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Complete company report
Generated 18-08-2026
Active BE 0434.986.305Non-profit association

Credal

Avenue de Cîteaux 114 ·1348 Ottignies-Louvain-la-Neuve, Belgium· 38 yrs active
Sector: Overige rechtskundige dienstverlening (69109)
Conclusion Checked

The computed 12-month bankruptcy probability of Credal is < 0.1% (very low). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 38 yrs
Board 7
Locations 2
Publications 18
Bankruptcy probability (12 mo) Checked model v1 · free
< 0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Lower-failure-rate sector −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1988, 38 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 04-08-2025 2025-00363094
31-12-2023 volledig 19-07-2024 2024-00270452
31-12-2022 volledig 03-07-2023 2023-00222102
31-12-2021 volledig 16-08-2022 2022-20303973
31-12-2020 volledig 20-07-2021 2021-37800555
31-12-2019 volledig 26-06-2020 2020-23500315
31-12-2018 volledig 08-07-2019 2019-30200574
31-12-2017 volledig 16-07-2018 2018-34500348
31-12-2016 volledig 17-07-2017 2017-33300159
31-12-2015 volledig 08-07-2016 2016-31300538
Directors & mandates 27 directors
Current directors & mandates
  • Elisabeth Limbioul
    Auditor
    State Gazette act 24079525 (24-05-2024)
    Current
    24-05-2024 → present
  • Mazars Réviseurs d'Entreprises SRLLegal entity
    Auditor
    State Gazette act 24079525 (24-05-2024)
    Current
    24-05-2024 → present
  • Charles-Antoine Leunen
    Director
    State Gazette act 23105513 (11-08-2023)
    Current
    11-08-2023 → present
  • Myriam BODART
    Director
    State Gazette act 21094347 (06-08-2021)
    Current
    06-08-2021 → present
    3 events
    • 06-08-2021 Resigned· Director
    • 06-08-2021 Appointed· Director
    • 03-08-2020 Appointed· Director
  • Sophie CRAPEZ
    Director
    State Gazette act 21094347 (06-08-2021)
    Current
    06-08-2021 → present
    4 events
    • 06-08-2021 Resigned· Director
    • 06-08-2021 Appointed· Director
    • 03-08-2020 Appointed· Director
    • 22-08-2017 Appointed· Director
  • Isabelle Philippе
    Daily management delegate
    State Gazette act 21001100 (05-01-2021)
    Current
    05-01-2021 → present
Show 1 more sitting directors
  • Olivier Gevart
    Président du conseil d'administration
    State Gazette act 24181985 (30-12-2024)
    Current
    26-08-2015 → present
    4 events
    • 30-12-2024 Appointed· Président du conseil d'administration
    • 05-01-2021 Appointed· Director
    • 05-01-2021 Appointed· Président du conseil d'administration
    • 26-08-2015 Appointed· Director
Historic, not recently confirmed (4)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • Dominique Vercruysse
    Director
    State Gazette act 20089064 (03-08-2020)
    Not recently confirmed
    last confirmed in an act from 2020
    4 events
    • 03-08-2020 Resigned· Director
    • 03-08-2020 Appointed· Director
    • 05-10-2016 Appointed· Director
    • 26-08-2015 Appointed· Director
  • Gregory Berthet
    Director
    State Gazette act 20089064 (03-08-2020)
    Not recently confirmed
    last confirmed in an act from 2020
  • Véronique Flammang
    Director
    State Gazette act 20089064 (03-08-2020)
    Not recently confirmed
    last confirmed in an act from 2020
    2 events
    • 03-08-2020 Appointed· Director
    • 05-09-2019 Appointed· Director
  • Myríam BODART
    Director
    State Gazette act 19119377 (05-09-2019)
    Not recently confirmed
    last confirmed in an act from 2019
Former directors (16)
  • Sébastien Fosseur
    Directeur général
    State Gazette act 23031143 (02-03-2023)
    Former
    05-01-2021 → 11-08-2023
    5 events
    • 11-08-2023 Resigned· Director
    • 02-03-2023 Resigned· Director
    • 02-03-2023 Appointed· Directeur général
    • 02-03-2023 Appointed· Daily management delegate
    • 05-01-2021 Appointed· Director
  • Isabelle PHILIPPE
    Directrice générale
    State Gazette act 17162534 (21-11-2017)
    Former
    05-10-2016 → 02-03-2023
    4 events
    • 02-03-2023 Resigned· Daily management delegate
    • 21-11-2017 Appointed· Directrice générale
    • 22-08-2017 Resigned· Director
    • 05-10-2016 Appointed· Director
  • Céline Nieuwenhuys
    Director
    State Gazette act 20089064 (03-08-2020)
    Former
    05-09-2019 → 05-01-2021
    3 events
    • 05-01-2021 Resigned· Director
    • 03-08-2020 Appointed· Director
    • 05-09-2019 Appointed· Director
  • Dominique Vercrusyse
