COOPMAN MARNIX
ActiveSummary
COOPMAN MARNIX has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88k and a net result of €-11k. Equity is shrinking by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 2179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▲+54
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 13.1 against 16.49 in 2024; short-term debt: 6.6% and cash: 45.4% of total assets), and 6.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-11k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
27 d late
2022
30 d late
2021
2 d early
2020
24 d late
2019
34 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€88k▼ 11.1%
2024 · €99k
2018: €85k
2019: €134k
2020: €156k
2021: €168k
2022: €149k
2023: €124k
2024: €99k
2018 → 2025
Total assets
€94k▼ 9.3%
2024 · €104k
2018: €326k
2019: €286k
2020: €167k
2021: €174k
2022: €156k
2023: €127k
2024: €104k
2018 → 2025
Net result
€-11k▲ 55.0%
2024 · €-24k
2018: €14k
2019: €50k
2020: €22k
2021: €11k
2022: €-19k
2023: €-25k
2024: €-24k
2018 → 2025
Working capital
€76k▲ 0.4%
2024 · €75k
2018: €164k
2019: €133k
2020: €114k
2021: €119k
2022: €103k
2023: €90k
2024: €75k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€168k-€149k▼ 11.4%€124k▼ 16.8%€99k▼ 19.8%€88k▼ 11.1%
Operating result€14k-€-19k€-25k▼ 32.1%€-25k▲ 1.4%€-11k▲ 55.7%
Net result€11k-€-19k€-25k▼ 31.3%€-24k▲ 2.3%€-11k▲ 55.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €25k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94k
Fixed assets
€12k ▼ 47.6%
Current assets
€82k ▲ 2.1%
Equity and liabilities €94k
Equity
€88k ▼ 11.1%
Debt
€6k ▲ 28.6%
Debt's share of the balance-sheet total rises from 4.7% to 6.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€1k▲
2024 · €-13k
Cash flow
€1k▲
2024 · €-12k
Current ratio
13.10▼
2024 · 16.49
Quick ratio
12.21▲
2024 · 11.91
Debt to equity
0.07▲
2024 · 0.05
ROE
-12.5%▲
2024 · -24.7%
ROA
-11.7%▲
2024 · -23.5%
Interest coverage
9.79▲
2024 · -94.81
Debt ≤ 1 year
€6k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€104k€94k▼
Fixed assets21/28€24k€12k▼
Tangible fixed assets22/27€23k€12k▼
Plant, machinery and equipment23€122€0▼
Furniture and vehicles24€23k€12k▼
Financial fixed assets28€649€0▼
Current assets29/58€80k€82k▲
Stocks and contracts in progress3€22k€6k▼
Stocks30/36€2k€3k▲
Contracts in progress37€20k€3k▼
Amounts receivable within one year40/41€24k€29k▲
Trade receivables40€21k€18k▼
Other amounts receivable41€3k€11k▲
Cash at bank and in hand54/58€29k€43k▲
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€104k€94k▼
Equity10/15€99k€88k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€106k€106k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€100k€100k=
Profit (loss) carried forward14€-69k€-80k▼
Amounts payable17/49€5k€6k▲
Amounts payable within one year42/48€5k€6k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Other amounts payable47/48€2k€790▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▲
Other operating charges640/8€858€1k▲
Gross operating margin9900€-12k€2k▲
Operating profit (loss)9901€-25k€-11k▲
Financial income75/76B€256€6▼
Recurring financial income75€256€6▼
Financial charges65/66B€132€133▲
Recurring financial charges65€132€133▲
Profit (loss) for the period before taxes9903€-24k€-11k▲
Profit (loss) for the period9904€-24k€-11k▲
Profit (loss) for the period to be appropriated9905€-24k€-11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-69k€-80k▼
Profit (loss) brought forward from the previous period14P€-44k€-69k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Liquidity times 6current ratio 11.46
Current ratio from 1.88 to 11.46; short-term debt falls from €152k to €11k.
31-12
Financial
Equity above €150kEq €156k ▲16.7%
3 profitable years in a row build equity to €156k.
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
2019
31-12
Financial
Highest result since 2018net €50k ▲255%
Operating result €87k, net result €50k, both a record.
31-12
Financial
Equity above €100kEq €134k ▲58.6%
2 profitable years in a row build equity to €134k.
Show earlier events
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kwadestraat 2278800 RoeselareGround area
2,881 m²
Building footprint
216 m²
Volume, LiDAR
1,120 m³
Parcel 36017A1168/00G000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COOPMAN MARNIX
since 19902.048.608.722
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36017A1168/00G000 | Flanders | 2,881 m² | 1 · 216 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EGOPA
BE 0711.783.327
Brussel · Eq €88,201
CDM Construct
BE 0848.408.421
Genappe · Eq €88,205
Béton Construction Lefebvre
BE 0719.665.665
Comines-Warneton · Eq €88,200
La Grande Ourse Construct
BE 0769.704.896
Rixensart · Eq €88,191
DIKA BOUW
BE 0876.042.137
Oudsbergen · Eq €88,227
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,169 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded03-05-1990
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43120Site preparation
43230Insulation installation
43990Other specialised construction activities
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.