COMSTER
ActiveSummary
COMSTER has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8.89M and a net result of €-64k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 94% of 8692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability24▼-47
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €600k at 30 days acceptable
Liquidity ample (current ratio 30.9 against 11.5 in 2024; short-term debt: 3.1% and cash: 0.4% of total assets), and 3.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.5%
Return on assets
-0.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
30 d early
2023
on the day
2022
17 d late
2021
2 d late
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€0
2022 · €0
2022: €0
2023: €0
2022 → 2023
Total assets
€9.22M▼ 6.2%
2024 · €9.83M
2018: €11.25Mhighest in 8 years
2019: €8.32M▼ -26.0% vs 2018
2020: €7.64M▼ -8.1% vs 2019lowest in 8 years
2021: €8.90M▲ +16.4% vs 2020
2022: €10.74M▲ +20.7% vs 2021
2023: €9.54M▼ -11.1% vs 2022
2024: €9.83M▲ +3.0% vs 2023
2025: €9.22M▼ -6.2% vs 2024
2018 → 2025
Net result
€-64k
2024 · €147k
2018: €690k
2019: €-1.49M▼ -315% vs 2018lowest in 8 years
2020: €-145k▲ +90.3% vs 2019
2021: €1.19M▲ +919% vs 2020highest in 8 years
2022: €658k▼ -44.5% vs 2021
2023: €163k▼ -75.2% vs 2022
2024: €147k▼ -9.8% vs 2023
2025: €-64k▼ -143% vs 2024
2018 → 2025
Working capital
€8.57M▼ 0.5%
2024 · €8.62M
2018: €-1.38Mlowest in 8 years
2019: €6.78M▲ +591% vs 2018
2020: €6.57M▼ -3.1% vs 2019
2021: €7.70M▲ +17.2% vs 2020
2022: €8.29M▲ +7.6% vs 2021
2023: €8.46M▲ +2.1% vs 2022
2024: €8.62M▲ +1.9% vs 2023highest in 8 years
2025: €8.57M▼ -0.5% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0€0
2022: €0
2023: €0
Equity€8.04M-€8.64M▲ 7.5%€8.81M▲ 1.9%€8.95M▲ 1.7%€8.89M▼ 0.7%
2021: €8.04Mlowest in 5 years
2022: €8.64M▲ +7.5% vs 2021
2023: €8.81M▲ +1.9% vs 2022
2024: €8.95M▲ +1.7% vs 2023highest in 5 years
2025: €8.89M▼ -0.7% vs 2024
Operating result€-151k-€18k€165k▲ 840%€197k▲ 19.5%€162k▼ 18.1%
2021: €-151klowest in 5 years
2022: €18k▲ +112% vs 2021
2023: €165k▲ +840% vs 2022
2024: €197k▲ +19.5% vs 2023highest in 5 years
2025: €162k▼ -18.1% vs 2024
Net result€1.19M-€658k▼ 44.5%€163k▼ 75.2%€147k▼ 9.8%€-64k
2021: €1.19Mhighest in 5 years
2022: €658k▼ -44.5% vs 2021
2023: €163k▼ -75.2% vs 2022
2024: €147k▼ -9.8% vs 2023
2025: €-64k▼ -143% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.22M
Fixed assets
€359k ▼ 8.4%
Current assets
€8.86M ▼ 6.1%
Equity and liabilities €9.22M
Equity
€8.89M ▼ 0.7%
Debt
€326k ▼ 62.7%
Debt's share of the balance-sheet total falls from 8.9% to 3.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€194k▼
2024 · €230k
Cash flow
€-31k▼
2024 · €180k
Current ratio
30.90▲
2024 · 11.50
Debt to equity
0.04▼
2024 · 0.10
ROE
-0.7%▼
2024 · 1.6%
ROA
-0.7%▼
2024 · 1.5%
Interest coverage
0.74▼
2024 · 34.13
Debt ≤ 1 year
€287k▼
2024 · €820k
Debt > 1 year
€39k▼
2024 · €53k
Income taxes
€45k▼
2024 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€9.83M€9.22M▼
Fixed assets21/28€392k€359k▼
Tangible fixed assets22/27€378k€345k▼
Land and buildings22€333k€315k▼
Furniture and vehicles24€45k€30k▼
Financial fixed assets28€14k€14k=
Current assets29/58€9.44M€8.86M▼
Amounts receivable after more than one year29€6.09M€5.54M▼
Other amounts receivable291€6.09M€5.54M▼
Amounts receivable within one year40/41€3.29M€2.98M▼
Trade receivables40€95k€136k▲
Other amounts receivable41€3.19M€2.85M▼
Current investments50/53-€200k
Cash at bank and in hand54/58€22k€35k▲
Deferred charges and accrued income490/1€38k€103k▲
Equity and liabilities
Total equity and liabilities10/49€9.83M€9.22M▼
Equity10/15€8.95M€8.89M▼
Contributions10/11€3.52M€3.52M=
Reserves13€5.43M€5.37M▼
Tax-exempt reserves132€518k€8k▼
Distributable reserves133€4.91M€5.36M▲
Amounts payable17/49€874k€326k▼
Amounts payable after more than one year17€53k€39k▼
Financial debts170/4€49k€36k▼
Other amounts payable178/9€3k€3k=
Amounts payable within one year42/48€820k€287k▼
Current portion of amounts payable after more than one year42€18k€50k▲
Trade debts44€8k€30k▲
Suppliers440/4€8k€30k▲
Taxes, remuneration and social security45€43k€55k▲
