CORE 03
ActiveCORE 03 has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €20k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 27% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
78
/ 100
Excellent▲ +25 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency40▲+34
Growth52▼-6
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 0.75 in 2024), and 73.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
46 d early
2024
59 d early
2023
20 d early
2022
4 d early
2021
3 d early
2020
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▲ 9,796%
2024 · €195
2020: €17k
2021: €16k
2022: €28k
2023: €28k
2024: €195
2020 → 2025
Total assets
€74k▼ 23.0%
2024 · €96k
2020: €39k
2021: €32k
2022: €45k
2023: €91k
2024: €96k
2020 → 2025
Net result
€20k▼ 51.9%
2024 · €41k
2020: €20k
2021: €-855
2022: €12k
2023: €19k
2024: €41k
2020 → 2025
Working capital
€1k
2024 · €-21k
2020: €3k
2021: €5k
2022: €18k
2023: €20k
2024: €-21k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€16k-€28k▲ 71.0%€28k=€195▼ 99.3%€19k▲ 9,796%
Operating result€3k-€19k▲ 627%€26k▲ 42.9%€53k▲ 100%€27k▼ 49.7%
Net result€-855-€12k€19k▲ 67.9%€41k▲ 114%€20k▼ 51.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74k
Fixed assets
€27k▼ 17.9%
Current assets
€47k▼ 25.7%
Equity and liabilities €74k
Equity
€19k▲ 9,796%
Debt
€55k▼ 43.0%
The debt ratio falls from 99.8% to 73.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€35k▼
2024 · €56k
Cash flow
€28k▼
2024 · €44k
Solvency
26.1%▲
2024 · 0.2%
Current ratio
1.03▲
2024 · 0.75
Quick ratio
1.03▲
2024 · 0.75
Debt / equity
2.83
ROE
103.5%
ROA
27.0%▼
2024 · 43.2%
Interest coverage
34.58▼
2024 · 133.86
Debt
€55k▼
2024 · €96k
Debt ≤ 1 year
€45k▼
2024 · €84k
Debt > 1 year
€9k▼
2024 · €12k
Income taxes
€6k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€96k€74k▼
Fixed assets21/28€33k€27k▼
Tangible fixed assets22/27€33k€27k▼
Plant, machinery and equipment23€956€2k▲
Furniture and vehicles24€32k€25k▼
Current assets29/58€63k€47k▼
Amounts receivable within one year40/41€20k€19k▼
Trade receivables40€16k€15k▼
Other amounts receivable41€4k€4k▲
Cash at bank and in hand54/58€42k€26k▼
Deferred charges and accrued income490/1€790€2k▲
Equity and liabilities
Total equity and liabilities10/49€96k€74k▼
Equity10/15€195€19k▲
Contributions10/11€100€100=
Reserves13€95€95=
Tax-exempt reserves132€95€95=
Distributable reserves133€0-
Profit (loss) carried forward14€0€19k▲
Amounts payable17/49€96k€55k▼
Amounts payable after more than one year17€12k€9k▼
Financial debts170/4€12k€9k▼
Amounts payable within one year42/48€84k€45k▼
Current portion of amounts payable after more than one year42€3k€3k▲
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€8k€11k▲
Taxes450/3€5k€9k▲
Remuneration and social security454/9€3k€2k▼
Other amounts payable47/48€69k€30k▼
Income statement
Code20242025
Non-recurring operating income76A€2k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€8k▲
Other operating charges640/8€868€1k▲
Non-recurring operating charges66A-€4k
Gross operating margin9900€57k€40k▼
Operating profit (loss)9901€53k€27k▼
Financial income75/76B€195€23▼
Recurring financial income75€195€23▼
Financial charges65/66B€417€1k▲
Recurring financial charges65€417€1k▲
Profit (loss) for the period before taxes9903€53k€26k▼
Income taxes67/77€11k€6k▼
Profit (loss) for the period9904€41k€20k▼
Profit (loss) for the period to be appropriated9905€41k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€20k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€28k€0▼
Profit to be distributed694/7€69k€859▼
Return on contributions (dividend)694€69k€859▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
16-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
03-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2020net €41k ▲114%
Operating result €53k, net result €41k, both a record.
11-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-855 ▼104%
Net result drops to €-855, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Populierstraat 243 A8800 RoeselareGround area
906 m²
Building footprint
233 m²
Volume, LiDAR
1,501 m³
2 parcels, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CORE 03
since 20192.287.830.815
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36502B1315/00V000 | Flanders | 659 m² | 1 · 148 m² | 8.8 m · 2 fl. |
| 33011I0187/00K000 | Flanders | 247 m² | 1 · 85 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,386. 30,101 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-04-2019
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:randy.odent@gmail.com
Phone:0479192549