    Director
    State Gazette act 21001100 (05-01-2021)
    Former
    - → 05-01-2021
  • Frédéric de Patoul
    Chair
    State Gazette act 20089064 (03-08-2020)
    Former
    26-08-2015 → 05-01-2021
    5 events
    • 05-01-2021 Resigned· Director
    • 03-08-2020 Appointed· Chair
    • 04-10-2018 Appointed· Director
    • 21-11-2017 Appointed· Chair
    • 26-08-2015 Appointed· Chair
11 further former directors in the mandate history. Available in Kantoor S. See plans →
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Statutory auditor 2 auditor
Statutory auditor IRE/IBR number Tenure
Christophe REMON
Commissaire
succeeded by MAZARS réviseurs d'entreprise SC SCRL in 2020
 - 22-08-2017 → 03-08-2020
Show 1 earlier auditors
MAZARS réviseurs d'entreprise SC SCRL
Commissaire aux comptes
 - 03-08-2020 → 03-08-2020
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.
Legal Structure
NACE primary Overige rechtskundige dienstverlening(69109)
Legal form Non-profit association(017)
Incorporation28-01-1988
StatusActive
Postal code1348
Establishment units 2 locations
Credal
Avenue de Cîteaux 114, 1348 Ottignies-Louvain-la-NeuveOverige adviesbureaus op het gebied van bedrijfsvoering en beheer
since 19882.161.713.294
Crédal asbl – Antenne de Bruxelles
Aalststraat 7, 1000 BrusselOverige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
since 20092.226.157.720
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21811M0166/00D000
ProtectedMonumentVoormalige opslagplaatsen van de Grands Magasins de la BourseSource ↗
 Brussels 2,302 m² 1 · 1,952 m² 19.6 m · 5 fl.
25385B0003/05A000 Wallonia 1,690 m² 1 · 85 m² -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates 28 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
04-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
30-12-2024
State Gazette act Director changes
v3.2
19-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
24-05-2024
State Gazette act Director changes
v3.2
16-04-2024
State Gazette act Registered-office change
Olivier Gevart
2023
11-08-2023
State Gazette act Director changes
v3.2
03-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
02-03-2023
State Gazette act Director changes
v3.2
2022
16-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
06-08-2021
State Gazette act Director changes
v3.2
20-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
05-01-2021
State Gazette act Statutes amendment
v3.2
2020
03-08-2020
State Gazette act Director changes
v3.2
26-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
05-09-2019
State Gazette act Director changes
v3.2
08-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
01-03-2019
State Gazette act Director changes
v3.2
2018
04-10-2018
State Gazette act Director changes
v3.2
16-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
07-05-2018
State Gazette act Registered-office change
Jean-Pierre GOOR
2017
21-11-2017
State Gazette act Director changes
v3.2
22-08-2017
State Gazette act Director changes
v3.2
17-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
05-10-2016
State Gazette act Director changes
v3.2
08-07-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
31-12-2015
State Gazette act Miscellaneous
completed · Pierre VAN DEN EYNDE
09-11-2015
State Gazette act Capital & shares
v3.2
26-08-2015
State Gazette act Director changes
v3.2
Belgian State Gazette reading coverage 0 of 28 acts read

We know of 28 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 18 acts
Capital history · 1
09-11-2015
v3.2
Address history · 2
16-04-2024
Registered-office move
07-05-2018
Registered-office move
All acts · 18 updated 1 year ago
2024
30-12-2024 Olivier Gevart appointed as président du conseil d'administration Director changes
  • Olivier Gevart, Président du conseil d'administration
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "Pr\u00E9sident du Conseil d\u0027administration",
      "person": {
        "rrn": null,
        "name": "Olivier Gevart",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0434.986.305",
    "name_full": "CREDAL ASBL"
  }
}
24-05-2024 2 directors appointed Director changes
  • Mazars Réviseurs d'Entreprises SRL, Auditor
  • Elisabeth Limbioul, Auditor
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "auditor",
      "person": {
        "rrn": null,
        "name": "Mazars R\u00E9viseurs d\u0027Entreprises SRL",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "auditor",
      "person": {
        "rrn": null,
        "name": "Elisabeth Limbioul",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0434.986.305",