Taxes450/3€43k€55k▲
Other amounts payable47/48€751k€151k▼
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€33k=
Other operating charges640/8€1k€515▼
Non-recurring operating charges66A€58€124▲
Gross operating margin9900€232k€195k▼
Operating profit (loss)9901€197k€162k▼
Financial income75/76B€4k€92k▲
Recurring financial income75€4k€92k▲
Financial charges65/66B€7k€272k▲
Recurring financial charges65€7k€264k▲
Non-recurring financial charges66B€483€8k▲
Profit (loss) for the period before taxes9903€195k€-19k▼
Income taxes67/77€47k€45k▼
Profit (loss) for the period9904€147k€-64k▼
Transfer from tax-exempt reserves789-€510k
Transfer to tax-exempt reserves689€71k-
Profit (loss) for the period to be appropriated9905€76k€446k▲
Appropriation of the result
Profit (loss) to be appropriated9906€76k€446k▲
Transfer to equity691/2€76k€446k▲
To other reserves6921€76k€446k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €0 | €0 | - | - | - |
| Non-recurring operating income76A | - | €8k | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €0 | €0 | - | - | - |
| Remuneration, social security and pensions62 | €0 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €31k | €26k | €32k | €33k | €33k | = |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €0 | - | - | - | - | - |
| Other operating charges640/8 | €3k | €12k | €2k | €1k | €515 | ▼ 65.4% |
| Non-recurring operating charges66A | €517 | €-13 | €279 | €58 | €124 | ▲ 114% |
| Gross operating margin9900 | €-117k | €55k | €200k | €232k | €195k | ▼ 15.8% |
| Operating profit (loss)9901 | €-151k | €18k | €165k | €197k | €162k | ▼ 18.1% |
| Financial income75/76B | €1.47M | €722k | €46k | €4k | €92k | ▲ 2,031% |
| Recurring financial income75 | €15k | €31k | €46k | €4k | €92k | ▲ 2,031% |
| Non-recurring financial income76B | €1.46M | €692k | - | - | - | - |
| Financial charges65/66B | €14k | €15k | €10k | €7k | €272k | ▲ 3,667% |
| Recurring financial charges65 | €14k | €15k | €9k | €7k | €264k | ▲ 3,811% |
| Non-recurring financial charges66B | - | €0 | €999 | €483 | €8k | ▲ 1,655% |
| Profit (loss) for the period before taxes9903 | €1.31M | €724k | €202k | €195k | €-19k | ▼ 110% |
| Income taxes67/77 | €119k | €66k | €38k | €47k | €45k | ▼ 4.8% |
| Profit (loss) for the period9904 | €1.19M | €658k | €163k | €147k | €-64k | ▼ 143% |
| Transfer from tax-exempt reserves789 | - | €630k | €196k | - | €510k | - |
| Transfer to tax-exempt reserves689 | - | - | - | €71k | - | - |
| Profit (loss) for the period to be appropriated9905 | €1.19M | €1.29M | €359k | €76k | €446k | ▲ 484% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €8.90M | €10.74M | €9.54M | €9.83M | €9.22M | ▼ 6.2% |
| Fixed assets21/28 | €706k | €442k | €419k | €392k | €359k | ▼ 8.4% |
| Tangible fixed assets22/27 | €696k | €432k | €410k | €378k | €345k | ▼ 8.7% |
| Land and buildings22 | €694k | €365k | €358k | €333k | €315k | ▼ 5.3% |
| Plant, machinery and equipment23 | €240 | €120 | €0 | - | - | - |
| Furniture and vehicles24 | €2k | €66k | €52k | €45k | €30k | ▼ 33.8% |
| Other tangible fixed assets26 | €0 | €0 | €0 | - | - | - |
| Financial fixed assets28 | €10k | €10k | €9k | €14k | €14k | = |
| Current assets29/58 | €8.19M | €10.30M | €9.12M | €9.44M | €8.86M | ▼ 6.1% |
| Amounts receivable after more than one year29 | €6.82M | €7.97M | €6.05M | €6.09M | €5.54M | ▼ 9.1% |
| Other amounts receivable291 | €6.82M | €7.97M | €6.05M | €6.09M | €5.54M | ▼ 9.1% |
| Amounts receivable within one year40/41 | €1.08M | €1.38M | €2.35M | €3.29M | €2.98M | ▼ 9.2% |
| Trade receivables40 | €2k | €101k | €70k | €95k | €136k | ▲ 43.7% |
| Other amounts receivable41 | €1.08M | €1.28M | €2.28M | €3.19M | €2.85M | ▼ 10.8% |
| Current investments50/53 | - | - | €500k | - | €200k | - |
| Cash at bank and in hand54/58 | €238k | €891k | €159k | €22k | €35k | ▲ 63.2% |
| Deferred charges and accrued income490/1 | €55k | €55k | €55k | €38k | €103k | ▲ 170% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €8.90M | €10.74M | €9.54M | €9.83M | €9.22M | ▼ 6.2% |
| Equity10/15 | €8.04M | €8.64M | €8.81M | €8.95M | €8.89M | ▼ 0.7% |
