CREDILIS
Registered office
Rue Van Opré(JB) 57
5100 Namur, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.