Consurity
ActiveSummary
Consurity has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €23k. Equity is shrinking by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 17% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability79▼-2
Solvency38▼-19
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.43 against 2.1 in 2024; short-term debt: 24% and cash: 0.5% of total assets), and 86.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.1%
Return on assets
8.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 17090 sector peers (2025).
NBB · sector comparisonPosition among 17090 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
31 d early
2024
29 d early
2023
27 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▼ 26.4%
2024 · €49k
2023: €43k
2024: €49k▲ +13.5% vs 2023highest in 3 years
2025: €36k▼ -26.4% vs 2024lowest in 3 years
2023 → 2025
Total assets
€274k▲ 80.5%
2024 · €152k
2023: €149klowest in 3 years
2024: €152k▲ +1.9% vs 2023
2025: €274k▲ +80.5% vs 2024highest in 3 years
2023 → 2025
Net result
€23k▲ 59.3%
2024 · €15k
2023: €9klowest in 3 years
2024: €15k▲ +66.9% vs 2023
2025: €23k▲ +59.3% vs 2024highest in 3 years
2023 → 2025
Working capital
€-38k
2024 · €28k
2023: €7k
2024: €28k▲ +271% vs 2023highest in 3 years
2025: €-38k▼ -235% vs 2024lowest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€43k-€49k▲ 13.5%€36k▼ 26.4%
2023: €43k
2024: €49k▲ +13.5% vs 2023highest in 3 years
2025: €36k▼ -26.4% vs 2024lowest in 3 years
Operating result€14k-€21k▲ 53.2%€38k▲ 77.5%
2023: €14klowest in 3 years
2024: €21k▲ +53.2% vs 2023
2025: €38k▲ +77.5% vs 2024highest in 3 years
Net result€9k-€15k▲ 66.9%€23k▲ 59.3%
2023: €9klowest in 3 years
2024: €15k▲ +66.9% vs 2023
2025: €23k▲ +59.3% vs 2024highest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 77% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €274k
Fixed assets
€246k ▲ 149%
Current assets
€28k ▼ 46.9%
Equity and liabilities €274k
Equity
€36k ▼ 26.4%
Debt
€238k ▲ 131%
Debt's share of the balance-sheet total rises from 67.8% to 86.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€43k▲
2024 · €26k
Cash flow
€28k▲
2024 · €20k
Current ratio
0.43▼
2024 · 2.10
Debt to equity
6.61▲
2024 · 2.10
ROE
64.8%▲
2024 · 30.0%
ROA
8.5%▼
2024 · 9.7%
Interest coverage
10.35▼
2024 · 16.57
Debt ≤ 1 year
€66k▲
2024 · €25k
Debt > 1 year
€172k▲
2024 · €78k
Income taxes
€10k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€152k€274k▲
Fixed assets21/28€99k€246k▲
Tangible fixed assets22/27€99k€96k▼
Land and buildings22€98k€95k▼
Plant, machinery and equipment23€882€2k▲
Financial fixed assets28-€150k
Current assets29/58€53k€28k▼
Amounts receivable within one year40/41€37k€25k▼
Trade receivables40€37k€25k▼
Cash at bank and in hand54/58€14k€1k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€152k€274k▲
Equity10/15€49k€36k▼
Contributions10/11€19k€19k=
Reserves13€30k€17k▼
Distributable reserves133€30k€17k▼
Amounts payable17/49€103k€238k▲
Amounts payable after more than one year17€78k€172k▲
Financial debts170/4€78k€172k▲
Amounts payable within one year42/48€25k€66k▲
Current portion of amounts payable after more than one year42€4k€23k▲
Trade debts44€7k€6k▼
Suppliers440/4€7k€6k▼
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€3k€6k▲
Other amounts payable47/48€11k€31k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€469€548▲
Gross operating margin9900€27k€43k▲
Operating profit (loss)9901€21k€38k▲
Financial income75/76B€9€1▼
Recurring financial income75€9€1▼
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€20k€33k▲
Income taxes67/77€5k€10k▲
Profit (loss) for the period9904€15k€23k▲
Profit (loss) for the period to be appropriated9905€15k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€23k▲
Transfer from equity791/2€9k€30k▲
Transfer to equity691/2€15k€17k▲
To other reserves6921€15k€17k▲
