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CONSAPT

Active
Private limited companyfounded 201510 yrs activeOude Baan 171, 2820 Bonheiden, BelgiumKBO/BCE: BE 0643.822.157

CONSAPT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €328k and a net result of €36k. Equity is growing by ~22.5% per year across the filed fiscal years. Its solvency ranks better than 29% of 16888 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
78 / 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▼-26
Solvency54▲+10
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 1.0 in 2024), and 67.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
32.3%
Return on assets
3.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
1 d early
2023
2 d early
2022
5 d early
2021
5 d early
2020
3 d early
2019
on the day
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
11-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€328k▲ 12.2%
2024 · €293k
2018: €88k 2019: €91k 2020: €126k 2021: €157k 2022: €182k 2023: €246k 2024: €293k
2018 → 2025
Total assets
€1.02M▼ 1.3%
2024 · €1.03M
2018: €168k 2019: €179k 2020: €353k 2021: €777k 2022: €962k 2023: €1.02M 2024: €1.03M
2018 → 2025
Net result
€36k▼ 23.7%
2024 · €47k
2018: €32k 2019: €47k 2020: €35k 2021: €35k 2022: €31k 2023: €63k 2024: €47k
2018 → 2025
Working capital
€15k▲ 8,078%
2024 · €187
2018: €97k 2019: €102k 2020: €112k 2021: €142k 2022: €-75k 2023: €-42k 2024: €187
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€157k-€182k▲ 16.3%€246k▲ 34.8%€293k▲ 19.1%€328k▲ 12.2%
Operating result€51k-€46k▼ 9.8%€88k▲ 90.3%€69k▼ 21.7%€58k▼ 16.3%
Net result€35k-€31k▼ 11.7%€63k▲ 103%€47k▼ 26.1%€36k▼ 23.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75k€100kOperating result 2021: €51k€51kNet result 2021: €35k€35kOperating result 2022: €46k€46kNet result 2022: €31k€31kOperating result 2023: €88k€88kNet result 2023: €63k€63kOperating result 2024: €69k€69kNet result 2024: €47k€47kOperating result 2025: €58k€58kNet result 2025: €36k€36k20212022202320242025
The operating result has fallen two years in a row; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.02M
Fixed assets €900k▼ 1.2%
Current assets €115k▼ 2.0%
Equity and liabilities €1.02M
Equity €328k▲ 12.2%
Debt €687k▼ 6.7%
The debt ratio falls from 71.6% to 67.7%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€87k
2024 · €96k
Cash flow
€65k
2024 · €74k
Solvency
32.3%
2024 · 28.4%
Current ratio
1.15
2024 · 1.00
Quick ratio
1.15
2024 · 1.00
Debt / equity
2.09
2024 · 2.52
ROE
10.9%
2024 · 16.0%
ROA
3.5%
2024 · 4.6%
Interest coverage
6.84
2024 · 9.72
Debt
€687k
2024 · €736k
Debt ≤ 1 year
€100k
2024 · €118k
Debt > 1 year
€587k
2024 · €619k
Income taxes
€9k
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.03M€1.02M
Fixed assets21/28€911k€900k
Tangible fixed assets22/27€911k€900k
Land and buildings22€905k€894k
Plant, machinery and equipment23€2k€2k
Furniture and vehicles24€3k€4k
Current assets29/58€118k€115k
Amounts receivable within one year40/41€22k€23k
Trade receivables40€19k€14k
Other amounts receivable41€3k€9k
Cash at bank and in hand54/58€93k€92k
Deferred charges and accrued income490/1€2k€201
Equity and liabilities
Total equity and liabilities10/49€1.03M€1.02M
Equity10/15€293k€328k
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€272k€308k
Amounts payable17/49€736k€687k
Amounts payable after more than one year17€619k€587k
Financial debts170/4€619k€587k
Amounts payable within one year42/48€118k€100k
Current portion of amounts payable after more than one year42€32k€32k
Trade debts44€1k€2k
Suppliers440/4€1k€2k
Taxes, remuneration and social security45€9k€7k
Taxes450/3€9k€7k
Other amounts payable47/48€74k€59k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€29k
Other operating charges640/8€1k€2k
Gross operating margin9900€98k€89k
Operating profit (loss)9901€69k€58k
Financial income75/76B-€44
Recurring financial income75-€44
Financial charges65/66B€10k€13k
Recurring financial charges65€10k€13k
Profit (loss) for the period before taxes9903€59k€45k
Income taxes67/77€12k€9k
Profit (loss) for the period9904€47k€36k
Profit (loss) for the period to be appropriated9905€47k€36k
Appropriation of the result
Profit (loss) to be appropriated9906€272k€308k
Profit (loss) brought forward from the previous period14P€225k€272k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2018net €63k ▲103%
Operating result €88k, net result €63k, both a record.
31-12
Financial Equity above €200kEq €246k ▲34.8%
6 profitable years in a row build equity to €246k.
26-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet €31k ▼11.7%
Net result drops to €31k, the lowest in the series; recovery starts the following year.
26-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €150kEq €157k ▲24.6%
4 profitable years in a row build equity to €157k.
28-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Equity above €100kEq €126k ▲38.4%
3 profitable years in a row build equity to €126k.
31-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
27-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 director, no change since 2022
STAELENS Frederick Jozef Alfons
Director · since 12-12-2022
Current
12-12-2022 Appointed as Director
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2015
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Oude Baan 1712820 Bonheiden
Ground area
722 m²
Building footprint
151 m²
Volume, LiDAR
1,864 m³
Parcel 12005A0091/00R002, Flanders · tallest building 20.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
CONSAPT
Oude Baan 171, 2820 BonheidenIT consultancy
since 20152.248.060.221
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12005A0091/00R002 Flanders 722 m² 1 · 151 m² 20.3 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,877 companies in sector 62200 we hold annual accounts for 18,321. 13,433 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded03-12-2015
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.