CREAFISC
The computed 12-month bankruptcy probability of CREAFISC is 0.3% (very low). The 2021 annual accounts show negative equity (€-20k) and a net result of €-40k. Equity is shrinking by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 1529 sector peers (fiscal year 2021). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-20k |
| Net result | €-40k |
| Better than sector | 5% |
| Active | 27 yrs |
Mixed profile: strong on profitability, weaker on solvency.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -1025.9% | 50.6% | |
| Net result | €-3k | €24k | |
| Equity | €-20k | €36k | |
| Gross operating margin | €-1k | €44k | |
| Total assets | €2k | €90k |
| Fiscal year | 2021 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | - |
| Net profit | €-40k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €2k |
| Equity | €-20k |
| Debt | €22k |
| of which ≤ 1y | €22k |
| of which > 1y | - |
| Working capital | €-20k |
| Employees (FTE) | - |
| 2021 | |
|---|---|
| Current ratio | 0.09 |
| Quick ratio | 0.09 |
| Working capital ratio | -1017.0% |
| Solvency | -1025.9% |
| Debt / equity | - |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -2075.1% |
| ROE | 202.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2021 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €2k |
| Current assets | 29/58 | €2k |
| Amounts receivable within one year | 40/41 | €2k |
| Cash & bank | 54/58 | €399 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €2k |
| Equity | 10/15 | €-20k |
| Reserves | 13 | €2k |
| Accumulated profits (losses) | 14 | €-40k |
| Amounts payable | 17/49 | €22k |
| Amounts payable within one year | 42/48 | €22k |
| Trade debts payable within one year | 44 | €144 |
| Income statement | ||
| Gross operating margin | 9900 | €-1k |
| Operating result | 9901 | €-2k |
| Financial income | 75 | €13 |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €-3k |
| Net result for the period | 9904 | €-3k |
| Result to be appropriated | 9905 | €-3k |
-
BATTEAUW JohanManagerState Gazette act 22099170 (17-08-2022)Current19-07-2022 → present
2 events
- 19-07-2022 Resigned· Director
- 19-07-2022 Appointed· Manager
| NACE primary | Activiteiten van (gecertificeerde) (fiscaal) accountants(69201) |
| Legal form | General partnership(011) |
| Incorporation | 12-01-1999 |
| Status | Active |
| Postal code | 9700 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45021A1732/00C000 | Flanders | 1,791 m² | 1 · 189 m² | 8.7 m · 2 fl. |
| 44810K0070/00X000 | Flanders | 67 m² | 1 · 93 m² | 16.8 m · 1 fl. |
| 41002A1749/00B000 | Flanders | 56 m² | 1 · 43 m² | 10.8 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
29-07-2026 Act object · Notarial deed · Incorporation · Founder
- Act object: OPRICHTING · LIZEO
- Publication: 29/07/2026 · LIZEO
- Filing: 27-07-2026 · LIZEO
- Notarial deed: 23 juli 2026 · LIZEO
- Incorporation: 23 juli 2026 · LIZEO
- Founder · VUNCK Steven
- Purpose: 1. Specifieke activiteiten: het optreden als verkoper en het stimuleren ervan; het optreden als manager en managementvennootschap; het besturen van vennootschappen en verenigingen... sales, sales groei en stimulatie; consulting en management in sales en project management; consulting en management in opstart en uitbouwen van nieuwe bedrijven... plaatsbeschrijvingen... dakinspecties; dakwerken; schrijnwerkerij; verhuur van materialen... freelance in horeca... investeringen... vastgoed, aandelen, digitale munt. 2. Algemene activiteiten: verhuur en handel in onroerende goederen; projectontwikkeling... bemiddeling in onroerend goed... beheer van onroerend goed... handelsbemiddeling... veiligheidscoördinator. het verwerven van participaties... financieringsverrichtingen... financiële holdings... verlenen van adviezen... bijstand en diensten verlenen. 3. Bijzondere bepalingen: De vennootschap mag alle verrichtingen stellen... die rechtstreeks of onrechtstreeks met haar voorwerp verwant zijn... · LIZEO
- Founding capital: amount: 5000.0, shares: 50, currency: EUR · LIZEO
- Officer appointment: role: bestuurder, term: onbepaalde duur, start_date: 2026-07-23 · VUNCK Steven
- Filing representative: vervulling van alle administratieve formaliteiten te verzekeren nodig voor de inschrijving ... bij de Kruispuntbank van Ondernemingen, het openen van een effectenregister ... UBO-register ... sociale kassen en btw-administratie · Creafisc
- First fiscal year: end: 31-12-2026, start: 27-07-2026 · LIZEO
Technical details
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}06-03-2023 Transaction in capital or shares
Technical details
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}28-12-2022 Registered office moved from Gent to Oudenaarde
- Diksmuidestraat 2-9000 Gent → Natendries 23 te 9700 Oudenaarde
Technical details
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}17-08-2022 1 director appointed, 1 resigning
- BATTEAUW Johan, Zaakvoerder
- BATTEAUW Johan, Bestuurder
Technical details
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"org_kbo": "0518.896.649",
"org_name": "Nathalie HOMBROUCKX, notarisvennootschap",
"person_name": null,
"org_rep_person_name": "Nathalie Hombrouckx",
"person_role_at_subject": null
},
"co_filed_documents": [
"expeditie van proces-verbaal",
"verslag bestuurder",
"verslag bedrijfsrevisor",
"co\u00F6rdinatie der statuten"
],
"corrected_publication_numac": null
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
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