CREAPLUS
ActiveCREAPLUS has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €-854. Equity is growing by ~44.2% per year across the filed fiscal years. Its solvency ranks better than 25% of 7027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-32
Solvency46▼-10
Growth45=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.7%
Return on assets
-2.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
43 d late
2023
31 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
87 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€66k▼ 0.9%
2020 · €67k
2020: €67k
2020 → 2021
EBIT margin
7.5%▲ 1.0pp
2020 · 6.4%
2020: 6.4%
2020 → 2021
Net result
€-854
2024 · €7k
2018: €26k
2019: €-11k
2020: €4k
2021: €2k
2022: €-4k
2023: €9k
2024: €7k
2018 → 2025
Working capital
€-2k▲ 64.4%
2024 · €-5k
2018: €4k
2019: €-945
2020: €-6k
2021: €-4k
2022: €-7k
2023: €107
2024: €-5k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€66k-
Equity€-3k-€-7k▼ 117%€2k€9k▲ 284%€8k▼ 9.5%
Operating result€5k-€-2k€13k€9k▼ 29.2%€3k▼ 68.6%
Net result€2k-€-4k€9k€7k▼ 28.0%€-854
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 69% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €39k
Fixed assets
€10k▼ 30.3%
Current assets
€29k▲ 105%
Equity and liabilities €39k
Equity
€8k▼ 9.5%
Debt
€31k▲ 58.1%
The debt ratio rises from 68.7% to 79.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€7k▼
2024 · €11k
Cash flow
€4k▼
2024 · €8k
Solvency
20.7%▼
2024 · 31.3%
Current ratio
0.94▲
2024 · 0.72
Quick ratio
0.89▲
2024 · 0.60
Debt / equity
3.83▲
2024 · 2.19
ROE
-10.5%▼
2024 · 74.0%
ROA
-2.2%▼
2024 · 23.2%
Interest coverage
64.23▼
2024 · 93.76
Debt
€31k▲
2024 · €20k
Debt ≤ 1 year
€31k▲
2024 · €20k
Income taxes
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€29k€39k▲
Fixed assets21/28€14k€10k▼
Tangible fixed assets22/27€14k€10k▼
Plant, machinery and equipment23€14k€10k▼
Financial fixed assets28€180€180=
Current assets29/58€14k€29k▲
Stocks and contracts in progress3€2k€2k▼
Stocks30/36€2k€2k▼
Amounts receivable within one year40/41€10k€16k▲
Trade receivables40€10k€16k▲
Other amounts receivable41€2€25▲
Cash at bank and in hand54/58€2k€11k▲
Equity and liabilities
Total equity and liabilities10/49€29k€39k▲
Equity10/15€9k€8k▼
Contributions10/11€6k€6k=
Reserves13€620€620=
Non-distributable reserves130/1€620€620=
Reserves not available under the articles1311€620€620=
Profit (loss) carried forward14€2k€1k▼
Amounts payable17/49€20k€31k▲
Amounts payable within one year42/48€20k€31k▲
Trade debts44€13k€23k▲
Suppliers440/4€13k€23k▲
Taxes, remuneration and social security45€4k€7k▲
Taxes450/3€4k€7k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€2k€2k▲
Income statement
Code20242025
Non-recurring operating income76A-€10k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€3k€10k▲
Gross operating margin9900€14k€17k▲
Operating profit (loss)9901€9k€3k▼
Financial income75/76B€492€0▼
Recurring financial income75€492€0▼
Financial charges65/66B€117€120▲
Recurring financial charges65€117€114▼
Non-recurring financial charges66B-€6
Profit (loss) for the period before taxes9903€10k€3k▼
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€7k€-854▼
Profit (loss) for the period to be appropriated9905€7k€-854▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€1k▼
Profit (loss) brought forward from the previous period14P€-4k€2k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
12-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 43 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 31 days late
2023
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 87 days late
2019
31-12
Financial
Weakest financial yearnet €-11k ▼142%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 31 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fléron · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Longue Hayoulle 9/94620 FléronGround area
1.2 ha
Building footprint
1,443 m²
Volume, LiDAR
35,958 m³
2 parcels, Wallonia · tallest building 30.0 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Carmes(AYE) 114, 4630 Soumagne
since 19932.061.208.626
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62038B0187/00V000 | Wallonia | 1.2 ha | 1 · 1,313 m² | 30.0 m · 9 fl. |
| 62008B0106/00F000 | Wallonia | 743 m² | 1 · 130 m² | 5.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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REFLEX DESIGN
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TRINÔME
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Of 9,863 companies in sector 73110 we hold annual accounts for 3,755. 1,921 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded15-02-1993
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
74401
74851
82100Office administrative and support services
82190Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.