CONFIDIM
ActiveSummary
CONFIDIM has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-87k) and a net result of €-72k. Equity is shrinking by ~47.7% per year across the filed fiscal years. Its solvency ranks better than 11% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▼-16
Solvency18▼-5
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.56 against 0.35 in 2024; short-term debt: 85.7% and cash: 0.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-7.1%
Return on assets
-5.8%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-87k
neutral · Filed after the deadline
The financial year that closed on 30-12-2025 was due by 30-07-2026 and was filed on 10-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
173 d late
2023
524 d late
2022
8 d late
2021
2 d late
2020
4 d late
2019
6 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-12-2026 and is due by 30-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-12-2026 close30-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-87k▼ 450%
2024 · €-16k
2018: €-11k
2019: €169k
2020: €153k
2021: €133k
2022: €76k
2023: €36k
2024: €-16k
2018 → 2025
Total assets
€1.24M▲ 29.0%
2024 · €958k
2018: €1.65M
2019: €1.58M
2020: €1.53M
2021: €934k
2022: €839k
2023: €804k
2024: €958k
2018 → 2025
Net result
€-72k▼ 35.8%
2024 · €-53k
2018: €33
2019: €180k
2020: €-16k
2021: €-21k
2022: €-57k
2023: €-40k
2024: €-53k
2018 → 2025
Working capital
€-465k▼ 6.0%
2024 · €-439k
2018: €-649k
2019: €-421k
2020: €-391k
2021: €-368k
2022: €-377k
2023: €-422k
2024: €-439k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€133k-€76k▼ 42.7%€36k▼ 53.0%€-16k€-87k▼ 450%
Operating result€-12k-€-49k▼ 292%€-33k▲ 33.5%€-46k▼ 42.9%€-50k▼ 7.7%
Net result€-21k-€-57k▼ 171%€-40k▲ 29.0%€-53k▼ 31.0%€-72k▼ 35.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €50k in 2025 against €46k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.24M
Fixed assets
€642k ▼ 10.8%
Current assets
€594k ▲ 150%
Key figures and ratios
EBITDA
€28k▼
2024 · €31k
Cash flow
€6k▼
2024 · €25k
Solvency
-7.1%▼
2024 · -1.7%
Current ratio
0.56▲
2024 · 0.35
Quick ratio
0.01▼
2024 · 0.35
Debt to equity
-15.11▲
2024 · -61.13
ROA
-5.8%▼
2024 · -5.5%
Interest coverage
2.50▼
2024 · 4.39
Debt
€1.32M▲
2024 · €972k
Debt ≤ 1 year
€1.06M▲
2024 · €677k
Debt > 1 year
€263k▼
2024 · €295k
Income taxes
€11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€958k€1.24M▲
Fixed assets21/28€720k€642k▼
Tangible fixed assets22/27€720k€642k▼
Land and buildings22€717k€639k▼
Furniture and vehicles24€3k€3k▼
Current assets29/58€238k€594k▲
Stocks and contracts in progress3€150€583k▲
Stocks30/36€150€583k▲
Amounts receivable within one year40/41€7k€7k▲
Other amounts receivable41€7k€7k▲
Current investments50/53€3k€3k=
Cash at bank and in hand54/58€0€829▲
Deferred charges and accrued income490/1€228k€9▼
Equity and liabilities
Total equity and liabilities10/49€958k€1.24M▲
Equity10/15€-16k€-87k▼
Contributions10/11€160k€160k=
Capital10€160k€160k=
Issued capital100€160k€160k=
Reserves13€16k€13k▼
Non-distributable reserves130/1€9k€9k=
Reserves not available under the articles1311€9k€9k=
Tax-exempt reserves132€7k€4k▼
Profit (loss) carried forward14€-192k€-261k▼
Provisions and deferred taxes16€2k€1k▼
Deferred taxes168€2k€1k▼
Amounts payable17/49€972k€1.32M▲
Amounts payable after more than one year17€295k€263k▼
Financial debts170/4€295k€263k▼
Amounts payable within one year42/48€677k€1.06M▲
Current portion of amounts payable after more than one year42€37k€35k▼
Financial debts43€581€300k▲
Credit institutions430/8€581€300k▲
Trade debts44€12k€2k▼
Suppliers440/4€12k€2k▼
Other amounts payable47/48€627k€722k▲
Accrued charges and deferred income492/3€209€0▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€78k€78k▲
Other operating charges640/8€0€21k▲
Gross operating margin9900€31k€49k▲
Operating profit (loss)9901€-46k€-50k▼
Financial charges65/66B€7k€11k▲
Recurring financial charges65€7k€11k▲
Profit (loss) for the period before taxes9903€-54k€-61k▼
Transfer from deferred taxes780€843€843=
Income taxes67/77-€11k
Profit (loss) for the period9904€-53k€-72k▼
Transfer from tax-exempt reserves789€3k€3k=
Profit (loss) for the period to be appropriated9905€-50k€-69k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-192k€-261k▼
Profit (loss) brought forward from the previous period14P€-141k€-192k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 11 days late
19-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 173 days late
05-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 524 days late
2025
30-12
Financial
Weakest financial yearnet €-72k
Net result drops to €-72k, the lowest in the series.
2023
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-12
Financial
Highest result since 2018net €180k ▲542529%
Operating result €161k, net result €180k, both a record.
30-12
Financial
Equity above €150kEq €169k
2 profitable years in a row build equity to €169k.
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 2 days late
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dendermondsesteenweg 2152870 Puurs-Sint-AmandsGround area
1,298 m²
Building footprint
254 m²
Volume, LiDAR
1,441 m³
Parcel 12022C0222/02R000, Flanders · tallest building 22.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dendermondsesteenweg 215, 2870 Puurs-Sint-Amands
since 19982.050.497.252
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12022C0222/02R000 | Flanders | 1,298 m² | 1 · 254 m² | 22.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VAN AUBEL IMMO
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NDI Capital
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Of 7,320 companies in sector 68110 we hold annual accounts for 5,381. 3,017 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded12-11-1990
Fiscal year end30-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
69209Other tax advisory services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.