Age28 yrs
Real estate2 parcels · 1,213 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of COMUNIC'ACTION is 0.4% (very low). The 2025 annual accounts show equity of €17k and a net result of €548. Equity is shrinking by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 40% of 854 sector peers (fiscal year 2025). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 8 annual accounts.
Signals
2 signals · with evidenceConsistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
View the equity trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 11-05-2026 | 81 d early | 2026-00107502 |
| 31-12-2024 | 31-07-2025 | 25-08-2025 | 25 d late | 2025-00423742 |
| 31-12-2023 | 31-07-2024 | 07-08-2024 | 7 d late | 2024-00332630 |
| 31-12-2022 | 31-07-2023 | 28-08-2023 | 28 d late | 2023-00357699 |
| 31-12-2021 | 31-07-2022 | 23-08-2022 | 23 d late | 2022-20305036 |
| 31-12-2020 | 31-07-2021 | 23-08-2021 | 23 d late | 2021-52800278 |
| 31-12-2019 | 31-07-2020 | 23-06-2020 | 38 d early | 2020-19000414 |
| 31-12-2018 | 31-07-2019 | 30-08-2019 | 30 d late | 2019-55200387 |
| 31-12-2017 | 31-07-2018 | 02-07-2018 | 29 d early | 2018-25500063 |
| 31-12-2016 | 31-07-2017 | 04-07-2017 | 27 d early | 2017-26600024 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsLong-established
Founded in 1998, 28 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.4%
Very low
0%0,5%1,5%4%10%≥25%
Long track record
−Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€548-88.0%
Working capital€17k+3.3%
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 11-05-2026 with the NBB · fiscal year 2025 · micro
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Equity: declining trend of ~3.9%/year over 8 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 73, Advertising & market research · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 42.5% | 56.9% | |
| Net result | €548 | €27k | |
| Equity | €17k | €53k | |
| Gross operating margin | €22k | €50k | |
| Staff costs | €20k | €35k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P40
Weakening position over 2020-2025
· n=385-2547
P17
Stable position over 2020-2025
· n=385-2549
P27
Weakening position over 2020-2025
· n=385-2547
P28
Weakening position over 2020-2025
· n=384-2546
Describes the position versus peers, not a forecast.
€941
-87.5%
18-25
€548
-88.0%
18-25
€548
-92.4%
18-25
€40k
+36.8%
18-25
€17k
+3.3%
18-25
€17k
+3.3%
18-25
1
0.0%
18-25
€20k
+17.9%
18-25
Show 10 other metrics
€207
-16.3%
18-25
€23k
+79.9%
18-25
€23k
+79.9%
18-25
1.73
-23.9%
18-25
1.73
-23.9%
18-25
42.5%
-24.5%
18-25
1.35
+74.1%
18-25
3.2%
-88.4%
18-25
1.4%
-91.2%
18-25
5.05
-95.4%
18-25
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €941 |
| Net profit | €548 |
| Cash flow | €548 |
| Staff costs | €20k |
| Income taxes | €207 |
| Dividends | - |
| Total assets | €40k |
| Equity | €17k |
| Debt | €23k |
| of which ≤ 1y | €23k |
| of which > 1y | - |
| Working capital | €17k |
| Employees (FTE) | 1.0 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 1.73 |
| Quick ratio | 1.73 |
| Working capital ratio | 42.2% |
| Solvency | 42.5% |
| Debt / equity | 1.35 |
| Long-term debt ratio | - |
| Interest coverage | 5.05 |
| Gross margin | - |
| Net margin | - |
| ROA | 1.4% |
| ROE | 3.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €40k |
| Fixed assets | 21/28 | €125 |
| Financial fixed assets | 28 | €125 |
| Current assets | 29/58 | €40k |
| Amounts receivable within one year | 40/41 | €4k |
| Cash & bank | 54/58 | €18k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €40k |
| Equity | 10/15 | €17k |
| Contributions / capital | 10/11 | €495k |
| Accumulated profits (losses) | 14 | €-478k |
| Amounts payable | 17/49 | €23k |
| Amounts payable within one year | 42/48 | €23k |
| Trade debts payable within one year | 44 | €933 |
| Income statement | ||
| Gross operating margin | 9900 | €22k |
| Operating result | 9901 | €941 |
| Financial charges | 65 | €186 |
| Result before taxes | 9903 | €755 |
| Income taxes | 67/77 | €207 |
| Net result for the period | 9904 | €548 |
| Result to be appropriated | 9905 | €548 |
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2025 · computed79
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Directors
Directors & mandates
1 director4 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Historic, not recently confirmed (1)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
-