    "name_full": "CREDAL"
  }
}
16-04-2024 Registered office moved within Louvain-La-Neuve Registered-office change·Olivier Gevart
  • rue du Bosquet 15A 1348 Louvain-La-Neuve → Avenue de Citeaux 114, 1348 Louvain-La-Neuve
Notary: Olivier Gevart · Louvain-La-Neuve
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Avenue de Citeaux 114, 1348 Louvain-La-Neuve",
        "city": "Louvain-La-Neuve",
        "region": "waals_gewest",
        "street": "Avenue de Citeaux",
        "country": "BE",
        "postcode": "1348",
        "box_number": null,
        "street_number": "114",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "rue du Bosquet 15A 1348 Louvain-La-Neuve",
        "city": "Louvain-La-Neuve",
        "region": "waals_gewest",
        "street": "rue du Bosquet",
        "country": "BE",
        "postcode": "1348",
        "box_number": null,
        "street_number": "15A",
        "locality_suffix": null
      },
      "effective_date": "2024-01-01",
      "evidence_quote": "Le conseil d\u0027administration acte le changement de si\u00E8ge social de Credal \u00E0 114 Avenue de Citeaux, 1348 Louvain-La-Neuve en date du 01/01/2024.",
      "region_changed": false,
      "is_statute_change": false,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": "Olivier Gevart",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Louvain-La-Neuve",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2024-04-16",
    "filing_date": "2024-02-15",
    "act_kind_objet": "Objet de l\u0027acte: Changement de si\u00E8ge social"
  },
  "decision": {
    "body": "raad_van_bestuur",
    "date": "2024-02-15",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0434.986.305",
    "name_full": "CREDAL",
    "legal_form": "ASBL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Olivier Gevart",
    "org_rep_person_name": null,
    "person_role_at_subject": "Pr\u00E9sident du Conseil d\u0027administration"
  },
  "co_filed_documents": [
    "Proc\u00E8s-Verbal du Conseil d\u0027Administration du 15 f\u00E9vrier 2024"
  ]
}
2023
11-08-2023 1 director appointed, 1 resigning Director changes
  • Charles-Antoine Leunen, Bestuurder
  • Sébastien Fosseur, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "S\u00E9bastien Fosseur",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Charles-Antoine Leunen",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0434.986.305",
    "name_full": "CREDAL"
  }
}
02-03-2023 2 directors appointed, 2 resigning Director changes
  • Sébastien Fosseur, Directeur général
  • Sébastien Fosseur, Dagelijks bestuur
  • Sébastien Fosseur, Bestuurder
  • Isabelle Philippe, Dagelijks bestuur
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "S\u00E9bastien Fosseur",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "directeur g\u00E9n\u00E9ral",
      "person": {
        "rrn": null,
        "name": "S\u00E9bastien Fosseur",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "d\u00E9l\u00E9gu\u00E9 \u00E0 la gestion journali\u00E8re",
      "person": {
        "rrn": null,
        "name": "S\u00E9bastien Fosseur",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "d\u00E9l\u00E9gu\u00E9 \u00E0 la gestion journali\u00E8re",
      "person": {
        "rrn": null,
        "name": "Isabelle Philippe",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0434.986.305",
    "name_full": "CREDAL"
  }
}
2021
06-08-2021 2 directors appointed, 2 resigning Director changes
  • Sophie CRAPEZ, Bestuurder
  • Myriam BODART, Bestuurder
  • Sophie CRAPEZ, Bestuurder
  • Myriam BODART, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Sophie CRAPEZ",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Myriam BODART",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Sophie CRAPEZ",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Myriam BODART",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0434.986.305",
    "name_full": "CREDAL"
  }
}
05-01-2021 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
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  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "name_change": {
    "new": "",
    "old": "",
    "changed": false
  },
  "seat_change": {
    "changed": false
  },
  "object_change": {
    "changed": false
  },
  "subject_company": {
    "kbo": "0434.986.305",
    "name_full": "CREDAL"
  },
  "legal_form_change": {
    "new": "ASBL",
    "old": "ASBL",
    "changed": false
  }
}
2020
