COVIDIR
ActiveCOVIDIR has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €370k and a net result of €35k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 69% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-9
Solvency99▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 5.04 against 3.52 in 2024; short-term debt: 9.1% and cash: 41.6% of total assets), and 26.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.7%
Return on assets
7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
27 d late
2023
28 d late
2022
23 d early
2021
4 d early
2020
2 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€370k▲ 7.1%
2024 · €346k
2019: €222k
2020: €232k
2021: €251k
2022: €254k
2023: €297k
2024: €346k
2019 → 2025
Total assets
€502k▼ 1.3%
2024 · €509k
2019: €461k
2020: €464k
2021: €465k
2022: €453k
2023: €488k
2024: €509k
2019 → 2025
Net result
€35k▼ 53.4%
2024 · €76k
2019: €3k
2020: €10k
2021: €19k
2022: €12k
2023: €89k
2024: €76k
2019 → 2025
Working capital
€185k▲ 32.5%
2024 · €140k
2019: €124k
2020: €135k
2021: €153k
2022: €156k
2023: €209k
2024: €140k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€251k-€254k▲ 1.0%€297k▲ 16.9%€346k▲ 16.6%€370k▲ 7.1%
Operating result€37k-€24k▼ 34.0%€136k▲ 459%€47k▼ 65.1%€56k▲ 18.0%
Net result€19k-€12k▼ 39.2%€89k▲ 650%€76k▼ 14.7%€35k▼ 53.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 18% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €502k
Fixed assets
€271k▼ 13.6%
Current assets
€231k▲ 18.3%
Equity and liabilities €502k
Equity
€370k▲ 7.1%
Debt
€132k▼ 19.2%
The debt ratio falls from 32.1% to 26.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€99k▲
2024 · €82k
Cash flow
€78k▼
2024 · €110k
Solvency
73.7%▲
2024 · 67.9%
Current ratio
5.04▲
2024 · 3.52
Quick ratio
5.04▲
2024 · 3.52
Debt / equity
0.36▼
2024 · 0.47
ROE
9.5%▼
2024 · 21.9%
ROA
7.0%▼
2024 · 14.9%
Interest coverage
19.62▲
2024 · 14.06
Debt
€132k▼
2024 · €163k
Debt ≤ 1 year
€46k▼
2024 · €55k
Debt > 1 year
€85k▼
2024 · €107k
Income taxes
€16k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€509k€502k▼
Fixed assets21/28€314k€271k▼
Tangible fixed assets22/27€195k€153k▼
Land and buildings22€85k€68k▼
Plant, machinery and equipment23€2k€722▼
Furniture and vehicles24€108k€84k▼
Financial fixed assets28€119k€119k=
Current assets29/58€195k€231k▲
Amounts receivable within one year40/41€14k€21k▲
Trade receivables40€13k€8k▼
Other amounts receivable41€1k€13k▲
Cash at bank and in hand54/58€179k€209k▲
Deferred charges and accrued income490/1€2k€2k=
Equity and liabilities
Total equity and liabilities10/49€509k€502k▼
Equity10/15€346k€370k▲
Contributions10/11€100k€100k=
Reserves13€207k€234k▲
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Distributable reserves133€201k€227k▲
Profit (loss) carried forward14€38k€37k▼
Amounts payable17/49€163k€132k▼
Amounts payable after more than one year17€107k€85k▼
Financial debts170/4€107k€85k▼
Amounts payable within one year42/48€55k€46k▼
Current portion of amounts payable after more than one year42€21k€22k▲
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€31k€23k▼
Taxes450/3€31k€23k▼
Accrued charges and deferred income492/3€825€825=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€43k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€85k€102k▲
Operating profit (loss)9901€47k€56k▲
Financial income75/76B€53k-
Recurring financial income75€53k-
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€95k€51k▼
Income taxes67/77€19k€16k▼
Profit (loss) for the period9904€76k€35k▼
Profit (loss) for the period to be appropriated9905€76k€35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€115k€74k▼
Profit (loss) brought forward from the previous period14P€39k€38k▼
Transfer from equity791/2€25k€9k▼
Transfer to equity691/2€75k€35k▼
To other reserves6921€75k€35k▼
Profit to be distributed694/7€27k€11k▼
Return on contributions (dividend)694€27k€11k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Highest result since 2019net €89k ▲650%
Operating result €136k, net result €89k, both a record.
08-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
11-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spuibeekweg 163140 KeerbergenGround area
3,159 m²
Building footprint
239 m²
Volume, LiDAR
1,005 m³
Parcel 24048B0632/00D000, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Covidir
since 20052.150.681.228
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24048B0632/00D000 | Flanders | 3,159 m² | 1 · 239 m² | 6.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
THE-Invest
BE 0745.563.675
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VDB General Consult
BE 0684.552.457
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NEST CARS
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Londerzeel · Eq €370k
CETEBO
BE 0479.056.571
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AFFINITY
BE 0816.968.741
Dentergem · Eq €370k
Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 36,841 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-09-2005
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:015/23.54.43