CONFORT - CASA
ActiveSummary
CONFORT - CASA has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €84k and a net result of €10k. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 76% of 9982 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▲+8
Solvency92▲+8
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.65 against 0.44 in 2023; short-term debt: 32.5% and cash: 0.5% of total assets), and 32.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
56 d late
2023
29 d late
2022
3 d early
2021
54 d late
2020
31 d late
2019
49 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€84k▲ 12.9%
2023 · €74k
2018: €47k
2019: €46k
2020: €58k
2021: €54k
2022: €73k
2023: €74k
2018 → 2024
Total assets
€124k▼ 1.9%
2023 · €127k
2018: €170k
2019: €164k
2020: €173k
2021: €155k
2022: €142k
2023: €127k
2018 → 2024
Net result
€10k▲ 530%
2023 · €2k
2018: €8k
2019: €-556
2020: €12k
2021: €-4k
2022: €18k
2023: €2k
2018 → 2024
Working capital
€-14k▲ 34.3%
2023 · €-22k
2018: €-17k
2019: €-24k
2020: €-14k
2021: €-25k
2022: €-26k
2023: €-22k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€58k-€54k▼ 6.3%€73k▲ 33.7%€74k▲ 2.1%€84k▲ 12.9%
Operating result€20k-€3k▼ 85.9%€31k▲ 1,018%€6k▼ 79.9%€16k▲ 154%
Net result€12k-€-4k€18k€2k▼ 91.7%€10k▲ 530%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 154% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €124k
Fixed assets
€98k ▼ 10.5%
Current assets
€26k ▲ 53.0%
Equity and liabilities €124k
Equity
€84k ▲ 12.9%
Debt
€41k ▼ 22.8%
Debt's share of the balance-sheet total falls from 41.4% to 32.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€29k▲
2023 · €24k
Cash flow
€23k▲
2023 · €19k
Current ratio
0.65▲
2023 · 0.44
Debt to equity
0.48▼
2023 · 0.71
ROE
11.4%▲
2023 · 2.0%
ROA
7.7%▲
2023 · 1.2%
Interest coverage
13.08▲
2023 · 7.53
Debt ≤ 1 year
€40k▲
2023 · €39k
Income taxes
€4k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 44 lines
Balance sheet
Code20232024
Assets
Total assets20/58€127k€124k▼
Fixed assets21/28€110k€98k▼
Tangible fixed assets22/27€107k€96k▼
Land and buildings22€95k€88k▼
Plant, machinery and equipment23€100-
Furniture and vehicles24€12k€8k▼
Financial fixed assets28€3k€3k=
Current assets29/58€17k€26k▲
Amounts receivable within one year40/41€11k€24k▲
Trade receivables40€10k€21k▲
Other amounts receivable41€1k€3k▲
Cash at bank and in hand54/58€4k€581▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€127k€124k▼
Equity10/15€74k€84k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€66k€76k▲
Amounts payable17/49€53k€41k▼
Amounts payable after more than one year17€14k-
Financial debts170/4€14k-
Amounts payable within one year42/48€39k€40k▲
Current portion of amounts payable after more than one year42€15k€12k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€1k€3k▲
Taxes450/3€1k€3k▲
Other amounts payable47/48€21k€22k▲
Accrued charges and deferred income492/3-€102
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€14k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€26k€32k▲
Operating profit (loss)9901€6k€16k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€3k€14k▲
Income taxes67/77€1k€4k▲
Profit (loss) for the period9904€2k€10k▲
Profit (loss) for the period to be appropriated9905€2k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€66k€76k▲
Profit (loss) brought forward from the previous period14P€65k€66k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
07-09
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- Board meeting, 28-07-2026
- Registered-office move, 1640 Sint-Genesius-Rode, Wauterbos 27
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
23-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 54 days late
2021
31-12
Financial
Weakest financial yearnet €-4k ▼131%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 49 days late
2019
12-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 43 days late
2018
09-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 70 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
2016
05-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 66 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wauterbos 271640 Sint-Genesius-RodeGround area
1,227 m²
Building footprint
179 m²
Volume, LiDAR
981 m³
2 parcels, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Grote Baan 287, 1620 Drogenbos
since 20102.191.375.401
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001B0325/00X000 | Flanders | 749 m² | 1 · 79 m² | 9.8 m · 2 fl. |
| 22004C0599/00Z000 | Flanders | 478 m² | 1 · 100 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MAC CONSTRUCTS
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Algemene Bouwwerken Jurgen Rimbaut
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BGU
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Sombreffe · Eq €83,777
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,178 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-09-2010
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43230Insulation installation
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.