03-08-2020 9 directors appointed, 1 resigning Director changes
  • Dominique Vercruysse, Bestuurder
  • Frédéric de Patoul, Voorzitter
  • Jean-Pierre Goor, Bestuurder
  • Gregory Berthet, Bestuurder
  • Sophie Crapez, Bestuurder
  • Véronique Flammang, Bestuurder
  • Myriam Bodart, Bestuurder
  • Céline Nieuwenhuys, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Dominique Vercruysse",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Dominique Vercruysse",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Pr\u00E9sident",
      "person": {
        "rrn": null,
        "name": "Fr\u00E9d\u00E9ric de Patoul",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Jean-Pierre Goor",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Gregory Berthet",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administratrice",
      "person": {
        "rrn": null,
        "name": "Sophie Crapez",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administratrice",
      "person": {
        "rrn": null,
        "name": "V\u00E9ronique Flammang",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administratrice",
      "person": {
        "rrn": null,
        "name": "Myriam Bodart",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administratrice",
      "person": {
        "rrn": null,
        "name": "C\u00E9line Nieuwenhuys",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "commissaire aux comptes",
      "person": {
        "rrn": null,
        "name": "MAZARS r\u00E9viseurs d\u0027entreprise SC SCRL",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0434.986.305",
    "name_full": "Cr\u00E9dal"
  }
}
2019
05-09-2019 4 directors appointed, 1 resigning Director changes
  • Myríam BODART, Bestuurder
  • Véronique FLAMMANG, Bestuurder
  • Céline NIEUWENHUYS, Bestuurder
  • Grégory BERTHET, Bestuurder
  • Françoise ROBERT, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Fran\u00E7oise ROBERT",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administratrice",
      "person": {
        "rrn": null,
        "name": "Myr\u00EDam BODART",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administratrice",
      "person": {
        "rrn": null,
        "name": "V\u00E9ronique FLAMMANG",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administratrice",
      "person": {
        "rrn": null,
        "name": "C\u00E9line NIEUWENHUYS",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Gr\u00E9gory BERTHET",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0434.986.305",
    "name_full": "Cr\u00E9dal"
  }
}
01-03-2019 Bernard Horenbeek resigns as daily management delegate Director changes
  • Bernard Horenbeek, Dagelijks bestuur
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "d\u00E9l\u00E9gu\u00E9 \u00E0 la gestion journali\u00E8re",
      "person": {
        "rrn": null,
        "name": "Bernard Horenbeek",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0434.986.305",
    "name_full": "Cr\u00E9dal"
  }
}
2018
04-10-2018 1 director appointed, 3 resigning Director changes
  • Frédéric DE PATOUL, Bestuurder
  • Louis DEVAUX, Bestuurder
  • Olivier GEVAERT, Bestuurder
  • Lysiane DE SELYS, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Louis DEVAUX",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Olivier GEVAERT",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Fr\u00E9d\u00E9ric DE PATOUL",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Lysiane DE SELYS",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0434.986.305",
    "name_full": "Cr\u00E9dal"
  }
}
07-05-2018 Registered office moved from Louvain-la-Neuve to Mont-Saint-Guibert Registered-office change·Jean-Pierre GOOR
  • Place de l'Université, 16 1348 Louvain-la-Neuve → 15A de la rue du Bosquet à 1435 Mont-Saint-Guibert
Notary: Jean-Pierre GOOR · Louvain-la-Neuve
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "15A de la rue du Bosquet \u00E0 1435 Mont-Saint-Guibert",
        "city": "Mont-Saint-Guibert",
        "region": "waals_gewest",
        "street": "rue du Bosquet",
        "country": "BE",
        "postcode": "1435",
        "box_number": null,
        "street_number": "15A",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Place de l\u0027Universit\u00E9, 16 1348 Louvain-la-Neuve",
        "city": "Louvain-la-Neuve",
        "region": "waals_gewest",
        "street": "Place de l\u0027Universit\u00E9",
        "country": "BE",
        "postcode": "1348",
        "box_number": null,
        "street_number": "16",