Profit to be distributed694/7€9k€36k▲
Return on contributions (dividend)694€9k€36k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k | €5k | €5k | ▼ 1.6% |
| Other operating charges640/8 | €162 | €469 | €548 | ▲ 16.8% |
| Gross operating margin9900 | €21k | €27k | €43k | ▲ 61.2% |
| Operating profit (loss)9901 | €14k | €21k | €38k | ▲ 77.5% |
| Financial income75/76B | €9 | €9 | €1 | ▼ 88.7% |
| Recurring financial income75 | €9 | €9 | €1 | ▼ 88.7% |
| Financial charges65/66B | €1k | €2k | €4k | ▲ 159% |
| Recurring financial charges65 | €1k | €2k | €4k | ▲ 159% |
| Profit (loss) for the period before taxes9903 | €13k | €20k | €33k | ▲ 70.7% |
| Income taxes67/77 | €4k | €5k | €10k | ▲ 105% |
| Profit (loss) for the period9904 | €9k | €15k | €23k | ▲ 59.3% |
| Profit (loss) for the period to be appropriated9905 | €9k | €15k | €23k | ▲ 59.3% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €149k | €152k | €274k | ▲ 80.5% |
| Fixed assets21/28 | €92k | €99k | €246k | ▲ 149% |
| Tangible fixed assets22/27 | €92k | €99k | €96k | ▼ 2.7% |
| Land and buildings22 | €91k | €98k | €95k | ▼ 3.4% |
| Plant, machinery and equipment23 | €1k | €882 | €2k | ▲ 84.8% |
| Financial fixed assets28 | - | - | €150k | - |
| Current assets29/58 | €57k | €53k | €28k | ▼ 46.9% |
| Amounts receivable within one year40/41 | €46k | €37k | €25k | ▼ 32.2% |
| Trade receivables40 | €44k | €37k | €25k | ▼ 32.2% |
| Other amounts receivable41 | €2k | - | - | - |
| Cash at bank and in hand54/58 | €11k | €14k | €1k | ▼ 91.2% |
| Deferred charges and accrued income490/1 | €357 | €2k | €2k | ▼ 4.9% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €149k | €152k | €274k | ▲ 80.5% |
| Equity10/15 | €43k | €49k | €36k | ▼ 26.4% |
| Contributions10/11 | €19k | €19k | €19k | = |
| Reserves13 | €25k | €30k | €17k | ▼ 42.5% |
| Distributable reserves133 | €25k | €30k | €17k | ▼ 42.5% |
| Amounts payable17/49 | €106k | €103k | €238k | ▲ 131% |
| Amounts payable after more than one year17 | €56k | €78k | €172k | ▲ 122% |
| Financial debts170/4 | €56k | €78k | €172k | ▲ 122% |
| Amounts payable within one year42/48 | €50k | €25k | €66k | ▲ 161% |
| Current portion of amounts payable after more than one year42 | €3k | €4k | €23k | ▲ 441% |
| Trade debts44 | €32k | €7k | €6k | ▼ 7.7% |
| Suppliers440/4 | €32k | €7k | €6k | ▼ 7.7% |
| Taxes, remuneration and social security45 | €7k | €3k | €6k | ▲ 62.7% |
| Taxes450/3 | €5k | €3k | €6k | ▲ 62.7% |
| Remuneration and social security454/9 | €1k | - | - | - |
| Other amounts payable47/48 | €8k | €11k | €31k | ▲ 185% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €9k | €15k | €23k | ▲ 59.3% |
| + Depreciation and write-downs630 | €7k | €5k | €5k | ▼ 1.6% |
| Operating cash flow (approximation) | €16k | €20k | €28k | ▲ 43.5% |
| Investment in fixed assets (approximation) | - | €-12k | €-152k | ▼ 1,148% |
| Change in cash | - | €4k | €-13k | ▼ 461% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €23k ▲59.3%
Operating result €38k, net result €23k, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Assenede · 1 establishment unit since 2016
Ground area
4,880 m²
Building footprint
114 m²
Volume, LiDAR
720 m³
Parcel 43003A0726/00B000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Consurity
since 20162.256.232.668
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43003A0726/00B000 | Flanders | 4,880 m² | 1 · 114 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 1,260 EUR awarded · 1,260 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,260 EUR | 1,260 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 14,751 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-09-2016
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
62100Computer programming
Scores and ratios are computed by Checked and are not a credit decision.