| Contributions10/11 | €3.52M | €3.52M | €3.52M | €3.52M | €3.52M | = |
| Capital10 | €3.52M | €3.52M | €3.52M | - | - | - |
| Issued capital100 | €3.52M | €3.52M | €3.52M | - | - | - |
| Reserves13 | €4.52M | €5.12M | €5.28M | €5.43M | €5.37M | ▼ 1.2% |
| Non-distributable reserves130/1 | €352k | €352k | €352k | - | - | - |
| Legal reserve130 | €352k | €352k | €352k | - | - | - |
| Tax-exempt reserves132 | €1.27M | €643k | €447k | €518k | €8k | ▼ 98.5% |
| Distributable reserves133 | €2.89M | €4.13M | €4.49M | €4.91M | €5.36M | ▲ 9.1% |
| Profit (loss) carried forward14 | €0 | - | - | - | - | - |
| Amounts payable17/49 | €857k | €2.10M | €736k | €874k | €326k | ▼ 62.7% |
| Amounts payable after more than one year17 | €362k | €83k | €68k | €53k | €39k | ▼ 25.4% |
| Financial debts170/4 | €359k | €80k | €65k | €49k | €36k | ▼ 27.1% |
| Other amounts payable178/9 | €3k | €3k | €3k | €3k | €3k | = |
| Amounts payable within one year42/48 | €495k | €2.01M | €664k | €820k | €287k | ▼ 65.1% |
| Current portion of amounts payable after more than one year42 | €82k | €42k | €16k | €18k | €50k | ▲ 183% |
| Financial debts43 | €466 | €0 | - | - | - | - |
| Credit institutions430/8 | €466 | €0 | - | - | - | - |
| Trade debts44 | €8k | €14k | €59k | €8k | €30k | ▲ 273% |
| Suppliers440/4 | €8k | €14k | €59k | €8k | €30k | ▲ 273% |
| Advances received on contracts in progress46 | - | - | €1k | - | - | - |
| Taxes, remuneration and social security45 | €123k | €125k | €48k | €43k | €55k | ▲ 27.1% |
| Taxes450/3 | €122k | €124k | €48k | €43k | €55k | ▲ 27.1% |
| Remuneration and social security454/9 | €600 | €1k | €0 | - | - | - |
| Other amounts payable47/48 | €282k | €1.83M | €540k | €751k | €151k | ▼ 79.9% |
| Accrued charges and deferred income492/3 | - | €944 | €3k | €1k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1.19M | €658k | €163k | €147k | €-64k | ▼ 143% |
| + Depreciation and write-downs630 | €31k | €26k | €32k | €33k | €33k | = |
| Operating cash flow (approximation) | €1.22M | €684k | €195k | €180k | €-31k | ▼ 117% |
| Investment in fixed assets (approximation) | - | €238k | €-10k | €-5k | €0 | ▲ 100% |
| Change in cash | - | €653k | €-731k | €-138k | €14k | ▲ 110% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Liquidity triplescurrent ratio 30.90
Current ratio from 11.50 to 30.90; short-term debt falls from €820k to €287k.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Liquidity triplescurrent ratio 13.73
Current ratio from 5.12 to 13.73; short-term debt falls from €2.01M to €664k.
17-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 17 days late
2022
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 2 days late
2021
30-09
Financial
Back to profitnet €1.19M
Net result €1.19M after 2 loss-making years.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Liquidity doublescurrent ratio 20.10
Current ratio from 9.59 to 20.10; short-term debt falls from €788k to €344k.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Weakest financial yearnet €-1.49M
Net result drops to €-1.49M, the lowest in the series; recovery starts the following year.
Show earlier events
30-09
Financial
Liquidity times 26current ratio 9.59
Current ratio from 0.37 to 9.59; short-term debt falls from €2.19M to €788k.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 2 days late
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lennik · 1 establishment unit since 2007
Ground area
1,345 m²
Building footprint
192 m²
Volume, LiDAR
1,078 m³
Parcel 23075B0337/00F000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COMSTER
since 20072.163.632.114
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23075B0337/00F000 | Flanders | 1,345 m² | 1 · 192 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 7,436 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-06-2007
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
68201Renting and operating of own or leased residential real estate, excluding social housing
73300Public relations and communication consultancy
Scores and ratios are computed by Checked and are not a credit decision.