Age3 yrs
Real estate2 parcels · 1.7 ha
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of CREATIVE POWER is 5.6% (elevated). The 2025 annual accounts show negative equity (€-29k) and a net result of €69k. Its solvency ranks better than 9% of 158 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone5.6%
Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector
+Young company
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Signals
1 signal · with evidenceWeak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 158 sector peers (2025).
View the sector comparison Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-03. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-03-2025, that is 31-10-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-03-2025 | 31-10-2025 | 31-10-2025 | on the day | 2025-00559983 |
| 31-03-2024 | 31-10-2024 | 31-10-2024 | on the day | 2024-00525132 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€69k
Working capital€-31k+69.4%
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 31-10-2025 with the NBB · fiscal year 2025 · verkort
Sector comparison
Fiscal year 2025 · NACE 56, Food & beverage service · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -41.2% | 32.3% | |
| Net result | €69k | €18k | |
| Equity | €-29k | €103k | |
| Gross operating margin | €436k | €312k | |
| Staff costs | €358k | €232k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€76k
-
24-25
€69k
-
24-25
€71k
-
24-25
€71k
+102.7%
24-25
€-29k
+70.4%
24-25
€-31k
+69.4%
24-25
8
-18.0%
24-25
€358k
+29.2%
24-25
Show 9 other metrics
€100k
-25.1%
24-25
€100k
-25.1%
24-25
0.69
+192.6%
24-25
0.51
+250.9%
24-25
-41.2%
+85.4%
24-25
-3.43
-153.0%
24-25
-237.6%
-
24-25
97.9%
-
24-25
11.86
-
24-25
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €76k |
| Net profit | €69k |
| Cash flow | €71k |
| Staff costs | €358k |
| Income taxes | - |
| Dividends | - |
| Total assets | €71k |
| Equity | €-29k |
| Debt | €100k |
| of which ≤ 1y | €100k |
| of which > 1y | - |
| Working capital | €-31k |
| Employees (FTE) | 8.2 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.69 |
| Quick ratio | 0.51 |
| Working capital ratio | -44.2% |
| Solvency | -41.2% |
| Debt / equity | -3.43 |
| Long-term debt ratio | - |
| Interest coverage | 11.86 |
| Gross margin | - |
| Net margin | - |
| ROA | 97.9% |
| ROE | -237.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €71k |
| Fixed assets | 21/28 | €2k |
| Tangible fixed assets | 22/27 | €2k |
| Current assets | 29/58 | €69k |
| Stocks & contracts in progress | 3 | €18k |
| Amounts receivable within one year | 40/41 | €9k |
| Cash & bank | 54/58 | €42k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €71k |
| Equity | 10/15 | €-29k |
| Contributions / capital | 10/11 | €2k |
| Accumulated profits (losses) | 14 | €-31k |
| Amounts payable | 17/49 | €100k |
| Amounts payable within one year | 42/48 | €100k |
| Trade debts payable within one year | 44 | €26k |
| Income statement | ||
| Gross operating margin | 9900 | €436k |
| Operating result | 9901 | €74k |
| Financial income | 75 | €1k |
| Financial charges | 65 | €6k |
| Result before taxes | 9903 | €69k |
| Net result for the period | 9904 | €69k |
| Result to be appropriated | 9905 | €69k |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2025 · computed16
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationHartivert
since 20232.344.979.651
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1.7 ha
Buildings2
Building footprint2,003 m²
Volume (LiDAR)10,382 m³
Tallest building40.2 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24101B0161/00K000 | Flanders | 1.2 ha | 1 · 1,986 m² | 40.2 m · 2 fl. |
| 24016B0174/00W003 | Flanders | 5,340 m² | 1 · 17 m² | 2.2 m · 1 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts Address history · 1
22-07-2025
Registered-office move
All acts · 1
updated 1 year ago
2025
22-07-2025 Registered office moved from Tienen to Boutersem
- Sint-Katharinastraat 7 - 3300 Tienen → Leuvensesteenweg 228 B 3370 Boutersem
Analysis
Financial profile
5 of 5 axes measured45
/ 100
Mixed profile: strong on stability, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
16
Profitability
0
Solvency
37
Growth
78
Stability
94
Credit advice
verdict per customer and amountSimilar
Similar companies
Comparable size, same sectorBE 0540.686.512 · Sint-Truiden
BE 0876.413.014 · Elsene
BE 0759.566.121 · Hulshout
BE 0783.491.170 · Gent
BE 0800.646.908 · Tinlot
We hold annual accounts for 2,992 of the 20,280 companies in this sector. 519 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Eetgelegenheden met volledige bediening56101Activiteiten van eetgelegenheden met volledige bediening56111Catering56210Catering van evenementen56210Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112Catering56210Catering van evenementen56210Cateringdiensten op contractbasis en overige diensten in verband met maaltijden56220Overige eetgelegenheden56290Cafés en bars56301Cafés en bars56301Organisatie van congressen en beurzen82300Organisatie van congressen en beurzen82300
Primary activity highlighted.
Names & trade names
| Legal nameNL | CREATIVE POWER |
Registered office
Leuvensesteenweg 228 B
3370 Boutersem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.