CRAEYNEST
ActiveCRAEYNEST has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.65M and a net result of €-72k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 94% of 30893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
70
/ 100
Healthy▼ -24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-20
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €400k at 30 days acceptable
Liquidity ample (current ratio 2.78 against 28.27 in 2024), and 4.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.3%
Return on assets
-1.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
15 d early
2023
16 d early
2022
34 d early
2021
2 d early
2020
12 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
05-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5.65M▼ 1.8%
2024 · €5.76M
2021: €4.99M
2022: €5.62M
2023: €5.54M
2024: €5.76M
2021 → 2025
Total assets
€5.93M▼ 1.0%
2024 · €5.99M
2021: €5.24M
2022: €5.80M
2023: €5.69M
2024: €5.99M
2021 → 2025
Net result
€-72k
2024 · €235k
2021: €428k
2022: €533k
2023: €-5k
2024: €235k
2021 → 2025
Working capital
€148k▼ 85.9%
2024 · €1.05M
2021: €378k
2022: €1.10M
2023: €1.10M
2024: €1.05M
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4.99M-€5.62M▲ 12.7%€5.54M▼ 1.4%€5.76M▲ 3.9%€5.65M▼ 1.8%
Operating result€410k-€585k▲ 42.7%€-20k€301k€-104k
Net result€428k-€533k▲ 24.4%€-5k€235k€-72k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €104k after €301k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.93M
Fixed assets
€5.70M▲ 16.4%
Current assets
€232k▼ 78.8%
Equity and liabilities €5.93M
Equity
€5.65M▼ 1.8%
Provisions
€191k▼ 2.0%
Debt
€89k▲ 130%
The debt ratio rises from 0.6% to 1.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€87k▼
2024 · €715k
Cash flow
€120k▼
2024 · €649k
Solvency
95.3%▼
2024 · 96.1%
Current ratio
2.78▼
2024 · 28.27
Quick ratio
2.78▼
2024 · 28.27
Debt / equity
0.02▲
2024 · 0.01
ROE
-1.3%▼
2024 · 4.1%
ROA
-1.2%▼
2024 · 3.9%
Interest coverage
100.94▼
2024 · 869.40
Debt
€89k▲
2024 · €39k
Debt ≤ 1 year
€83k▲
2024 · €39k
Income taxes
€354▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€5.99M€5.93M▼
Fixed assets
21/28€4.90M€5.70M▲
Tangible fixed assets
22/27€4.82M€5.65M▲
Financial fixed assets
28€81k€45k▼
Current assets
29/58€1.09M€232k▼
Amounts receivable within one year
40/41€6k€12k▲
Cash & bank
54/58€1.08M€218k▼
Total equity & liabilities
10/49€5.99M€5.93M▼
Equity
10/15€5.76M€5.65M▼
Contributions / capital
10/11€396k€396k=
Reserves
13€5.36M€5.26M▼
Provisions & deferred taxes
16€195k€191k▼
Amounts payable
17/49€39k€89k▲
Amounts payable within one year
42/48€39k€83k▲
Trade debts payable within one year
44€5k€11k▲
Income statement
Code20242025
Gross operating margin
9900€737k€107k▼
Operating result
9901€301k€-104k▼
Financial income
75€19k€30k▲
Financial charges
65€822€866▲
Result before taxes
9903€319k€-75k▼
Income taxes
67/77€3k€354▼
Net result for the period
9904€235k€-72k▼
Result to be appropriated
9905€-8k€-60k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
27-02
State Gazette act
Registered-office change
2025
31-12
Financial
Weakest financial yearnet €-72k ▼131%
Net result drops to €-72k, the lowest in the series.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €235k
Net result €235k after one loss-making year.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €533k ▲24.4%
Operating result €585k, net result €533k, both a record.
31-12
Financial
Liquidity times 5current ratio 19.06
Current ratio from 3.78 to 19.06; short-term debt falls from €136k to €61k.
31-12
Financial
Equity above €5MEq €5.62M ▲12.7%
2 profitable years in a row build equity to €5.62M.
26-08
State Gazette act
Capital & shares
v3.2
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
13-07
State Gazette act
Director changes
v3.2
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2020
Vanneste Hilda
Not recently confirmedDirector · since 26-06-2020
26-06-2020
Appointed as Director
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Scharestraat 38020 OostkampGround area
2,730 m²
Building footprint
321 m²
Parcel 31009A0413/00B000, Flanders. Linked by address, not a title deed.
1 establishment unit
CRAEYNEST
since 19962.076.804.741
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31009A0413/00B000 | Flanders | 2,730 m² | 1 · 321 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
MAMPAEY INVEST
BE 0466.459.340
Tremelo · Eq €5.65M
MJB MANAGEMENT
BE 0667.537.271
Awans · Eq €5.65M
CORTEXCO
BE 0898.426.272
Roeselare · Eq €5.65M
THE ROTATING COMPANY
BE 0824.404.186
Deinze · Eq €5.64M
UpcircleS
BE 0734.410.259
Namur · Eq €5.64M
Of 82,137 companies in sector 70200 we hold annual accounts for 51,402. 10,283 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-05-1996
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
64200Holdings
64210Activities of holding companies
68203Renting and operating of own or leased non-residential real estate, excluding land
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 08-08-2026. Scores and ratios are computed by Checked and are not a credit decision.