CREA'Store
The computed 12-month bankruptcy probability of CREA'Store is 1.8% (moderate). The 2025 annual accounts show equity of €52k and a net result of €-16k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 26% of 26784 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €52k |
| Net result | €-16k |
| Staff (FTE) | 4 |
| Better than sector | 26% |
Mixed profile: strong on stability, weaker on profitability.
All 5 axes are computed from data Checked has read.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 25.2% | 47.4% | |
| Net result | €-16k | €10k | |
| Equity | €52k | €60k | |
| Gross operating margin | €240k | €39k | |
| Staff costs | €183k | €40k |
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | €1.01M | €943k | €1.00M | €1.01M | €1.18M |
| EBITDA | €52k | €53k | €80k | €50k | €116k |
| Net profit | €-16k | €-18k | €17k | €-8k | €52k |
| Cash flow | €46k | €54k | €81k | €51k | €109k |
| Staff costs | €183k | €159k | €146k | €159k | €148k |
| Income taxes | €-320 | €773 | €1k | - | €13k |
| Dividends | - | - | - | - | - |
| Total assets | €205k | €282k | €340k | €315k | €250k |
| Equity | €52k | €67k | €85k | €69k | €76k |
| Debt | €152k | €214k | €254k | €245k | €172k |
| of which ≤ 1y | €72k | €87k | €143k | €176k | €134k |
| of which > 1y | €80k | €127k | €111k | €69k | €38k |
| Working capital | €10k | €-6k | €-30k | €-19k | €-10k |
| Employees (FTE) | 4.0 | 4.0 | 4.3 | 5.0 | 4.8 |
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 1.13 | 0.93 | 0.79 | 0.89 | 0.93 |
| Quick ratio | 1.00 | 0.56 | 0.65 | 0.62 | 0.67 |
| Working capital ratio | 4.7% | -2.0% | -8.7% | -6.1% | -3.8% |
| Solvency | 25.2% | 23.9% | 25.0% | 21.8% | 30.6% |
| Debt / equity | 2.95 | 3.17 | 2.98 | 3.57 | 2.25 |
| Long-term debt ratio | 1.56 | 1.88 | 1.30 | 1.01 | 0.50 |
| Interest coverage | 9.02 | 8.30 | 16.09 | 20.40 | 57.07 |
| Gross margin | 23.8% | 22.8% | 22.9% | 20.9% | 22.6% |
| Net margin | -1.6% | -1.9% | 1.7% | -0.8% | 4.5% |
| ROA | -7.7% | -6.3% | 4.9% | -2.5% | 21.0% |
| ROE | -30.7% | -26.3% | 19.5% | -11.7% | 68.7% |
| EBITDA margin | 5.1% | 5.6% | 8.0% | 4.9% | 9.9% |
| Days sales outstanding | 22d | 9d | 18d | 34d | 24d |
| Days payable outstanding | 2d | 1d | 11d | 28d | 16d |
| Inventory turnover | 83.39 | 22.29 | 37.40 | 16.51 | 26.71 |
| Days inventory (DSI) | 4d | 16d | 10d | 22d | 14d |
Full annual accounts (27 line items)
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €205k | €282k | €340k | €315k | €250k |
| Fixed assets | 21/28 | €123k | €201k | €227k | €158k | €125k |
| Intangible fixed assets | 21 | €0 | - | - | €5k | €25k |
| Tangible fixed assets | 22/27 | €123k | €201k | €227k | €153k | €100k |
| Current assets | 29/58 | €81k | €81k | €114k | €157k | €124k |
| Stocks & contracts in progress | 3 | €9k | €33k | €21k | €48k | €34k |
| Amounts receivable within one year | 40/41 | €60k | €28k | €69k | €104k | €77k |
| Cash & bank | 54/58 | €5k | €14k | €21k | €5k | €12k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €205k | €282k | €340k | €315k | €250k |
| Equity | 10/15 | €52k | €67k | €85k | €69k | €76k |
| Contributions / capital | 10/11 | €14k | €14k | €14k | €12k | €12k |
| Reserves | 13 | - | - | - | €2k | €2k |
| Accumulated profits (losses) | 14 | €37k | €53k | €71k | €54k | €62k |
| Provisions & deferred taxes | 16 | €1k | €1k | €1k | €1k | €1k |
| Amounts payable | 17/49 | €152k | €214k | €254k | €245k | €172k |
| Amounts payable after one year | 17 | €80k | €127k | €111k | €69k | €38k |
| Amounts payable within one year | 42/48 | €72k | €87k | €143k | €176k | €134k |
| Trade debts payable within one year | 44 | €5k | €2k | €23k | €62k | €41k |
| Income statement | ||||||
| Turnover | 70 | €1.01M | €943k | €1.00M | €1.01M | €1.18M |
| Gross operating margin | 9900 | €240k | €214k | €229k | €211k | €265k |
| Operating result | 9901 | €-11k | €-19k | €16k | €-10k | €60k |
| Financial income | 75 | €7k | €8k | €7k | €4k | €8k |
| Financial charges | 65 | €6k | €6k | €5k | €2k | €2k |
| Result before taxes | 9903 | €-16k | €-17k | €18k | €-8k | €66k |
| Income taxes | 67/77 | €-320 | €773 | €1k | - | €13k |
| Net result for the period | 9904 | €-16k | €-18k | €17k | €-8k | €52k |
| Result to be appropriated | 9905 | €-16k | €-18k | €17k | €-8k | €52k |
| NACE primary | Joinery installation(43320) |
| Legal form | Private limited company(610) |
| Incorporation | 01-04-2016 |
| Status | Active |
| Postal code | 6760 |
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85043C0592/02K000 | Wallonia | 4,275 m² | 1 · 130 m² | 8.4 m · 2 fl. |
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
17-11-2023 Discharge granted to the board
Technical details
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"notary": {
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"firm_name": "Nicolas PEIFFER \u2013 Soci\u00E9t\u00E9 notariale",
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{
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"date": "2023-11-13",
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"subject_company": {
"kbo": "0650.993.427",
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"co_filed_documents": [
"une exp\u00E9dition conforme de l\u2019acte avec ses annexes et statuts coordonn\u00E9s"
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}| Legal nameFR | CREA'Store |
| Trade nameFR | CREA'Store |