Olivier STENGELEManaging directorState Gazette act 15147318 (20-10-2015)Not recently confirmedlast confirmed in an act from 2015
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten van adviesbureaus op het gebied van public relations en communicatie(73300) |
| Legal form | Private limited company(610) |
| Incorporation | 27-05-1998 |
| Status | Active |
| Postal code | 6000 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationCOMUNIC'ACTION
since 20082.173.031.414
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,213 m²
Buildings2
Building footprint392 m²
Volume (LiDAR)1,684 m³
Tallest building19.8 m · ±6 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076F0088/00L000 | Wallonia | 1,034 m² | 1 · 291 m² | - |
| 52011B0240/00V009 | Wallonia | 179 m² | 1 · 101 m² | 19.8 m · 6 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
4 acts Capital history · 2
18-05-2026
Capital conversion: amount: 495070.0, currency: EUR
28-05-2004
v3.2
Address history · 3
18-05-2026
Seat change: to: 1380 Lasne, Rue de l'Espiniat 6, from: 6000 Charleroi, Rue du Beffroi 8
02-02-2016
v3.2
20-10-2015
v3.2
All acts · 4
updated 3 months ago
2026
18-05-2026 Notarial deed · General meeting · Legal form conversion · Purpose change
- Filing: 2026-05-13 · COMUNIC'ACTION
- Notarial deed: 2026-05-11 · COMUNIC'ACTION
- General meeting: 2026-05-11 · COMUNIC'ACTION
- Legal form conversion: to: Société privée à responsabilité limitée, from: Société à responsabilité limitée · COMUNIC'ACTION
- Purpose change: Extension de l'objet social · COMUNIC'ACTION
- Capital conversion: amount: 495070.0, currency: EUR · COMUNIC'ACTION
- Reserve release: amount: 495070.0, currency: EUR · COMUNIC'ACTION
- Seat change: to: 1380 Lasne, Rue de l'Espiniat 6, from: 6000 Charleroi, Rue du Beffroi 8 · COMUNIC'ACTION
- Officer resignation: gérant · Olivier STENGELE
- Officer appointment: administrateur non statutaire · Olivier STENGELE
- Mandate term: illimitée · Olivier STENGELE
- Mandate compensation: gratuit · Olivier STENGELE
- Power of attorney: 2026-05-05 · Laure STOCQ
- Power of attorney: 2026-05-05 · Laure STOCQ
- Approval: unanimité · COMUNIC'ACTION
- Statute amendment: adoption de nouveaux statuts · COMUNIC'ACTION
- Power of attorney: établir et de signer la coordination des statuts · Damien COLLON-WINDELINCKX
- Power of attorney: établir et de signer la coordination des statuts · Antoine LOGÉ
- Annual meeting schedule: troisième lundi du mois de mai à 16h00 · COMUNIC'ACTION
- First fiscal year: 01-01 au 31-12 · COMUNIC'ACTION
- Representation rule: Chaque administrateur représente la société à l'égard des tiers et en justice · COMUNIC'ACTION
- Governance rule: Lorsque la société est administrée par plusieurs administrateurs, chaque administrateur agissant seul, peut accomplir tous les actes nécessaires ou utiles à l’accomplissement de l’objet · COMUNIC'ACTION
- Share distribution: total_shares: 4153 · COMUNIC'ACTION
- Publication: 2026-05-18
- Act object: MODIFICATION FORME JURIDIQUE, DEMISSIONS,
Summary:
Notarial deed · General meeting · Legal form conversion · Purpose change
2016
02-02-2016 Registered office moved from Lasne to Charleroi
- Rue de la Lasne 140, 1380 Lasne → Rue du Beffroi 8, 6000 Charleroi
Summary:
v3.2
2015
20-10-2015 Registered office moved from Anderlecht to Lasne
- Avenue Clemenceau 94, 1070 Anderlecht → Rue de la Lasne 140, 1380 Lasne
Summary:
v3.2
2004
28-05-2004 Capital increase of €75,000 to €229,940
Analysis
Financial profile
5 of 5 axes measured71
/ 100
Strong profile, led by stability.
All 5 axes are computed from data Checked has read.
Health
79
Profitability
16
Solvency
81
Growth
78
Stability
100
Credit advice
verdict per customer and amountSimilar
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We hold annual accounts for 2,266 of the 13,471 companies in this sector. 1,781 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Adviesbureaus op het gebied van public relations en communicatie70210Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300Overige activiteiten van uitgeverijen, met uitzondering van het uitgeven van software58190Uitgeven van boeken58110Uitgeven van kranten58120Uitgeverijen van kranten58130Bibliotheken,mediatheken en ludotheken91011Activiteiten van bibliotheken91110
Primary activity highlighted.
Names & trade names
| Legal nameNL | COMUNIC'ACTION |
Registered office
Rue de l'Espiniat 6
1380 Lasne, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.