CONCEPT OFFICE
ActiveThe computed 12-month bankruptcy probability of CONCEPT OFFICE is 2.2% (moderate). The latest annual accounts of CONCEPT OFFICE were filed more than 90 days after the deadline. The 2020 annual accounts show equity of €3k and a net result of €5k. Equity is growing by ~57.1% per year across the filed fiscal years. Its solvency ranks better than 14% of 1047 sector peers (fiscal year 2020). The company has been active since 1998 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
No current score
Figures too old
The available figures for FY 2020 are too old to assess current financial health.
Filing: Filed more than 90 days late
Filing: Five or more filing cycles are missing. This points to a standstill, not an imminent failure.
Axes, FY 2020 · tick = 2019
Profitability64▲+46
Solvency31▲+13
Growth78▲+46
Track record92
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2020Solvency, return and age of the figures
Solvency
5.8%
Return on assets
10.6%
Age of the figures
69 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · No filing for years
The last filed financial year closed on 31-12-2020. Since then, 5 financial years are missing. This points to a standstill, not an imminent failure.
NBB · 10 filingsPosition against the passed deadline
31-12-2021 close31-07-2022 deadline17-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2020 was due by 31-07-2021 and was filed on 30-10-2021, 91 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
91 d late
2019
153 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Late accounts filing
Financials · fiscal year 2020, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€5k
2019 · €-3k
2018: €4k
2019: €-3k
2018 → 2020
Working capital
€-5k▼ 114%
2019 · €-2k
2018: €167
2019: €-2k
2018 → 2020
Multi-year overview
Available amounts per fiscal year
Line201820192020Trend
Equity€167-€-2k€3k
Operating result€5k-€-2k€9k
Net result€4k-€-3k€5k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2020: €9k after a loss of €2k in 2019, the highest result in the available series.
Balance-sheet composition
Assets €52k
Fixed assets
€8k
Current assets
€43k
Equity and liabilities €52k
Equity
€3k
Debt
€49k
Debt finances 94.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€12k
Cash flow
€8k
Solvency
5.8%▲
2019 · -7.4%
Current ratio
0.89▼
2019 · 0.93
Quick ratio
0.89▼
2019 · 0.93
ROE
182.7%
ROA
10.6%▲
2019 · -7.9%
Debt
€49k▲
2019 · €36k
Debt ≤ 1 year
€49k▲
2019 · €36k
Income taxes
€3k▲
2019 · €165
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2020 against 2019
Balance sheet
Code20192020
Assets
Total assets20/58€34k€52k▲
Fixed assets21/28-€8k
Tangible fixed assets22/27-€8k
Current assets29/58€34k€43k▲
Amounts receivable within one year40/41€29k€35k▲
Cash at bank and in hand54/58€3k€7k▲
Equity and liabilities
Total equity and liabilities10/49€34k€52k▲
Equity10/15€-2k€3k▲
Contributions10/11€23k€23k=
Reserves13€123€123=
Profit (loss) carried forward14€-31k€-26k▲
Amounts payable17/49€36k€49k▲
Amounts payable within one year42/48€36k€49k▲
Trade debts44€35k€38k▲
Income statement
Code20192020
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3k
Gross operating margin9900€-2k€13k▲
Operating profit (loss)9901€-2k€9k▲
Recurring financial charges65€205€189▼
Profit (loss) for the period before taxes9903€-2k€9k▲
Income taxes67/77€165€3k▲
Profit (loss) for the period9904€-3k€5k▲
Profit (loss) for the period to be appropriated9905€-3k€5k▲
Timeline · acts, filings and financial milestones
2025
08-09
KBO administration
Late accounts filing
2021
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 91 days late
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 153 days late
02-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 399 days late
02-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 764 days late
02-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 1129 days late
02-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 1494 days late
02-09
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 1860 days late
2019
31-12
Financial
Weakest financial yearnet €-3k ▼160%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
2015
24-04
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 267 days late
24-04
NBB filing
Annual accounts filed
fiscal year 2012 · full schema · 632 days late
2012
31-08
NBB filing
Annual accounts filed
fiscal year 2011 · full schema · 31 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Montjoielaan 2911180 UkkelGround area
1,818 m²
Building footprint
251 m²
Volume, LiDAR
1,837 m³
2 parcels, Brussels, Wallonia · tallest building 18.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Chaussée de Tervuren 155, 1410 Waterloo
since 20002.089.794.427
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25763L0628/00B000 | Wallonia | 1,251 m² | 1 · 122 m² | - |
| 21618B0280/00X006 | Brussels | 568 m² | 1 · 129 m² | 18.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,919 companies in sector 71112 we hold annual accounts for 1,296. 399 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-11-1998
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.