        "locality_suffix": null
      },
      "effective_date": "2018-03-29",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire de Cr\u00E9dal asbl d\u00E9cide en vertu de l\u0027article 1 des statuts de transf\u00E9rer son si\u00E8ge social du 16 de la place de l\u0027Universit\u00E9 \u00E0 1348 Louvain-la-Neuve au 15A de la rue du Bosquet \u00E0 1435 Mont-Saint-Guibert.",
      "region_changed": false,
      "is_statute_change": false,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": "transf\u00E9rer son si\u00E8ge social du 16 de la place de l\u0027Universit\u00E9 \u00E0 1348 Louvain-la-Neuve au 15A de la rue du Bosquet \u00E0 1435 Mont-Saint-Guibert",
      "statute_article_number": "1",
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": "Jean-Pierre GOOR",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Louvain-la-Neuve",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": null,
    "filing_date": "2018-03-29",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2018-03-29",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0434.986.305",
    "name_full": "Cr\u00E9dal",
    "legal_form": "ASBL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Jean-Pierre GOOR",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [
    "Extrait de la d\u00E9lib\u00E9ration de l\u0027Assembl\u00E9e G\u00E9n\u00E9rale Extraordinaire"
  ]
}
2017
21-11-2017 2 directors appointed Director changes
  • Isabelle PHILIPPE, Directrice générale
  • Frédéric DE PATOUL, Voorzitter
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "directrice g\u00E9n\u00E9rale",
      "person": {
        "rrn": null,
        "name": "Isabelle PHILIPPE",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "pr\u00E9sident",
      "person": {
        "rrn": null,
        "name": "Fr\u00E9d\u00E9ric DE PATOUL",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0434.986.305",
    "name_full": "Cr\u00E9dal"
  }
}
22-08-2017 2 directors appointed, 3 resigning Director changes
  • Sophie Crapez, Bestuurder
  • Christophe REMON, Commissaire
  • Jean-Pierre Goor, Bestuurder
  • Lysiane de Selys, Bestuurder
  • Isabelle Philippe, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Jean-Pierre Goor",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "administratrice",
      "person": {
        "rrn": null,
        "name": "Lysiane de Selys",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "administratrice",
      "person": {
        "rrn": null,
        "name": "Isabelle Philippe",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administratrice",
      "person": {
        "rrn": null,
        "name": "Sophie Crapez",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "commissaire",
      "person": {
        "rrn": null,
        "name": "Christophe REMON",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0434.986.305",
    "name_full": "Cr\u00E9dal"
  }
}
2016
05-10-2016 3 directors appointed, 1 resigning Director changes
  • Dominique VERCRUYSSE, Bestuurder
  • Isabelle PHILIPPE, Bestuurder
  • Françoise ROBERT, Bestuurder
  • Jean LEGEIN, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Jean LEGEIN",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Dominique VERCRUYSSE",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administratrice",
      "person": {
        "rrn": null,
        "name": "Isabelle PHILIPPE",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administratrice",
      "person": {
        "rrn": null,
        "name": "Fran\u00E7oise ROBERT",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0434.986.305",
    "name_full": "Cr\u00E9dal"
  }
}
2015
31-12-2015 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous·Pierre VAN DEN EYNDE
Summary: completedNotary: Pierre VAN DEN EYNDE · Brabapallon
Technical details 
{
  "stage": "completed",
  "notary": {
    "name": "Pierre VAN DEN EYNDE",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Brabapallon",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2015-12-31",
    "filing_date": "2015-12-18",
    "act_kind_objet": "Approbation de l\u0027apport \u00E0 titre gratuit d\u0027universalit\u00E9 de l\u0027ASBL \u0022FONDS"
  },
  "decision": {
    "body": "raad_van_bestuur",
    "act_date": "2015-12-14",
    "unanimous": null
  },
  "conversion": null,
  "detected_kind": "universality_contribution",
  "report_waiver": null,
  "restructuring": {
    "parties": [
      {
        "kbo": "0434.986.305",
        "name": "CREDAL",
        "role": "contributor",
