CrafITom
ActiveCrafITom has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €44k. Equity is shrinking by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 38% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency66▼-12
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.69 in 2024; short-term debt: 58.9% and cash: 50.2% of total assets), and 58.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.1%
Return on assets
53.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
30 d early
2024
13 d early
2023
22 d early
2022
20 d early
2021
33 d early
2020
29 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€34k▼ 2.9%
2024 · €35k
2018: €45k
2019: €81k
2020: €54k
2021: €33k
2022: €33k
2023: €34k
2024: €35k
2018 → 2025
Total assets
€83k▲ 25.7%
2024 · €66k
2018: €57k
2019: €91k
2020: €125k
2021: €58k
2022: €76k
2023: €68k
2024: €66k
2018 → 2025
Net result
€44k▲ 70.9%
2024 · €26k
2018: €27k
2019: €37k
2020: €33k
2021: €-8k
2022: €34k
2023: €23k
2024: €26k
2018 → 2025
Working capital
€17k▼ 21.2%
2024 · €21k
2018: €43k
2019: €66k
2020: €40k
2021: €20k
2022: €7k
2023: €15k
2024: €21k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€33k▲ 0.1%€34k▲ 3.3%€35k▲ 2.1%€34k▼ 2.9%
Operating result€-7k-€42k€30k▼ 27.9%€33k▲ 9.6%€54k▲ 61.8%
Net result€-8k-€34k€23k▼ 32.0%€26k▲ 11.5%€44k▲ 70.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 62% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83k
Fixed assets
€17k▲ 25.1%
Current assets
€65k▲ 25.8%
Equity and liabilities €83k
Equity
€34k▼ 2.9%
Debt
€49k▲ 58.1%
The debt ratio rises from 46.9% to 58.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€58k▲
2024 · €38k
Cash flow
€48k▲
2024 · €31k
Solvency
41.1%▼
2024 · 53.1%
Current ratio
1.34▼
2024 · 1.69
Quick ratio
1.34▼
2024 · 1.69
Debt / equity
1.44▲
2024 · 0.88
ROE
129.7%▲
2024 · 73.7%
ROA
53.3%▲
2024 · 39.2%
Interest coverage
617.66▲
2024 · 78.35
Debt
€49k▲
2024 · €31k
Debt ≤ 1 year
€49k▲
2024 · €31k
Income taxes
€11k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€66k€83k▲
Fixed assets21/28€14k€17k▲
Tangible fixed assets22/27€5k€10k▲
Furniture and vehicles24€0€7k▲
Other tangible fixed assets26€5k€3k▼
Financial fixed assets28€9k€7k▼
Current assets29/58€52k€65k▲
Amounts receivable after more than one year29€6k€3k▼
Other amounts receivable291€6k€3k▼
Amounts receivable within one year40/41€15k€19k▲
Trade receivables40€12k€15k▲
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€28k€41k▲
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€66k€83k▲
Equity10/15€35k€34k▼
Contributions10/11€19k€19k=
Reserves13€16k€15k▼
Distributable reserves133€16k€15k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€31k€49k▲
Amounts payable within one year42/48€31k€49k▲
Financial debts43€166€196▲
Credit institutions430/8€166€196▲
Trade debts44€1k€223▼
Suppliers440/4€1k€223▼
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€27k€45k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€575€591▲
Gross operating margin9900€39k€58k▲
Operating profit (loss)9901€33k€54k▲
Financial income75/76B€246€2k▲
Recurring financial income75€246€192▼
Non-recurring financial income76B-€2k
Financial charges65/66B€486€94▼
Recurring financial charges65€486€94▼
Profit (loss) for the period before taxes9903€33k€55k▲
Income taxes67/77€7k€11k▲
Profit (loss) for the period9904€26k€44k▲
Profit (loss) for the period to be appropriated9905€26k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€26k€44k▲
Transfer from equity791/2-€1k
Transfer to equity691/2€729€0▼
To other reserves6921€729€0▼
Profit to be distributed694/7€25k€45k▲
Return on contributions (dividend)694€25k€45k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €44k ▲70.9%
Operating result €54k, net result €44k, both a record.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €-8k ▼125%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heindonksesteenweg 2152830 WillebroekGround area
431 m²
Building footprint
113 m²
Volume, LiDAR
701 m³
Parcel 12342B0397/00S002, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CrafITom
since 20172.263.139.068
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12342B0397/00S002 | Flanders | 431 m² | 1 · 113 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 35,398 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.