Skip to content

CRD CONSULTING

Active
Chaussée de Lille(TOU) 327/4 ·7500 Tournai, Belgium
KBO/BCE: BE 0849.463.048
Watch Print / PDF
Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

Process with priority Sign in free to move this company to the front.
Age13 yrs
Real estate1 parcel · 1,965 m²

Summary

Conclusion

the dossier summarised in one paragraph

The KBO register records legal situation 050 for CRD CONSULTING (Register: open bankruptcy); this is today's state according to the register itself, which carries no start date. The 2020 annual accounts show negative equity (€-245k) and a net result of €-247k.

Based on the State Gazette, CBE and 3 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Signals

Insufficient current data: the most recent filed accounts (financial year 2020) are too old to derive current signals.

Filing behaviour

From the deposit records, complete market-wide
Filing behaviour not assessed
The register records an open bankruptcy. From that point the trustee files and the ordinary seven-month rhythm no longer governs. The register carries no start date, so we cannot tell which filings fall before it: we show the facts and do not assess the behaviour.
Latest accounts filed on time
The financial year that closed on 31-12-2020 was due by 31-07-2021 and was filed on 26-07-2021, 5 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 8 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2020, that is 31-07-2021.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 nothing on record not filed -
31-12-2023 31-07-2024 nothing on record not filed -
31-12-2022 31-07-2023 nothing on record not filed -
31-12-2021 31-07-2022 nothing on record not filed -
31-12-2020 31-07-2021 26-07-2021 5 d early 2021-41900021
31-12-2019 31-07-2020 28-07-2020 3 d early 2020-37800058
31-12-2018 31-07-2019 30-07-2019 1 d early 2019-42700241
31-12-2017 31-07-2018 02-08-2018 2 d late 2018-42600021
31-12-2016 31-07-2017 28-07-2017 3 d early 2017-37400592
31-12-2015 31-07-2016 31-12-2016 153 d late 2016-72300512
31-12-2014 31-07-2015 11-05-2016 285 d late 2016-11900309

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

1 signal
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-247k-19.4%
Working capital€-261k-16.8%

Annual accounts & ratios

Source: NBB · 2020
Annual accounts filed on 26-07-2021 with the NBB · fiscal year 2020 · volledig
€-400k€-200k€0€200kOperating result 2018: €178k€178kNet result 2018: €-198k€-198kOperating result 2019: €-7k€-7kNet result 2019: €-207k€-207kOperating result 2020: €-39k€-39kNet result 2020: €-247k€-247k201820192020
Operating resultNet result
Sector comparison
Fiscal year 2020 · NACE 46, Wholesale trade · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency -55.7% 33.2%
better than 5% of 371 sector peers
Net result €-40k €39k
better than 19% of 371 sector peers
Equity €-245k €770k
better than 6% of 371 sector peers
Gross operating margin €-33k €123k
better than 5% of 192 sector peers
Total assets €439k €3.21M
better than 17% of 371 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-37k
-717.2% 18-20
Net profit
€-247k
-19.4% 18-20
Cash flow
€-245k
-19.6% 18-20
Total assets
€439k
+13.7% 18-20
Equity
€-245k
-19.3% 18-20
Working capital
€-261k
-16.8% 18-20
Debt
€684k
+15.7% 18-20
Debt ≤ 1y
€684k
+15.7% 18-20
Current ratio
0.62
-0.6% 18-20
Quick ratio
0.42
-27.2% 18-20
Solvency
-55.7%
-4.9% 18-20
ROE
100.9%
+0.1% 18-20
ROA
-56.2%
-5.0% 18-20
Figures by fiscal year
Fiscal year2020
Depositvolledig
Revenue-
EBITDA€-37k
Net profit€-247k
Cash flow€-245k
Staff costs-
Income taxes-
Dividends-
Total assets€439k
Equity€-245k
Debt€684k
of which ≤ 1y€684k
of which > 1y-
Working capital€-261k
Employees (FTE)-
Ratios (computed)
2020
Current ratio0.62
Quick ratio0.42
Working capital ratio-59.3%
Solvency-55.7%
Debt / equity-
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-56.2%
ROE100.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2020
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2020
Balance sheet, Assets
TOTAL ASSETS 20/58€439k
Fixed assets 21/28€16k
Tangible fixed assets 22/27€10k
Financial fixed assets 28€6k
Current assets 29/58€423k
Stocks & contracts in progress 3€139k
Amounts receivable within one year 40/41€157k
Cash & bank 54/58€127k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€439k
Equity 10/15€-245k
Reserves 13€2k
Accumulated profits (losses) 14€-246k
Amounts payable 17/49€684k
Amounts payable within one year 42/48€684k
Trade debts payable within one year 44€684k
Income statement
Gross operating margin 9900€-33k
Operating result 9901€-39k
Financial income 75€67
Financial charges 65€952
Result before taxes 9903€-40k
Net result for the period 9904€-40k
Result to be appropriated 9905€-40k
You are seeing the latest fiscal year only. 2 prior years (figures + ratios) are in a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2020 · computed
0 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2020 and the legal situation the KBO register itself records. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
Chaussée de Lille(TOU) 327, 7500 Tournai
Handelsbemiddeling in de groothandel in textiel, kleding, bont, schoeisel en lederwaren
since 20122.215.262.937
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,965 m²
Buildings1
Building footprint462 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57463L0290/00F000 Wallonia 1,965 m² 1 · 462 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals found in the Belgian State Gazette. The KBO register does record a special legal situation for this company, so do not read this as a clean bill of health.

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health0Profitability100Solvency4Growth32Stability0
27 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 100
Solvency 4
Growth 32
Stability 0

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 138 of the 1,280 companies in this sector. 83 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Handelsbemiddeling in textiel, kleding, bont, schoeisel en lederwaren46160Handelsbemiddeling in de groothandel in textiel, kleding, bont, schoeisel en lederwaren46160
Primary activity highlighted.
Names & trade names
Legal nameFR CRD CONSULTING
Registered office
Chaussée de Lille(TOU) 327/4
7500 Tournai, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.