Active BE 1017.885.336Private limited company

CONTRACTO

Eikenhof 2 ·1933 Zaventem, Belgium· 1 yrs active

Sector: Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten (62200)

Conclusion Checked

The computed 12-month bankruptcy probability of CONTRACTO is 0.4% (very low). The 2025 annual accounts show equity of €61k and a net result of €-28k. Its solvency ranks better than 90% of 2768 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€61k
Net result	€-28k
Better than sector	90%
Active	1 yrs

Financial profile 5 of 5 axes measured · computed by Checked

58 / 100

Mixed profile: strong on solvency, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 55

Profitability 0

Solvency 100

Growth 52

Stability 82

Bankruptcy probability (12 mo) Checked model v1 · free

0.4% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Young company

Founded in 2024, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

55 / 100 Fair

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 02-07-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Sector comparison

Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	90.3%	62.1%	better than 90% of 2768 sector peers
Net result	€-28k	€39k	better than 5% of 2770 sector peers
Equity	€61k	€62k	better than 49% of 2769 sector peers
Gross operating margin	€-39k	€62k	better than 5% of 2770 sector peers
Total assets	€67k	€121k	better than 22% of 2770 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€-39k

- 24-25

Net profit

€-28k

-1806.3% 24-25

Cash flow

€-24k

- 24-25

Total assets

€67k

+22.1% 24-25

Equity

€61k

+13.2% 24-25

Working capital

€23k

-56.6% 24-25

Debt

€7k

+351.1% 24-25

Debt ≤ 1y

€7k

+351.1% 24-25

Show 7 other metrics

Current ratio

4.55

-88.0% 24-25

Quick ratio

4.55

-88.0% 24-25

Solvency

90.3%

-7.3% 24-25

Debt / equity

0.11

+298.4% 24-25

ROE

-45.6%

-1583.7% 24-25

ROA

-41.2%

-1460.7% 24-25

Interest coverage

-731.05

- 24-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€-39k
Net profit	€-28k
Cash flow	€-24k
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€67k
Equity	€61k
Debt	€7k
of which ≤ 1y	€7k
of which > 1y	-
Working capital	€23k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	4.55
Quick ratio	4.55
Working capital ratio	34.6%
Solvency	90.3%
Debt / equity	0.11
Long-term debt ratio	-
Interest coverage	-731.05
Gross margin	-
Net margin	-
ROA	-41.2%
ROE	-45.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €37k · 55.7% Current assets €30k · 44.3%

Equity & liabilities

Equity €61k · 90.3% Debt €7k · 9.8%

Full annual accounts (21 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€67k
Fixed assets	21/28	€37k
Intangible fixed assets	21	€37k
Tangible fixed assets	22/27	€433
Current assets	29/58	€30k
Amounts receivable within one year	40/41	€2k
Cash & bank	54/58	€28k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€67k
Equity	10/15	€61k
Contributions / capital	10/11	€55k
Accumulated profits (losses)	14	€-29k
Amounts payable	17/49	€7k
Amounts payable within one year	42/48	€7k
Trade debts payable within one year	44	€1k
Income statement
Gross operating margin	9900	€-39k
Operating result	9901	€-43k
Financial income	75	€15k
Financial charges	65	€53
Result before taxes	9903	€-28k
Net result for the period	9904	€-28k
Result to be appropriated	9905	€-28k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 1 directors

Current directors & mandates

Misson Malo
Director
State Gazette act 25326368 (16-04-2025)

Current
16-04-2025 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten(62200)
Legal form	Private limited company(610)
Incorporation	24-12-2024
Status	Active
Postal code	1933

Establishment units 1 location

CONTRACTO

Eikenhof 2, 1933 ZaventemOntwerpen en programmeren van computerprogramma's

since 20242.368.026.653

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23082A0019/00A002	Flanders	504 m²	1 · 103 m²	8.3 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

02-07-2026

NBB filing Annual accounts filed

fiscal year 2025 · micro

2025

04-07-2025

State Gazette act Capital & shares

Catherine Croes

25-04-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

16-04-2025

State Gazette act Capital & shares

Catherine Croes

Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts

Capital history · 2

04-07-2025

Capital change

16-04-2025

Capital change

All acts · 2 updated 1 year ago

2025

04-07-2025 Capital increase of €49,999.78 Capital & shares·Catherine Croes

Inbreng in geld · Apport en numéraire

Notary: Catherine Croes · Wezembeek-Oppem

Original publication ↗

Technical details

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16-04-2025 Capital increase of €5,000 to €5,000 Capital & shares·Catherine Croes

€0 → €5.000
Inbreng in geld · Apport en numéraire

Notary: Catherine Croes · Wezembeek-Oppem

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Ontwerpen en programmeren van computerprogramma's62010Overige diensten op het gebied van informatietechnologie en computer62090Ontwerpen van computerprogramma’s62100Overige diensten op het gebied van informatietechnologie en computer62900Overige rechtskundige dienstverlening69109Overige rechtskundige dienstverlening69109Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige gespecialiseerde wetenschappelijke en technische activiteiten74909Overige activiteiten van vrije beroepen en andere wetenschappelijke en technische activiteiten, neg74999

Primary activity highlighted.

Names & trade names

Legal nameNL

CONTRACTO

Registered office

Eikenhof 2

1933 Zaventem, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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