CONSULTING ST MICHEL
InactiveNo longer registered with the KBO since 27-07-2026; last annual accounts for fiscal year 2025.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-4k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-04-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
14 d early
2023
1 d early
2022
48 d early
2021
50 d early
2020
17 d early
2019
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€24k▼ 14.0%
2024 · €28k
2018: €42k
2019: €33k
2020: €29k
2021: €30k
2022: €33k
2023: €30k
2024: €28k
2018 → 2025
Total assets
€33k▲ 6.4%
2024 · €31k
2018: €54k
2019: €39k
2020: €29k
2021: €30k
2022: €37k
2023: €32k
2024: €31k
2018 → 2025
Net result
€-4k▼ 94.9%
2024 · €-2k
2018: €802
2019: €233
2020: €-4k
2021: €822
2022: €3k
2023: €-3k
2024: €-2k
2018 → 2025
Working capital
€24k▼ 14.0%
2024 · €28k
2018: €38k
2019: €33k
2020: €29k
2021: €30k
2022: €33k
2023: €30k
2024: €28k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€33k▲ 10.9%€30k▼ 9.1%€28k▼ 6.7%€24k▼ 14.0%
Operating result€906-€4k▲ 306%€-3k€-2k▲ 32.0%€-4k▼ 79.7%
Net result€822-€3k▲ 298%€-3k€-2k▲ 33.0%€-4k▼ 94.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €2k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €33k
Equity
€24k▼ 14.0%
Debt
€9k▲ 185%
The debt ratio rises from 10.3% to 27.5%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
72.5%▼
2024 · 89.7%
Current ratio
3.63▼
2024 · 9.72
Quick ratio
3.63▼
2024 · 9.72
Debt / equity
0.38▲
2024 · 0.11
ROE
-16.3%▼
2024 · -7.2%
ROA
-11.8%▼
2024 · -6.5%
Debt
€9k▲
2024 · €3k
Debt ≤ 1 year
€9k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€31k€33k▲
Current assets29/58€31k€33k▲
Amounts receivable within one year40/41€31k€31k▼
Other amounts receivable41€31k€31k▼
Cash at bank and in hand54/58€571€3k▲
Equity and liabilities
Total equity and liabilities10/49€31k€33k▲
Equity10/15€28k€24k▼
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€17k€17k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€15k€15k=
Profit (loss) carried forward14€5k€1k▼
Amounts payable17/49€3k€9k▲
Amounts payable within one year42/48€3k€9k▲
Trade debts44-€2k
Suppliers440/4-€2k
Taxes, remuneration and social security45€1k-
Taxes450/3€1k-
Other amounts payable47/48€2k€7k▲
Income statement
Code20242025
Other operating charges640/8-€842
Gross operating margin9900€-2k€-3k▼
Operating profit (loss)9901€-2k€-4k▼
Financial charges65/66B€47€393▲
Recurring financial charges65€47€393▲
Profit (loss) for the period before taxes9903€-2k€-4k▼
Profit (loss) for the period9904€-2k€-4k▼
Profit (loss) for the period to be appropriated9905€-2k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€1k▼
Profit (loss) brought forward from the previous period14P€7k€5k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
State Gazette act
RestructuringGeneral meeting · Merger · Dissolution10 facts ▸
State Gazette act
Restructuring
General meeting · Merger · Dissolution10 facts ▸
- General meeting, 04/07/2026
- Merger, MV Consult BV
- Dissolution, 2026-07-04
- Share issue, nieuwe aandelen ... zonder vermelding van een nominale waarde
- Share issue, 3
- Accounting effect, 01/01/2026
- Permanent representative, Michaël Verschueren
- Permanent representative, Stefania Germano
- Power of attorney, directors of e2
- Merger effect, 04/07/2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €3k ▲298%
Net result €3k, the highest in the series.
11-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €822
Net result €822 after one loss-making year.
30-09
Financial
Liquidity times 11current ratio 775.27
Current ratio from 68.37 to 775.27; short-term debt falls from €431 to €39.
13-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-4k ▼1852%
Net result drops to €-4k, the lowest in the series.
30-09
Financial
Liquidity times 10current ratio 68.37
Current ratio from 6.53 to 68.37; short-term debt falls from €6k to €431.
20-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
14-09-2022
Resigned as Director
Location & real-estate footprint
Registered office, Anderlecht
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Researchdreef 101070 AnderlechtGround area
2,007 m²
Building footprint
599 m²
Volume, LiDAR
11,918 m³
Parcel 21307F0170/00E000, Brussels · tallest building 23.4 m, ±7 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21307F0170/00E000 | Brussels | 2,007 m² | 1 · 599 m² | 23.4 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Acquisitions and mergers
1 transactionTaken over by:MV Consult BV
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Of 11,749 companies in sector 68310 we hold annual accounts for 6,907. 4,162 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-08-2006
Fiscal year end30-09
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
68110Buying and selling of own real estate
70120
70321
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.