COSTA D'AMALFI
ActiveThe computed 12-month bankruptcy probability of COSTA D'AMALFI is 3.7% (moderate). The 2025 annual accounts show equity of €23k and a net result of €-9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 52% of 13270 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▼-19
Solvency57▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.73 against 0.66 in 2024; short-term debt: 65.2% and cash: 13.2% of total assets), and 67.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.2%
Return on assets
-13.2%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-9k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
1 d early
2022
115 d early
2021
6 d early
2020
19 d early
2019
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-9k▼ 39.8%
2024 · €-7k
2018: €-17k
2019: €-21k
2020: €4k
2021: €15k
2022: €19k
2023: €16k
2024: €-7k
2018 → 2025
Working capital
€-13k▲ 33.3%
2024 · €-19k
2018: €-56k
2019: €-88k
2020: €-70k
2021: €-56k
2022: €-37k
2023: €-33k
2024: €-19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5k-€23k▲ 407%€39k▲ 67.2%€32k▼ 17.2%€23k▼ 29.1%
Operating result€21k-€25k▲ 16.8%€16k▼ 35.4%€-4k€-6k▼ 31.6%
Net result€15k-€19k▲ 22.1%€16k▼ 16.3%€-7k€-9k▼ 39.8%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €4k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €71k
Fixed assets
€37k▼ 37.9%
Current assets
€34k▼ 7.3%
Equity and liabilities €71k
Equity
€23k▼ 29.1%
Debt
€48k▼ 24.9%
The debt ratio rises from 66.5% to 67.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€20k▼
2024 · €21k
Cash flow
€16k▼
2024 · €18k
Solvency
32.2%▼
2024 · 33.5%
Current ratio
0.73▲
2024 · 0.66
Quick ratio
0.53▲
2024 · 0.52
Debt / equity
2.11▲
2024 · 1.99
ROE
-41.0%▼
2024 · -20.8%
ROA
-13.2%▼
2024 · -7.0%
Interest coverage
4.69▼
2024 · 7.48
Debt
€48k▼
2024 · €65k
Debt ≤ 1 year
€47k▼
2024 · €56k
Debt > 1 year
€2k▼
2024 · €9k
Staff costs
€63k▼
2024 · €77k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€97k€71k▼
Fixed assets21/28€60k€37k▼
Intangible fixed assets21€37k€19k▼
Tangible fixed assets22/27€23k€19k▼
Plant, machinery and equipment23€22k€16k▼
Furniture and vehicles24€1k€550▼
Other tangible fixed assets26-€3k
Financial fixed assets28€296€296=
Current assets29/58€37k€34k▼
Stocks and contracts in progress3€8k€9k▲
Stocks30/36€8k€9k▲
Amounts receivable within one year40/41€10k€14k▲
Trade receivables40€1k€3k▲
Other amounts receivable41€9k€11k▲
Cash at bank and in hand54/58€16k€9k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€97k€71k▼
Equity10/15€32k€23k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€12k€2k▼
Amounts payable17/49€65k€48k▼
Amounts payable after more than one year17€9k€2k▼
Financial debts170/4€9k€2k▼
Amounts payable within one year42/48€56k€47k▼
Current portion of amounts payable after more than one year42€15k€7k▼
Financial debts43-€5k
Credit institutions430/8-€5k
Trade debts44€23k€19k▼
Suppliers440/4€23k€19k▼
Taxes, remuneration and social security45€18k€16k▼
Taxes450/3€3k€4k▲
Remuneration and social security454/9€15k€12k▼
Income statement
Code20242025
Non-recurring operating income76A-€204
Remuneration, social security and pensions62€77k€63k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€26k▲
Other operating charges640/8€1k€470▼
Gross operating margin9900€99k€84k▼
Operating profit (loss)9901€-4k€-6k▼
Financial income75/76B€0€436▲
Recurring financial income75€0€436▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€-7k€-9k▼
Income taxes67/77€-300-
Profit (loss) for the period9904€-7k€-9k▼
Profit (loss) for the period to be appropriated9905€-7k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€2k▼
Profit (loss) brought forward from the previous period14P€19k€12k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €19k ▲22.1%
Operating result €25k, net result €19k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 92 days late
2019
31-12
Financial
Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 6 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stevinstraat 1921000 BrusselGround area
129 m²
Building footprint
79 m²
Volume, LiDAR
895 m³
Parcel 21806F0360/00T002, Brussels · tallest building 16.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Costa d'Amalfi
since 20162.256.039.064
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21806F0360/00T002 | Brussels | 129 m² | 1 · 79 m² | 16.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.256.039.064
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INDIAN GARDEN PIZZA RESTAURANT OVERIJSE
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 8,199 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-08-2016
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.