COUMESH
ActiveSummary
The computed 12-month bankruptcy probability of COUMESH is 1.8% (moderate). The 2025 annual accounts show equity of €36k and a net result of €-2k. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 90% of 4603 sector peers (fiscal year 2025). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▼-3
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.4 against 1.0 in 2024; short-term debt: 14.8% and cash: 19.3% of total assets), and 14.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.2%
Return on assets
-4.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
1 d late
2023
19 d late
2022
1 d late
2021
32 d late
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▼ 5.3%
2024 · €38k
2018: €21k
2019: €21k
2020: €21k
2021: €39k
2022: €41k
2023: €39k
2024: €38k
2018 → 2025
Total assets
€42k▼ 13.3%
2024 · €49k
2018: €31k
2019: €31k
2020: €28k
2021: €39k
2022: €42k
2023: €44k
2024: €49k
2018 → 2025
Net result
€-2k▼ 75.7%
2024 · €-1k
2018: €218
2019: €-13
2020: €85
2021: €18k
2022: €3k
2023: €-2k
2024: €-1k
2018 → 2025
Working capital
€2k▲ 5,912%
2024 · €41
2018: €-10k
2019: €-8k
2020: €-6k
2021: €14k
2022: €5k
2023: €8k
2024: €41
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€41k▲ 6.8%€39k▼ 4.4%€38k▼ 2.9%€36k▼ 5.3%
Operating result€18k-€3k▼ 84.0%€-2k€4k€-2k
Net result€18k-€3k▼ 85.2%€-2k€-1k▲ 36.9%€-2k▼ 75.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €4k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42k
Fixed assets
€34k ▼ 11.7%
Current assets
€9k ▼ 18.9%
Equity and liabilities €42k
Equity
€36k ▼ 5.3%
Debt
€6k ▼ 41.7%
Debt's share of the balance-sheet total falls from 22.0% to 14.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€3k▼
2024 · €4k
Cash flow
€2k▲
2024 · €-711
Current ratio
1.40▲
2024 · 1.00
Debt to equity
0.17▼
2024 · 0.28
ROE
-5.6%▼
2024 · -3.0%
ROA
-4.8%▼
2024 · -2.3%
Interest coverage
16.38▼
2024 · 26.35
Debt ≤ 1 year
€6k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€49k€42k▼
Fixed assets21/28€38k€34k▼
Intangible fixed assets21€25k€25k=
Tangible fixed assets22/27€13k€9k▼
Furniture and vehicles24€13k€9k▼
Financial fixed assets28€200€200=
Current assets29/58€11k€9k▼
Amounts receivable within one year40/41-€581
Other amounts receivable41-€581
Cash at bank and in hand54/58€11k€8k▼
Equity and liabilities
Total equity and liabilities10/49€49k€42k▼
Equity10/15€38k€36k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€18k€16k▼
Amounts payable17/49€11k€6k▼
Amounts payable within one year42/48€11k€6k▼
Trade debts44€387€445▲
Suppliers440/4€387€445▲
Taxes, remuneration and social security45€215-
Taxes450/3€30-
Remuneration and social security454/9€186-
Other amounts payable47/48€10k€6k▼
Income statement
Code20242025
Remuneration, social security and pensions62€11k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€440€4k▲
Other operating charges640/8€614-
Non-recurring operating charges66A€98€939▲
Gross operating margin9900€16k€4k▼
Operating profit (loss)9901€4k€-2k▼
Financial charges65/66B€5k€159▼
Recurring financial charges65€169€159▼
Non-recurring financial charges66B€5k-
Profit (loss) for the period before taxes9903€-1k€-2k▼
Profit (loss) for the period9904€-1k€-2k▼
Profit (loss) for the period to be appropriated9905€-1k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€16k▼
Profit (loss) brought forward from the previous period14P€19k€18k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series.
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
01-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 32 days late
2021
31-12
Financial
Highest result since 2018net €18k ▲20753%
Operating result €18k, net result €18k, both a record.
31-12
Financial
Liquidity times 296current ratio 26.25
Current ratio from 0.09 to 26.25; short-term debt falls from €7k to €538.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €85
Net result €85 after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 40 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwedenstraat 401060 Sint-Gillis (bij-Brussel)Ground area
879 m²
Building footprint
486 m²
Volume, LiDAR
6,676 m³
2 parcels, Brussels · tallest building 19.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Abdij van Dieleghemstraat 8, 1090 Jette
since 19962.078.150.170
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21010B0249/00T008 | Brussels | 617 m² | 1 · 371 m² | 16.5 m · 5 fl. |
| 21562A0353/00W015 | Brussels | 261 m² | 1 · 115 m² | 18.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DAMAS CORP
BE 0686.984.583
Kraainem · Eq €36,162
HORN EXPRESS
BE 0655.791.462
Leuven · Eq €36,267
BRUSSELS EU EMPIRE LIMOUSINE
BE 0672.428.744
Sint-Lambrechts-Woluwe · Eq €36,293
SOROUSH
BE 0446.357.079
Brussel · Eq €36,301
Dragos
BE 0679.483.614
Sint-Pieters-Leeuw · Eq €36,079
Of 6,686 companies in sector 49330 we hold annual accounts for 2,295. 1,944 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-05-1996
Fiscal year end31-12
Activities, NACEBEL 2025
49330On-demand passenger transport by chauffeured vehicle
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.