CONTENT
ActiveCONTENT has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €465k and a net result of €49k. Equity is growing by ~85.6% per year across the filed fiscal years. Its solvency ranks better than 70% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-21
Solvency100▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 7.65 against 5.78 in 2024; short-term debt: 12.8% and cash: 1.2% of total assets), and 25.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.5%
Return on assets
7.9%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-03-2026, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
41 d late
2024
3 d late
2023
30 d late
2022
on the day
2021
6 d early
2020
2 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€465k▲ 11.8%
2024 · €416k
2019: €18k
2020: €24k
2021: €67k
2022: €118k
2023: €269k
2024: €416k
2019 → 2025
Total assets
€624k▲ 4.7%
2024 · €596k
2019: €33k
2020: €44k
2021: €83k
2022: €140k
2023: €367k
2024: €596k
2019 → 2025
Net result
€49k▼ 66.8%
2024 · €147k
2019: €-4k
2020: €5k
2021: €43k
2022: €51k
2023: €151k
2024: €147k
2019 → 2025
Working capital
€531k▲ 11.0%
2024 · €478k
2019: €-12k
2020: €22k
2021: €44k
2022: €99k
2023: €254k
2024: €478k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€67k-€118k▲ 76.3%€269k▲ 128%€416k▲ 54.9%€465k▲ 11.8%
Operating result€54k-€72k▲ 33.4%€214k▲ 199%€187k▼ 12.6%€40k▼ 78.7%
Net result€43k-€51k▲ 18.5%€151k▲ 197%€147k▼ 2.4%€49k▼ 66.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 79% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €624k
Fixed assets
€13k▼ 22.9%
Current assets
€611k▲ 5.6%
Equity and liabilities €624k
Equity
€465k▲ 11.8%
Debt
€159k▼ 11.6%
The debt ratio falls from 30.1% to 25.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€44k▼
2024 · €190k
Cash flow
€53k▼
2024 · €150k
Solvency
74.5%▲
2024 · 69.9%
Current ratio
7.65▲
2024 · 5.78
Quick ratio
7.65▲
2024 · 5.78
Debt / equity
0.34▼
2024 · 0.43
ROE
10.5%▼
2024 · 35.4%
ROA
7.9%▼
2024 · 24.7%
Interest coverage
7.01▼
2024 · 24.17
Debt
€159k▼
2024 · €180k
Debt ≤ 1 year
€80k▼
2024 · €100k
Debt > 1 year
€75k=
2024 · €75k
Income taxes
€21k▼
2024 · €68k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€596k€624k▲
Fixed assets21/28€17k€13k▼
Tangible fixed assets22/27€17k€13k▼
Furniture and vehicles24€3k€1k▼
Other tangible fixed assets26€14k€12k▼
Current assets29/58€579k€611k▲
Amounts receivable within one year40/41€562k€596k▲
Trade receivables40€9k€17k▲
Other amounts receivable41€553k€579k▲
Current investments50/53€6k€6k▼
Cash at bank and in hand54/58€9k€8k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€596k€624k▲
Equity10/15€416k€465k▲
Contributions10/11€49k€49k=
Reserves13€368k€417k▲
Distributable reserves133€368k€417k▲
Amounts payable17/49€180k€159k▼
Amounts payable after more than one year17€75k€75k=
Financial debts170/4€75k€75k=
Amounts payable within one year42/48€100k€80k▼
Trade debts44€322€5k▲
Suppliers440/4€322€5k▲
Taxes, remuneration and social security45€45k€23k▼
Taxes450/3€45k€23k▼
Other amounts payable47/48€54k€51k▼
Accrued charges and deferred income492/3€5k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€814€2k▲
Gross operating margin9900€191k€46k▼
Operating profit (loss)9901€187k€40k▼
Financial income75/76B€36k€37k▲
Recurring financial income75€36k€37k▲
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€216k€70k▼
Income taxes67/77€68k€21k▼
Profit (loss) for the period9904€147k€49k▼
Profit (loss) for the period to be appropriated9905€147k€49k▼
Appropriation of the result
Profit (loss) to be appropriated9906€147k€49k▼
Transfer to equity691/2€147k€49k▼
To other reserves6921€147k€49k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-09
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
13-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 41 days late
2025
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
01-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-06
Financial
Highest result since 2019net €151k ▲197%
Operating result €214k, net result €151k, both a record.
30-06
Financial
Equity above €200kEq €269k ▲128%
4 profitable years in a row build equity to €269k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €100kEq €118k ▲76.3%
3 profitable years in a row build equity to €118k.
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
30-06
Financial
Liquidity times 10current ratio 2.12
Current ratio from 0.22 to 2.12.
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
19-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
11-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blankenberge · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
P. Benoitstraat 14-168370 BlankenbergeGround area
573 m²
Building footprint
573 m²
Volume, LiDAR
8,178 m³
Parcel 31004A0653/00E000, Flanders · tallest building 21.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ROYAL CANTECLAER
since 20022.096.173.859
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31004A0653/00E000 | Flanders | 573 m² | 1 · 573 m² | 21.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PATENT CARES
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WUYTS
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PHOENIX SAFETY, QUALITY & MANAGEMENT SERVICES
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,562. 35,225 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2002
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46820Wholesale trade
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.