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COMPUTING SYSTEM ENGINEERING

Active
Private limited companyfounded 199531 yrs activeRue de Marbaix 213, 6110 Montigny-le-Tilleul, BelgiumKBO/BCE: BE 0454.460.143

COMPUTING SYSTEM ENGINEERING has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €242k and a net result of €34k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 70% of 16809 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
98 / 100
Excellent▲ +33 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+43
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 4.41 against 3.5 in 2024), and 22.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 31 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
77.1%
Return on assets
11%
Age of the figures
8 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
50 d early
2024
22 d early
2023
1 d late
2022
21 d early
2021
55 d early
2020
19 d late
2019
49 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
10-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€242k▼ 4.1%
2024 · €252k
2018: €267k 2019: €226k 2020: €227k 2021: €245k 2022: €249k 2023: €291k 2024: €252k
2018 → 2025
Total assets
€314k▼ 11.1%
2024 · €353k
2018: €369k 2019: €360k 2020: €298k 2021: €300k 2022: €289k 2023: €360k 2024: €353k
2018 → 2025
Net result
€34k▲ 141%
2024 · €14k
2018: €77k 2019: €-3k 2020: €1k 2021: €18k 2022: €4k 2023: €42k 2024: €14k
2018 → 2025
Working capital
€238k▼ 5.4%
2024 · €251k
2018: €249k 2019: €203k 2020: €210k 2021: €216k 2022: €221k 2023: €280k 2024: €251k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€245k-€249k▲ 1.6%€291k▲ 16.7%€252k▼ 13.3%€242k▼ 4.1%
Operating result€24k-€82k▲ 236%€133k▲ 61.6%€30k▼ 77.3%€54k▲ 78.5%
Net result€18k-€4k▼ 78.9%€42k▲ 988%€14k▼ 65.8%€34k▲ 141%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €24k€24kNet result 2021: €18k€18kOperating result 2022: €82k€82kNet result 2022: €4k€4kOperating result 2023: €133k€133kNet result 2023: €42k€42kOperating result 2024: €30k€30kNet result 2024: €14k€14kOperating result 2025: €54k€54kNet result 2025: €34k€34k20212022202320242025
The operating result recovers in 2025; 2025 is 79% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €314k
Fixed assets €6k▲ 697%
Current assets €307k▼ 12.6%
Equity and liabilities €314k
Equity €242k▼ 4.1%
Debt €72k▼ 28.6%
The debt ratio falls from 28.5% to 22.9%: debt falls faster than equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€55k
2024 · €32k
Cash flow
€35k
2024 · €16k
Solvency
77.1%
2024 · 71.5%
Current ratio
4.41
2024 · 3.50
Quick ratio
4.41
2024 · 3.50
Debt / equity
0.30
2024 · 0.40
ROE
14.2%
2024 · 5.7%
ROA
11.0%
2024 · 4.0%
Interest coverage
9.94
2024 · 1.42
Debt
€72k
2024 · €101k
Debt ≤ 1 year
€70k
2024 · €101k
Income taxes
€15k
2024 · €8k
Staff costs
€56k
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€353k€314k
Fixed assets21/28€775€6k
Tangible fixed assets22/27€619€6k
Land and buildings22-€6k
Plant, machinery and equipment23€499€135
Furniture and vehicles24€120-
Financial fixed assets28€156€156=
Current assets29/58€352k€307k
Amounts receivable within one year40/41€136k€93k
Trade receivables40€133k€93k
Other amounts receivable41€3k-
Cash at bank and in hand54/58€215k€212k
Deferred charges and accrued income490/1€430€3k
Equity and liabilities
Total equity and liabilities10/49€353k€314k
Equity10/15€252k€242k
Contributions10/11€6k€6k=
Reserves13€205k€195k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€14k€14k=
Distributable reserves133€190k€179k
Profit (loss) carried forward14€40k€40k=
Amounts payable17/49€101k€72k
Amounts payable within one year42/48€101k€70k
Trade debts44-€2k
Suppliers440/4-€2k
Taxes, remuneration and social security45€48k€22k
Taxes450/3€41k€15k
Remuneration and social security454/9€6k€7k
Other amounts payable47/48€53k€45k
Accrued charges and deferred income492/3-€2k
Income statement Code20242025
Remuneration, social security and pensions62€51k€56k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€747
Other operating charges640/8€170€267
Gross operating margin9900€83k€111k
Operating profit (loss)9901€30k€54k
Financial income75/76B€15k€662
Recurring financial income75€15k€662
Financial charges65/66B€23k€5k
Recurring financial charges65€23k€5k
Profit (loss) for the period before taxes9903€22k€49k
Income taxes67/77€8k€15k
Profit (loss) for the period9904€14k€34k
Profit (loss) for the period to be appropriated9905€14k€34k
Appropriation of the result
Profit (loss) to be appropriated9906€54k€75k
Profit (loss) brought forward from the previous period14P€40k€40k
Transfer from equity791/2€53k€45k
Transfer to equity691/2€14k€34k
To other reserves6921€14k€34k
Profit to be distributed694/7€53k€45k
Return on contributions (dividend)694€53k€45k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
11-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
09-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
01-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
10-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
06-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
19-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
31-12
Financial Back to profitnet €1k
Net result €1k after one loss-making year.
12-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Weakest financial yearnet €-3k ▼104%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
12-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
15-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
16-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Montigny-le-Tilleul · 1 establishment unit since 1995
exact location from the address register On OpenStreetMap
Ground area
750 m²
Building footprint
115 m²
Volume, LiDAR
943 m³
Parcel 52048D0081/00H007, Wallonia · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Marbaix 213, 6110 Montigny-le-Tilleul
Scientific research and development
since 19952.070.421.250
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52048D0081/00H007 Wallonia 750 m² 1 · 115 m² 10.8 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,870 companies in sector 62200 we hold annual accounts for 18,318. 14,228 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded21-02-1995
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62030Computer programming, consultancy and related activities
77340Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers

Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.