CORELIA INVEST
ActiveCORELIA INVEST has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.35M and a net result of €357k. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 26% of 572 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability47▼-2
Solvency39▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity short (current ratio 0.07 against 0.15 in 2023; short-term debt: 39.6% and cash: 1.1% of total assets), and 85.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
14.4%
Return on assets
3.8%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-07-2025, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
22 d early
2023
35 d early
2022
24 d early
2021
31 d early
2020
30 d early
2019
45 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€357k▼ 19.5%
2023 · €444k
2018: €24k
2019: €17k
2020: €-13k
2021: €90k
2022: €203k
2023: €444k
2018 → 2024
Working capital
€-3.45M▼ 5.7%
2023 · €-3.27M
2018: €536k
2019: €556k
2020: €560k
2021: €234k
2022: €438k
2023: €-3.27M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€775k-€365k▼ 52.9%€552k▲ 51.3%€996k▲ 80.3%€1.35M▲ 35.8%
Operating result€-18k-€120k€269k▲ 125%€713k▲ 165%€220k▼ 69.1%
Net result€-13k-€90k€203k▲ 125%€444k▲ 118%€357k▼ 19.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 69% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €9.43M
Fixed assets
€9.15M▲ 1.7%
Current assets
€280k▼ 52.9%
Equity and liabilities €9.43M
Equity
€1.35M▲ 35.8%
Provisions
€109k=
Debt
€7.97M▼ 6.1%
The debt ratio falls from 88.5% to 84.5%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
14.4%▲
2023 · 10.4%
Current ratio
0.07▼
2023 · 0.15
Quick ratio
0.07▼
2023 · 0.15
Debt / equity
5.89▼
2023 · 8.52
ROE
26.4%▼
2023 · 44.5%
ROA
3.8%▼
2023 · 4.6%
Debt
€7.97M▼
2023 · €8.49M
Debt ≤ 1 year
€3.73M▼
2023 · €3.86M
Debt > 1 year
€4.23M▼
2023 · €4.59M
Income taxes
€-302▼
2023 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€9.59M€9.43M▼
Fixed assets21/28€9.00M€9.15M▲
Financial fixed assets28€9.00M€9.15M▲
Current assets29/58€594k€280k▼
Amounts receivable within one year40/41€531k€172k▼
Trade receivables40€37k€2k▼
Other amounts receivable41€494k€170k▼
Cash at bank and in hand54/58€63k€107k▲
Equity and liabilities
Total equity and liabilities10/49€9.59M€9.43M▼
Equity10/15€996k€1.35M▲
Contributions10/11€63k€63k=
Reserves13€933k€1.29M▲
Tax-exempt reserves132€432k€432k=
Distributable reserves133€501k€858k▲
Provisions and deferred taxes16€109k€109k=
Deferred taxes168€109k€109k=
Amounts payable17/49€8.49M€7.97M▼
Amounts payable after more than one year17€4.59M€4.23M▼
Financial debts170/4€4.59M€4.23M▼
Amounts payable within one year42/48€3.86M€3.73M▼
Current portion of amounts payable after more than one year42€398k€367k▼
Financial debts43€17k-
Credit institutions430/8€17k-
Trade debts44€171€963▲
Suppliers440/4€171€963▲
Taxes, remuneration and social security45€22k€11k▼
Taxes450/3€22k€11k▼
Other amounts payable47/48€3.43M€3.35M▼
Accrued charges and deferred income492/3€30k€4k▼
Income statement
Code20232024
Other operating charges640/8€2k€387▼
Gross operating margin9900€715k€221k▼
Operating profit (loss)9901€713k€220k▼
Financial income75/76B€10k€382k▲
Recurring financial income75€10k€382k▲
Financial charges65/66B€132k€245k▲
Recurring financial charges65€132k€245k▲
Profit (loss) for the period before taxes9903€591k€357k▼
Transfer to deferred taxes680€109k-
Income taxes67/77€38k€-302▼
Profit (loss) for the period9904€444k€357k▼
Transfer to tax-exempt reserves689€327k-
Profit (loss) for the period to be appropriated9905€117k€357k▲
Appropriation of the result
Profit (loss) to be appropriated9906€117k€357k▲
Transfer to equity691/2€117k€357k▲
To other reserves6921€117k€357k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €1MEq €1.35M ▲35.8%
4 profitable years in a row build equity to €1.35M.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €444k ▲118%
Operating result €713k, net result €444k, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Liquidity times 6current ratio 16.56
Current ratio from 2.71 to 16.56; short-term debt falls from €137k to €28k.
31-12
Financial
Equity above €500kEq €552k ▲51.3%
2 profitable years in a row build equity to €552k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €90k
Net result €90k after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €-13k ▼173%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 10.30
Current ratio from 2.90 to 10.30; short-term debt falls from €293k to €60k.
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 45 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
01-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
12-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dison · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de Xhénorie 114821 DisonGround area
1.7 ha
Building footprint
1,512 m²
Volume, LiDAR
13,530 m³
Parcel 63002A0070/00D000, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CORELIA INVEST
since 20032.134.640.891
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63002A0070/00D000 | Wallonia | 1.7 ha | 1 · 1,512 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,376 companies in sector 95311 we hold annual accounts for 2,958. 1,514 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2003
Fiscal year end31-12
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
50200
47811Retail sale of cars and light vans (up to 3.5 tonnes)
45204
50103
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.