CONSEBT
ActiveCONSEBT has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €524k and a net result of €52k. Equity is growing by ~16.5% per year across the filed fiscal years. Its solvency ranks better than 46% of 3553 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability50▼-27
Solvency27▲+3
Growth78=
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity short (current ratio 0.24 against 0.21 in 2024), and 74.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.6%
Return on assets
2.6%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
79 d early
2024
77 d early
2023
79 d early
2022
77 d early
2021
83 d early
2020
60 d early
2019
79 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
09-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€524k▲ 11.1%
2024 · €472k
2018: €132k
2019: €309k
2020: €300k
2021: €288k
2022: €323k
2023: €400k
2024: €472k
2018 → 2025
Total assets
€2.05M▲ 4.0%
2024 · €1.97M
2018: €195k
2019: €2.12M
2020: €2.02M
2021: €1.97M
2022: €1.91M
2023: €2.00M
2024: €1.97M
2018 → 2025
Net result
€52k▼ 27.7%
2024 · €72k
2018: €6k
2019: €-8k
2020: €-9k
2021: €-12k
2022: €35k
2023: €77k
2024: €72k
2018 → 2025
Working capital
€-272k▼ 36.8%
2024 · €-199k
2018: €16k
2019: €-86k
2020: €-86k
2021: €-123k
2022: €-157k
2023: €-28k
2024: €-199k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€288k-€323k▲ 12.1%€400k▲ 23.8%€472k▲ 18.1%€524k▲ 11.1%
Operating result€15k-€69k▲ 352%€125k▲ 82.4%€140k▲ 11.7%€102k▼ 27.0%
Net result€-12k-€35k€77k▲ 121%€72k▼ 5.7%€52k▼ 27.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.05M
Fixed assets
€1.96M▲ 2.3%
Current assets
€86k▲ 66.7%
Equity and liabilities €2.05M
Equity
€524k▲ 11.1%
Debt
€1.52M▲ 1.8%
The debt ratio falls from 76.0% to 74.4%: equity grows faster than debt.
Key figures and ratios
EBITDA
€207k▼
2024 · €245k
Cash flow
€158k▼
2024 · €177k
Solvency
25.6%▲
2024 · 24.0%
Current ratio
0.24▲
2024 · 0.21
Quick ratio
0.24▲
2024 · 0.21
Debt / equity
2.90▼
2024 · 3.17
ROE
10.0%▼
2024 · 15.4%
ROA
2.6%▼
2024 · 3.7%
Interest coverage
5.95▼
2024 · 7.24
Debt
€1.52M▲
2024 · €1.50M
Debt ≤ 1 year
€358k▲
2024 · €250k
Debt > 1 year
€1.16M▼
2024 · €1.22M
Income taxes
€26k▼
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.97M€2.05M▲
Fixed assets21/28€1.92M€1.96M▲
Intangible fixed assets21€56k€42k▼
Tangible fixed assets22/27€1.73M€1.79M▲
Land and buildings22€1.56M€1.64M▲
Plant, machinery and equipment23€107k€101k▼
Furniture and vehicles24€8k€7k▼
Leasing and similar rights25€50k€37k▼
Financial fixed assets28€133k€129k▼
Current assets29/58€51k€86k▲
Amounts receivable after more than one year29€19k€18k▼
Other amounts receivable291€19k€18k▼
Amounts receivable within one year40/41€13k€37k▲
Trade receivables40€5k€22k▲
Other amounts receivable41€8k€14k▲
Cash at bank and in hand54/58€14k€21k▲
Deferred charges and accrued income490/1€6k€10k▲
Equity and liabilities
Total equity and liabilities10/49€1.97M€2.05M▲
Equity10/15€472k€524k▲
Contributions10/11€205k€205k=
Reserves13€263k€315k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€261k€313k▲
Profit (loss) carried forward14€4k€4k=
Amounts payable17/49€1.50M€1.52M▲
Amounts payable after more than one year17€1.22M€1.16M▼
Financial debts170/4€1.22M€1.16M▼
Other amounts payable178/9-€2k
Amounts payable within one year42/48€250k€358k▲
Current portion of amounts payable after more than one year42€187k€204k▲
Trade debts44€13k€37k▲
Suppliers440/4€13k€37k▲
Taxes, remuneration and social security45€16k€11k▼
Taxes450/3€16k€11k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€34k€106k▲
Accrued charges and deferred income492/3€28k€4k▼
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€105k€105k▲
Other operating charges640/8€15k€18k▲
Gross operating margin9900€259k€225k▼
Operating profit (loss)9901€140k€102k▼
Financial income75/76B€2k€11k▲
Recurring financial income75€2k€11k▲
Financial charges65/66B€34k€35k▲
Recurring financial charges65€34k€35k▲
Profit (loss) for the period before taxes9903€108k€78k▼
Income taxes67/77€36k€26k▼
Profit (loss) for the period9904€72k€52k▼
Profit (loss) for the period to be appropriated9905€72k€52k▼
Appropriation of the result
Profit (loss) to be appropriated9906€76k€56k▼
Profit (loss) brought forward from the previous period14P€4k€4k=
Transfer to equity691/2€72k€52k▼
To other reserves6921€72k€52k▼
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €500kEq €524k ▲11.1%
4 profitable years in a row build equity to €524k.
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
13-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €77k ▲121%
Net result €77k, the highest in the series.
15-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €35k
Net result €35k after 3 loss-making years.
09-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
13-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €200kEq €309k ▲134%
Equity rises from €132k to €309k.
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hugo Van der Goesstraat 179000 GentGround area
69 m²
Building footprint
10 m²
Volume, LiDAR
39 m³
Parcel 44021A1781/00G002, Flanders · tallest building 5.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CONSEBT
since 20132.219.335.947
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44021A1781/00G002 | Flanders | 69 m² | 1 · 10 m² | 5.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
The Street Food Company
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CLIPAN
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Jonas Vercruyssen
BE 0568.512.446
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MANSEF
BE 0734.923.765
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TER KEMPEN
BE 0479.466.050
Oudsbergen · Eq €523k
Of 21,636 companies in sector 56112 we hold annual accounts for 9,654. 4,274 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2013
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.