COOLS SCHRIKDRAAD
ActiveCOOLS SCHRIKDRAAD has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70k and a net result of €-14k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 44% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability15▼-57
Solvency67=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.04 against 2.1 in 2024; short-term debt: 29.9% and cash: 8% of total assets), but 58.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.6%
Return on assets
-8.6%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-09-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
42 d early
2023
32 d early
2022
25 d early
2021
27 d early
2020
6 d late
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close19-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€70k▼ 17.2%
2024 · €84k
2019: €43k
2020: €55k
2021: €81k
2022: €73k
2023: €79k
2024: €84k
2019 → 2025
Total assets
€168k▼ 15.7%
2024 · €199k
2019: €77k
2020: €183k
2021: €152k
2022: €143k
2023: €148k
2024: €199k
2019 → 2025
Net result
€-14k
2024 · €5k
2019: €15k
2020: €12k
2021: €28k
2022: €-8k
2023: €6k
2024: €5k
2019 → 2025
Working capital
€52k▼ 13.2%
2024 · €60k
2019: €39k
2020: €99k
2021: €86k
2022: €82k
2023: €84k
2024: €60k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€81k-€73k▼ 10.2%€79k▲ 8.7%€84k▲ 6.3%€70k▼ 17.2%
Operating result€36k-€-7k€8k€8k▲ 7.1%€-10k
Net result€28k-€-8k€6k€5k▼ 21.2%€-14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10k after €8k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €168k
Fixed assets
€65k▼ 22.4%
Current assets
€103k▼ 10.8%
Equity and liabilities €168k
Equity
€70k▼ 17.2%
Debt
€98k▼ 14.6%
The debt ratio rises from 57.7% to 58.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€5k▼
2024 · €30k
Cash flow
€-388▼
2024 · €27k
Solvency
41.6%▼
2024 · 42.3%
Current ratio
2.04▼
2024 · 2.10
Quick ratio
1.13▲
2024 · 0.97
Debt / equity
1.41▲
2024 · 1.36
ROE
-20.8%▼
2024 · 5.9%
ROA
-8.6%▼
2024 · 2.5%
Interest coverage
0.86▼
2024 · 8.16
Debt
€98k▼
2024 · €115k
Debt ≤ 1 year
€50k▼
2024 · €55k
Debt > 1 year
€48k▼
2024 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€199k€168k▼
Fixed assets21/28€84k€65k▼
Intangible fixed assets21€2k€2k=
Tangible fixed assets22/27€81k€61k▼
Plant, machinery and equipment23€514-
Furniture and vehicles24€81k€61k▼
Financial fixed assets28€480€3k▲
Current assets29/58€115k€103k▼
Stocks and contracts in progress3€62k€46k▼
Stocks30/36€62k€46k▼
Amounts receivable within one year40/41€35k€40k▲
Trade receivables40€28k€32k▲
Other amounts receivable41€6k€7k▲
Cash at bank and in hand54/58€16k€13k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€199k€168k▼
Equity10/15€84k€70k▼
Contributions10/11€19k€19k=
Reserves13€54k€51k▼
Distributable reserves133€54k€51k▼
Profit (loss) carried forward14€12k-
Amounts payable17/49€115k€98k▼
Amounts payable after more than one year17€59k€48k▼
Financial debts170/4€59k€48k▼
Amounts payable within one year42/48€55k€50k▼
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€20k€16k▼
Suppliers440/4€20k€16k▼
Taxes, remuneration and social security45€4k€4k▼
Taxes450/3€4k€4k▼
Other amounts payable47/48€19k€19k▼
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€14k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-866
Other operating charges640/8€3k€11k▲
Gross operating margin9900€33k€14k▼
Operating profit (loss)9901€8k€-10k▼
Financial income75/76B€887€356▼
Recurring financial income75€887€356▼
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€5k€-14k▼
Income taxes67/77€471-
Profit (loss) for the period9904€5k€-14k▼
Profit (loss) for the period to be appropriated9905€5k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€-3k▼
Profit (loss) brought forward from the previous period14P€11k€12k▲
Transfer from equity791/2-€3k
Transfer to equity691/2€4k-
To other reserves6921€4k-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €-14k ▼391%
Net result drops to €-14k, the lowest in the series.
2024
19-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
2022
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
04-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Highest result since 2019net €28k ▲137%
Operating result €36k, net result €28k, both a record.
2020
06-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
07-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albert I-Promenade 488400 OostendeGround area
397 m²
Building footprint
252 m²
Volume, LiDAR
7,939 m³
Parcel 35013A1596/00P020, Flanders · tallest building 36.6 m, ±11 floors. Linked by address, not a title deed.
1 establishment unit
COOLS SCHRIKDRAAD
since 20132.224.008.080
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35013A1596/00P020 | Flanders | 397 m² | 1 · 252 m² | 36.6 m · 11 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,822 companies in sector 43211 we hold annual accounts for 10,327. 8,760 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-08-2011
Fiscal year end31-03
Activities, NACEBEL
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.