CORALIA
ActiveCORALIA has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €740k and a net result of €34k. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 41% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-4
Solvency69▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity short (current ratio 0.46 against 0.99 in 2024; short-term debt: 20.9% and cash: 6.4% of total assets), and 55.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.5%
Return on assets
2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
49 d early
2023
23 d early
2022
26 d early
2021
23 d late
2020
9 d late
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€740k▲ 4.8%
2024 · €706k
2018: €237k
2019: €306k
2020: €325k
2021: €530k
2022: €573k
2023: €620k
2024: €706k
2018 → 2025
Total assets
€1.67M▼ 9.5%
2024 · €1.84M
2018: €2.21M
2019: €2.43M
2020: €2.39M
2021: €2.28M
2022: €1.66M
2023: €1.63M
2024: €1.84M
2018 → 2025
Net result
€34k▼ 60.7%
2024 · €86k
2018: €22k
2019: €87k
2020: €15k
2021: €204k
2022: €44k
2023: €118k
2024: €86k
2018 → 2025
Working capital
€-187k▼ 5,177%
2024 · €-4k
2018: €-9k
2019: €380k
2020: €364k
2021: €645k
2022: €51k
2023: €-5k
2024: €-4k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€530k-€573k▲ 8.2%€620k▲ 8.1%€706k▲ 13.9%€740k▲ 4.8%
Operating result€281k-€66k▼ 76.6%€164k▲ 149%€121k▼ 26.1%€51k▼ 57.8%
Net result€204k-€44k▼ 78.6%€118k▲ 171%€86k▼ 27.0%€34k▼ 60.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 58% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.67M
Fixed assets
€1.50M▼ 2.2%
Current assets
€162k▼ 46.5%
Equity and liabilities €1.67M
Equity
€740k▲ 4.8%
Debt
€925k▼ 18.4%
The debt ratio falls from 61.6% to 55.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€86k▼
2024 · €154k
Cash flow
€68k▼
2024 · €119k
Solvency
44.5%▲
2024 · 38.4%
Current ratio
0.46▼
2024 · 0.99
Quick ratio
0.46▼
2024 · 0.99
Debt / equity
1.25▼
2024 · 1.60
ROE
4.6%▼
2024 · 12.2%
ROA
2.0%▼
2024 · 4.7%
Interest coverage
14.64▼
2024 · 26.50
Debt
€925k▼
2024 · €1.13M
Debt ≤ 1 year
€349k▲
2024 · €306k
Debt > 1 year
€574k▼
2024 · €826k
Income taxes
€11k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.84M€1.67M▼
Fixed assets21/28€1.54M€1.50M▼
Tangible fixed assets22/27€237k€203k▼
Land and buildings22€159k€151k▼
Plant, machinery and equipment23€5k€2k▼
Furniture and vehicles24€73k€49k▼
Financial fixed assets28€1.30M€1.30M=
Current assets29/58€302k€162k▼
Amounts receivable within one year40/41€54k€51k▼
Trade receivables40€42k€41k▼
Other amounts receivable41€12k€11k▼
Cash at bank and in hand54/58€245k€107k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.84M€1.67M▼
Equity10/15€706k€740k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€686k€720k▲
Amounts payable17/49€1.13M€925k▼
Amounts payable after more than one year17€826k€574k▼
Financial debts170/4€826k€574k▼
Amounts payable within one year42/48€306k€349k▲
Current portion of amounts payable after more than one year42€52k€27k▼
Trade debts44€25k€1k▼
Suppliers440/4€25k€1k▼
Taxes, remuneration and social security45€13k-
Taxes450/3€13k-
Other amounts payable47/48€216k€320k▲
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€35k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€157k€89k▼
Operating profit (loss)9901€121k€51k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Profit (loss) for the period before taxes9903€115k€45k▼
Income taxes67/77€29k€11k▼
Profit (loss) for the period9904€86k€34k▼
Profit (loss) for the period to be appropriated9905€86k€34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€686k€720k▲
Profit (loss) brought forward from the previous period14P€600k€686k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Highest result since 2018net €204k ▲1299%
Operating result €281k, net result €204k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 7.96
Current ratio from 3.25 to 7.96; short-term debt falls from €161k to €93k.
31-12
Financial
Equity above €500kEq €530k ▲62.8%
4 profitable years in a row build equity to €530k.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
31-12
Financial
Weakest financial yearnet €15k ▼83.2%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity quadruplescurrent ratio 3.49
Current ratio from 0.92 to 3.49.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ravels · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schootseweg 442381 RavelsGround area
2,296 m²
Building footprint
143 m²
Volume, LiDAR
712 m³
Parcel 13048C0454/00T000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CORALIA
since 20032.135.409.468
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13048C0454/00T000 | Flanders | 2,296 m² | 1 · 143 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SMAK
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DE PAMEI
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ORSA MANAGEMENT
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Espada
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Tetto Beheer
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 31,018 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-09-2003
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
05010
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.