Coop
ActiveSummary
Coop has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €94k and a net result of €-5k. Equity is growing by ~53.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 20782 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability12▲+12
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity ample (current ratio 77.87 against 6.32 in 2023; short-term debt: 1.2% and cash: 6.4% of total assets), and 4.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
95.9%
Return on assets
-5%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
2021222324
2020 to 2024 · latest year €-5k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-03-2026, 219 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
219 d late
2023
584 d late
2022
948 d late
2021
1311 d late
2020
165 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€149k
EBIT margin
45.7%
Net result
€-5k▲ 74.3%
2023 · €-19k
2020: €46k
2021: €45k
2022: €64k
2023: €-19k
2020 → 2024
Working capital
€89k▼ 9.1%
2023 · €98k
2020: €4k
2021: €49k
2022: €115k
2023: €98k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€149k-
Equity€10k-€55k▲ 447%€119k▲ 117%€99k▼ 16.2%€94k▼ 5.0%
Operating result€68k-€58k▼ 13.8%€71k▲ 20.7%€-22k€-20k▲ 8.5%
Net result€46k-€45k▼ 2.5%€64k▲ 43.0%€-19k€-5k▲ 74.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €20k in 2024 against €22k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €99k
Fixed assets
€8k ▲ 481%
Current assets
€90k ▼ 22.5%
Equity and liabilities €99k
Equity
€94k ▼ 5.0%
Debt
€4k ▼ 77.8%
Debt's share of the balance-sheet total falls from 15.6% to 4.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-19k▲
2023 · €-21k
Cash flow
€-4k▲
2023 · €-19k
Current ratio
77.87▲
2023 · 6.32
Debt to equity
0.04▼
2023 · 0.19
ROE
-5.2%▲
2023 · -19.3%
ROA
-5.0%▲
2023 · -16.3%
Interest coverage
-78.90▼
2023 · -28.51
Debt ≤ 1 year
€1k▼
2023 · €18k
Income taxes
€2k▲
2023 · €186
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines
Balance sheet
Code20232024
Assets
Total assets20/58€118k€99k▼
Fixed assets21/28€1k€8k▲
Tangible fixed assets22/27€1k€8k▲
Furniture and vehicles24€1k€8k▲
Current assets29/58€116k€90k▼
Amounts receivable within one year40/41€79k€83k▲
Other amounts receivable41€79k€83k▲
Current investments50/53€21k-
Cash at bank and in hand54/58€13k€6k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€118k€99k▼
Equity10/15€99k€94k▼
Contributions10/11€10k€10k=
Reserves13€89k€84k▼
Distributable reserves133€89k€84k▼
Amounts payable17/49€18k€4k▼
Amounts payable within one year42/48€18k€1k▼
Financial debts43-€11
Credit institutions430/8-€11
Trade debts44€3k€250▼
Suppliers440/4€3k€250▼
Taxes, remuneration and social security45€16k€898▼
Taxes450/3€16k€898▼
Accrued charges and deferred income492/3-€3k
Income statement
Code20232024
Non-recurring operating income76A€1k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€320€753▲
Other operating charges640/8€5k€2k▼
Gross operating margin9900€-17k€-17k▼
Operating profit (loss)9901€-22k€-20k▲
Financial income75/76B€4k€17k▲
Recurring financial income75€4k€17k▲
Financial charges65/66B€753€243▼
Recurring financial charges65€753€243▼
Profit (loss) for the period before taxes9903€-19k€-3k▲
Income taxes67/77€186€2k▲
Profit (loss) for the period9904€-19k€-5k▲
Profit (loss) for the period to be appropriated9905€-19k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€-5k▲
Transfer from equity791/2€19k€5k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
07-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 219 days late
07-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 584 days late
05-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 948 days late
03-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1311 days late
2024
31-12
Financial
Liquidity times 12current ratio 77.87
Current ratio from 6.32 to 77.87; short-term debt falls from €18k to €1k.
2023
31-12
Financial
Weakest financial yearnet €-19k ▼130%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
2022
31-12
Financial
Highest result since 2020net €64k ▲43%
Operating result €71k, net result €64k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 4.73
Current ratio from 2.15 to 4.73; short-term debt falls from €43k to €31k.
31-12
Financial
Equity above €100kEq €119k ▲117%
3 profitable years in a row build equity to €119k.
12-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 165 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 2.15
Current ratio from 1.06 to 2.15; short-term debt falls from €77k to €43k.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Den Geer 152180 AntwerpenGround area
561 m²
Building footprint
159 m²
Volume, LiDAR
745 m³
Parcel 11364F0103/00H000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Coop
since 20202.386.943.435
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11364F0103/00H000 | Flanders | 561 m² | 1 · 159 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845008805EE2BBC6181
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 15,577 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-03-2020
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.