        "address": "1348 Ottignies Louvain-la-Neuve, place de l\u0027Universit\u00E9 16",
        "is_foreign": false,
        "legal_form": "ASBL",
        "is_new_company": false,
        "jurisdiction_country": "BE"
      },
      {
        "kbo": null,
        "name": "FONDS CREDAL",
        "role": "demerged",
        "address": "1348 Ottignies Louvain-la-Neuve, place de l\u0027Universit\u00E9 16",
        "is_foreign": false,
        "legal_form": "ASBL",
        "is_new_company": false,
        "jurisdiction_country": "BE"
      }
    ],
    "exchange_ratio": null,
    "legal_articles": [
      "760",
      "761",
      "762",
      "764",
      "765",
      "766",
      "767"
    ],
    "is_cross_border": false,
    "is_silent_merger": false,
    "balance_basis_date": null,
    "exchange_ratio_text": null,
    "new_shares_issued_n": 0,
    "real_estate_included": true,
    "patrimony_description": "L\u0027apport concerne l\u0027universalit\u00E9 du patrimoine (actif et passif) du Fonds Cr\u00E9dal, soit l\u0027ensemble du patrimoine, y compris les biens immobiliers et les dettes.",
    "equity_transferred_eur": null,
    "accounting_effective_date": null
  },
  "subject_company": {
    "kbo": "0434.986.305",
    "name_full": "CREDAL",
    "legal_form": "ASBL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Pierre VAN DEN EYNDE",
    "org_rep_person_name": null
  },
  "summary_narrative": "Le conseil d\u0027administration de l\u0027ASBL CREDAL a approuv\u00E9, le 14 d\u00E9cembre 2015, l\u0027apport \u00E0 titre gratuit de l\u0027universalit\u00E9 du patrimoine du Fonds Cr\u00E9dal, conform\u00E9ment aux articles 760 \u00E0 767 du Code des soci\u00E9t\u00E9s. Cette op\u00E9ration a \u00E9t\u00E9 instrument\u00E9e par acte notari\u00E9 en date du 18 d\u00E9cembre 2015.",
  "co_filed_documents": [
    "copie conforme du proc\u00E8s-verbal du conseil d\u0027administration"
  ],
  "detected_real_type": "universality_contribution",
  "referenced_correction": null,
  "should_reroute_to_category": null
}
09-11-2015 Transaction in capital or shares Capital & shares
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0434.986.305",
    "name_full": "CREDAL"
  }
}
26-08-2015 8 directors appointed, 2 resigning Director changes
  • Grégory Berthet, Bestuurder
  • Frédéric de Patoul, Voorzitter
  • Jean-Pierre Goor, Bestuurder
  • Lysiane de Selys, Bestuurder
  • Louis Devaux, Bestuurder
  • Jean Legein, Bestuurder
  • Dominique Vercruysse, Bestuurder
  • Olivier Gevart, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Caroline Evrard",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Jacque Vellut",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Gr\u00E9gory Berthet",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "pr\u00E9sident",
      "person": {
        "rrn": null,
        "name": "Fr\u00E9d\u00E9ric de Patoul",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Jean-Pierre Goor",
        "address": null,
        "birth_date": null
      }
    },
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      "kind": "director_in",
      "role": "administratrice",
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        "rrn": null,
        "name": "Lysiane de Selys",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Louis Devaux",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Jean Legein",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Dominique Vercruysse",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Olivier Gevart",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0434.986.305",
    "name_full": "Cr\u00E9dal"
  }
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Overige rechtskundige dienstverlening69109Overige rechtskundige dienstverlening69109Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige rechtskundige dienstverlening74114Overige adviesbureaus op het gebied van bedrijfsvoering en beheer74142
Primary activity highlighted.
Names & trade names
Legal nameFR Credal
Registered office
Avenue de Cîteaux 114
1348 Ottignies-Louvain-la-Neuve, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same sector and region · no size comparison possible · 409 of 2,751 with filed accounts
AIMER A LLN BE 0419.397.712 · Ottignies-Louvain-la-Neuve
OCTOGONE CONSULTING BE 0755.812.716 · Ottignies-Louvain-la-Neuve
A. QUATAERT BE 0461.578.656 · Hoeilaart
ABYOO BE 0425.157.532 · Genappe
Advies- en Expertisekantoor Ter Heide BE 0466.439.445 · Asse
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative