CRC BUILDERS
ActiveCRC BUILDERS has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.60M and a net result of €36k. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 55% of 8537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
81
/ 100
Excellent▼ -12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability11▼-51
Solvency98=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 11.5 against 4.94 in 2024), and 42.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.9%
Return on assets
1.3%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 05-12-2025, 146 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
146 d early
2024
113 d early
2023
56 d early
2022
3 d late
2021
39 d early
2020
1 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
10-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.60M▲ 2.3%
2024 · €1.56M
2018: €797k
2019: €879k
2020: €922k
2021: €989k
2022: €932k
2023: €1.38M
2024: €1.56M
2018 → 2025
Total assets
€2.76M▲ 4.7%
2024 · €2.64M
2018: €1.17M
2019: €1.14M
2020: €1.20M
2021: €1.47M
2022: €2.11M
2023: €2.37M
2024: €2.64M
2018 → 2025
Net result
€36k▼ 81.6%
2024 · €193k
2018: €225k
2019: €94k
2020: €43k
2021: €201k
2022: €336k
2023: €444k
2024: €193k
2018 → 2025
Working capital
€1.40M▲ 17.5%
2024 · €1.19M
2018: €-76k
2019: €-17k
2020: €19k
2021: €171k
2022: €347k
2023: €797k
2024: €1.19M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€989k-€932k▼ 5.8%€1.38M▲ 47.6%€1.56M▲ 13.6%€1.60M▲ 2.3%
Operating result€296k-€496k▲ 67.4%€687k▲ 38.3%€307k▼ 55.2%€88k▼ 71.4%
Net result€201k-€336k▲ 67.6%€444k▲ 32.0%€193k▼ 56.4%€36k▼ 81.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 71% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.76M
Fixed assets
€1.22M▲ 7.4%
Current assets
€1.54M▲ 2.6%
Equity and liabilities €2.76M
Equity
€1.60M▲ 2.3%
Debt
€1.16M▲ 8.2%
The debt ratio rises from 40.8% to 42.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€112k▼
2024 · €336k
Cash flow
€60k▼
2024 · €222k
Solvency
57.9%▼
2024 · 59.2%
Current ratio
11.50▲
2024 · 4.94
Quick ratio
4.04▲
2024 · 3.75
Debt / equity
0.73▲
2024 · 0.69
ROE
2.2%▼
2024 · 12.4%
ROA
1.3%▼
2024 · 7.3%
Interest coverage
1.98▼
2024 · 6.65
Debt
€1.16M▲
2024 · €1.08M
Debt ≤ 1 year
€134k▼
2024 · €303k
Debt > 1 year
€1.03M▲
2024 · €772k
Income taxes
€18k▼
2024 · €86k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.64M€2.76M▲
Fixed assets21/28€1.14M€1.22M▲
Tangible fixed assets22/27€96k€180k▲
Plant, machinery and equipment23€360€38▼
Furniture and vehicles24€75k€163k▲
Other tangible fixed assets26€21k€17k▼
Financial fixed assets28€1.04M€1.04M=
Current assets29/58€1.50M€1.54M▲
Amounts receivable after more than one year29€724k€210k▼
Other amounts receivable291€724k€210k▼
Stocks and contracts in progress3€362k€997k▲
Stocks30/36€362k€997k▲
Amounts receivable within one year40/41€601€309k▲
Trade receivables40€601€265k▲
Other amounts receivable41-€45k
Current investments50/53€300k€0▼
Cash at bank and in hand54/58€105k€15k▼
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€2.64M€2.76M▲
Equity10/15€1.56M€1.60M▲
Contributions10/11€50k€50k=
Reserves13€1.51M€1.55M▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€1.51M€1.55M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.08M€1.16M▲
Amounts payable after more than one year17€772k€1.03M▲
Financial debts170/4€355k€644k▲
Other amounts payable178/9€417k€386k▼
Amounts payable within one year42/48€303k€134k▼
Current portion of amounts payable after more than one year42€65k€45k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€105k€52k▼
Suppliers440/4€105k€52k▼
Taxes, remuneration and social security45€103k€16k▼
Taxes450/3€103k€16k▼
Other amounts payable47/48€29k€21k▼
Income statement
Code20242025
Non-recurring operating income76A€0€3k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€24k▼
Other operating charges640/8€24k€28k▲
Gross operating margin9900€360k€140k▼
Operating profit (loss)9901€307k€88k▼
Financial income75/76B€23k€22k▼
Recurring financial income75€23k€22k▼
Financial charges65/66B€51k€57k▲
Recurring financial charges65€51k€57k▲
Profit (loss) for the period before taxes9903€279k€53k▼
Income taxes67/77€86k€18k▼
Profit (loss) for the period9904€193k€36k▼
Profit (loss) for the period to be appropriated9905€193k€36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€193k€36k▼
Transfer to equity691/2€187k€36k▼
To other reserves6921€187k€36k▼
Profit to be distributed694/7€6k€0▼
Return on contributions (dividend)694€6k-
Directors or managers695-€0
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
05-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-09
Financial
Weakest financial yearnet €36k ▼81.6%
Net result drops to €36k, the lowest in the series.
30-09
Financial
Liquidity doublescurrent ratio 11.50
Current ratio from 4.94 to 11.50; short-term debt falls from €303k to €134k.
07-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
05-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Highest result since 2018net €444k ▲32%
Operating result €687k, net result €444k, both a record.
30-09
Financial
Equity above €1MEq €1.38M ▲47.6%
6 profitable years in a row build equity to €1.38M.
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 3 days late
2022
22-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
16-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
09-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lichtervelde · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hazelstraat 1248810 LichterveldeGround area
4,389 m²
Building footprint
195 m²
Volume, LiDAR
1,201 m³
Parcel 36011E0972/00C000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CRC BUILDERS
since 20132.217.285.881
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36011E0972/00C000 | Flanders | 4,389 m² | 1 · 195 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WETIMO
BE 0448.852.652
Sint-Lievens-Houtem · Eq €1.60M
HKN INVEST
BE 0688.951.804
Wanze · Eq €1.60M
COUVREUR FINANCES
BE 0467.066.183
Evere · Eq €1.60M
PI.COTTAGE
BE 0461.037.139
Grimbergen · Eq €1.60M
THESEUM
BE 0834.490.307
Brussel · Eq €1.60M
Of 82,169 companies in sector 70200 we hold annual accounts for 52,388. 22,618 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2013
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.