CONSTRUCT3D
ActiveSummary
The computed 12-month bankruptcy probability of CONSTRUCT3D is 1.7% (moderate). The 2025 annual accounts show negative equity (€-17k) and a net result of €-25k. Equity is shrinking by ~72.7% per year across the filed fiscal years. Its solvency ranks better than 13% of 956 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
27
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-15
Solvency9▼-13
Growth32▼-26
Track record94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.38 against 0.26 in 2024; short-term debt: 114.1% and cash: 16.4% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-15.9%
Return on assets
-22.7%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €-17k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
11 d late
2024
4 d early
2023
12 d late
2022
23 d early
2021
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-17k▼ 437%
2024 · €-3k
2021: €8k
2022: €-1k
2023: €-16k
2024: €-3k
2021 → 2025
Total assets
€110k▼ 12.8%
2024 · €126k
2021: €16k
2022: €4k
2023: €7k
2024: €126k
2021 → 2025
Net result
€-25k▼ 484%
2024 · €-4k
2021: €-7k
2022: €-9k
2023: €-15k
2024: €-4k
2021 → 2025
Working capital
€-77k▲ 17.8%
2024 · €-94k
2021: €9k
2022: €-96
2023: €-15k
2024: €-94k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€-1k€-16k▼ 1,007%€-3k▲ 79.7%€-17k▼ 437%
Operating result€-7k-€-9k▼ 36.0%€-15k▼ 53.8%€-12k▲ 16.1%€-39k▼ 221%
Net result€-7k-€-9k▼ 36.0%€-15k▼ 53.7%€-4k▲ 70.7%€-25k▼ 484%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €39k in 2025 against €12k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €110k
Fixed assets
€62k ▼ 32.9%
Current assets
€48k ▲ 42.8%
Key figures and ratios
EBITDA
€-5k▲
2024 · €-6k
Cash flow
€9k▲
2024 · €1k
Solvency
-15.9%▼
2024 · -2.6%
Current ratio
0.38▲
2024 · 0.26
Debt to equity
-7.29▲
2024 · -39.72
ROA
-22.7%▼
2024 · -3.4%
Interest coverage
-135.83▲
2024 · -157.56
Debt
€127k▼
2024 · €129k
Debt ≤ 1 year
€125k▼
2024 · €127k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet
Code20242025
Assets
Total assets20/58€126k€110k▼
Fixed assets21/28€92k€62k▼
Intangible fixed assets21€92k€62k▼
Current assets29/58€33k€48k▲
Amounts receivable within one year40/41€28k€29k▲
Other amounts receivable41€28k€29k▲
Cash at bank and in hand54/58€5k€18k▲
Deferred charges and accrued income490/1€133€243▲
Equity and liabilities
Total equity and liabilities10/49€126k€110k▼
Equity10/15€-3k€-17k▼
Contributions10/11€15k€15k=
Profit (loss) carried forward14€-35k€-60k▼
Investment grants15€17k€28k▲
Amounts payable17/49€129k€127k▼
Amounts payable within one year42/48€127k€125k▼
Trade debts44€82k€75k▼
Suppliers440/4€82k€75k▼
Other amounts payable47/48€46k€50k▲
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€34k▲
Other operating charges640/8€528€544▲
Gross operating margin9900€-6k€-5k▲
Operating profit (loss)9901€-12k€-39k▼
Financial income75/76B€8k€14k▲
Recurring financial income75€8k€14k▲
Financial charges65/66B€41€40▼
Recurring financial charges65€41€40▼
Profit (loss) for the period before taxes9903€-4k€-25k▼
Profit (loss) for the period9904€-4k€-25k▼
Profit (loss) for the period to be appropriated9905€-4k€-25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-35k€-60k▼
Profit (loss) brought forward from the previous period14P€-31k€-35k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series.
27-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
08-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brakel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rozenhoek 69660 BrakelGround area
4,538 m²
Building footprint
500 m²
Parcel 45024C0631/00D000, Flanders. Linked by address, not a title deed.
1 establishment unit
Construct3D
since 20212.315.593.403
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45024C0631/00D000 | Flanders | 4,538 m² | 1 · 500 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 52,383 EUR awarded · 52,383 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | -17 EUR | 24,983 EUR |
| 2024 | 1 | 0 EUR | 25,000 EUR |
| 2023 | 2 | 51,200 EUR | 1,200 EUR |
| 2022 | 1 | 1,200 EUR | 1,200 EUR |
Schemes
O&O-haalbaarheidsstudie
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 2,855 companies in sector 18130 we hold annual accounts for 832. 397 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
18130Pre-press and pre-media services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.