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Generated 02-09-2026
Active BE 0449.801.470Public limited company

CREATIEF ONDERNEMEN

Van Iseghemlaan 45 ·8400 Oostende, Belgium· 33 yrs active
Sector: Activiteiten van interieurarchitecten (71112)
Conclusion Checked

The computed 12-month bankruptcy probability of CREATIEF ONDERNEMEN is 0.1% (very low). The 2025 annual accounts show equity of €648k and a net result of €62k. The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €648k
Net result €62k
Active 33 yrs
Board 1
Financial profile 4 of 5 axes measured · computed by Checked
Health81Profitability48Solvency79Growth-Stability85
73 / 100

Strong profile, led by stability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 81
Profitability 48
Solvency 79
Growth -
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1993, 33 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
81 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview32 NBB filings
Annual accounts filed on 29-07-2026 with the NBB · fiscal year 2025 · verkort
Fiscal year2025
Depositverkort
Revenue-
EBITDA€121k
Net profit€62k
Cash flow€92k
Staff costs-
Income taxes€18k
Dividends-
Total assets€999k
Equity€648k
Debt€286k
of which ≤ 1y€225k
of which > 1y€62k
Working capital€11k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.05
Quick ratio1.05
Working capital ratio1.1%
Solvency64.9%
Debt / equity0.44
Long-term debt ratio0.10
Interest coverage6.02
Gross margin-
Net margin-
ROA6.2%
ROE9.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€999k
Fixed assets 21/28€763k
Tangible fixed assets 22/27€763k
Financial fixed assets 28€409
Current assets 29/58€235k
Amounts receivable within one year 40/41€49k
Cash & bank 54/58€186k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€999k
Equity 10/15€648k
Contributions / capital 10/11€63k
Reserves 13€585k
Provisions & deferred taxes 16€65k
Amounts payable 17/49€286k
Amounts payable after one year 17€62k
Amounts payable within one year 42/48€225k
Trade debts payable within one year 44€15k
Income statement
Gross operating margin 9900€159k
Operating result 9901€91k
Financial income 75€6k
Financial charges 65€20k
Result before taxes 9903€77k
Income taxes 67/77€18k
Net result for the period 9904€62k
Result to be appropriated 9905€73k
Ratios computed by Checked.
Directors & mandates 1 directors
Current directors & mandates
  • Truyens Tom
    Director
    State Gazette act 25089990 (15-07-2025)
    Current
    15-07-2025 → present
    2 events
    • 15-07-2025 Appointed· Director
    • 15-07-2025 Appointed· Managing director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Activiteiten van interieurarchitecten(71112)
Legal form Public limited company(014)
Incorporation05-04-1993
StatusActive
Postal code8400
Establishment units 1 location
CREON
Van Iseghemlaan 45, 8400 OostendePersonenvervoer door de lucht
since 19932.061.773.503
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35013A1596/00X017 Flanders 243 m² 1 · 254 m² 27.8 m · 9 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
29-07-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2025
15-07-2025
State Gazette act Director changes
03-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
19-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
05-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
28-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
22-09-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
03-09-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2018
22-10-2018
NBB filing Annual accounts filed
fiscal year 2018 · micro
2017
30-10-2017
NBB filing Annual accounts filed
fiscal year 2017 · micro
2016
25-10-2016
NBB filing Annual accounts filed
fiscal year 2016 · verkort
Belgian State Gazette reading coverage 0 of 7 acts read

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
15-07-2025 2 directors appointed Director changes
  • Truyens Tom, Bestuurder
  • Tom Truyens, Gedelegeerd bestuurder
Technical details 
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  "act_meta": {
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  "co_filed_documents": [
    "Bijlagen bij het Belgisch Staatsblad",
    "Annexes du Moniteur belge"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van interieurarchitecten71112
Primary activity highlighted.
Names & trade names
Legal nameNL CREATIEF ONDERNEMEN
AbbreviationNL CREON
Registered office
Van Iseghemlaan 45 bus 1
8400 Oostende, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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ANN CAILLIAU INTERIEURARCHITECT BE 0686.806.520 · Oostende
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative