Comptabilité, Fiscalité, Gestion
ActiveSummary
Comptabilité, Fiscalité, Gestion has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €211k and a net result of €-23k. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 23% of 15367 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability27▼-46
Solvency54▼-1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 1.55 against 1.74 in 2023; short-term debt: 53.5% and cash: 0.1% of total assets), but 71% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
29%
Return on assets
-3.2%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 15367 sector peers (2024).
NBB · sector comparisonPosition among 15367 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-10-2025, 73 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
73 d late
2023
31 d late
2022
31 d late
2021
28 d late
2020
33 d late
2019
18 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€211k▼ 10.0%
2023 · €234k
2019: €183k
2020: €188k
2021: €205k
2022: €209k
2023: €234k
2019 → 2024
Total assets
€726k▼ 8.0%
2023 · €790k
2019: €535k
2020: €553k
2021: €616k
2022: €535k
2023: €790k
2019 → 2024
Net result
€-23k
2023 · €25k
2019: €464
2020: €5k
2021: €17k
2022: €4k
2023: €25k
2019 → 2024
Working capital
€214k▼ 21.5%
2023 · €272k
2019: €117k
2020: €154k
2021: €206k
2022: €264k
2023: €272k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€188k-€205k▲ 9.3%€209k▲ 1.8%€234k▲ 11.9%€211k▼ 10.0%
Operating result€34k-€33k▼ 2.6%€9k▼ 73.5%€40k▲ 357%€1k▼ 97.4%
Net result€5k-€17k▲ 222%€4k▼ 78.4%€25k▲ 563%€-23k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 97% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €726k
Fixed assets
€124k ▼ 17.9%
Current assets
€602k ▼ 5.7%
Equity and liabilities €726k
Equity
€211k ▼ 10.0%
Debt
€516k ▼ 7.2%
Debt's share of the balance-sheet total rises from 70.4% to 71.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€33k▼
2023 · €78k
Cash flow
€8k▼
2023 · €63k
Current ratio
1.55▼
2023 · 1.74
Debt to equity
2.45▲
2023 · 2.37
ROE
-11.1%▼
2023 · 10.6%
ROA
-3.2%▼
2023 · 3.2%
Interest coverage
1.43▼
2023 · 7.72
Debt ≤ 1 year
€388k▲
2023 · €366k
Debt > 1 year
€122k▼
2023 · €187k
Income taxes
€6k▼
2023 · €7k
Staff costs
€407k▲
2023 · €335k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 56 lines
Balance sheet
Code20232024
Assets
Total assets20/58€790k€726k▼
Fixed assets21/28€151k€124k▼
Intangible fixed assets21€10k-
Tangible fixed assets22/27€138k€121k▼
Plant, machinery and equipment23€17k€13k▼
Furniture and vehicles24€15k€10k▼
Other tangible fixed assets26€106k€97k▼
Financial fixed assets28€4k€4k=
Current assets29/58€638k€602k▼
Amounts receivable after more than one year29€404k€426k▲
Other amounts receivable291€404k€426k▲
Amounts receivable within one year40/41€224k€148k▼
Trade receivables40€224k€139k▼
Other amounts receivable41-€9k
Current investments50/53€1k€13k▲
Cash at bank and in hand54/58-€1k
Deferred charges and accrued income490/1€10k€14k▲
Equity and liabilities
Total equity and liabilities10/49€790k€726k▼
Equity10/15€234k€211k▼
Contributions10/11€19k€19k=
Reserves13€216k€192k▼
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Tax-exempt reserves132€9k€9k=
Distributable reserves133€203k€180k▼
Amounts payable17/49€556k€516k▼
Amounts payable after more than one year17€187k€122k▼
Financial debts170/4€161k€116k▼
Other amounts payable178/9€25k€6k▼
Amounts payable within one year42/48€366k€388k▲
Current portion of amounts payable after more than one year42€57k€51k▼
Financial debts43€160k€169k▲
Credit institutions430/8€160k€169k▲
Trade debts44€86k€94k▲
Suppliers440/4€86k€94k▲
Taxes, remuneration and social security45€62k€73k▲
Taxes450/3€32k€29k▼
Remuneration and social security454/9€30k€45k▲
Accrued charges and deferred income492/3€3k€6k▲
Income statement
Code20232024
Remuneration, social security and pensions62€335k€407k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€32k▼
Other operating charges640/8€4k€3k▼
Gross operating margin9900€417k€443k▲
Operating profit (loss)9901€40k€1k▼
Financial income75/76B€2k€5k▲
Recurring financial income75€2k€5k▲
Financial charges65/66B€10k€23k▲
Recurring financial charges65€10k€23k▲
Profit (loss) for the period before taxes9903€32k€-17k▼
Income taxes67/77€7k€6k▼
Profit (loss) for the period9904€25k€-23k▼
Profit (loss) for the period to be appropriated9905€25k€-23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€-23k▼
Transfer from equity791/2-€23k
Transfer to equity691/2€25k-
To other reserves6921€25k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
02-09
State Gazette act
General meeting · Director appointment
Mandate compensation
01-09
State Gazette act
General meeting · Director resignation
Director appointment · Mandate compensation
12-08
State Gazette act
General meeting · Member resignation
Share transfer
12-08
State Gazette act
Incorporation · Founder
Founding capital · Bank account
14-07
State Gazette act
Incorporation · Founder
Corporate purpose · Director appointment
23-03
State Gazette act
General meeting · Director resignation
Registered-office move · Board meeting
2025
12-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 73 days late
2024
31-12
Financial
Weakest financial yearnet €-23k ▼194%
Net result drops to €-23k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Highest result since 2019net €25k ▲563%
Operating result €40k, net result €25k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
Show earlier events
2021
31-12
Financial
Equity above €200kEq €205k ▲9.3%
3 profitable years in a row build equity to €205k.
02-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 33 days late
2020
13-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
10-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Frameries (C.) 24A7033 MonsGround area
282 m²
Building footprint
450 m²
Volume, LiDAR
836 m³
2 parcels, Wallonia · tallest building 7.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Comptabilité, Fiscalité, Gestion
since 20092.175.377.131
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53019C0259/00Z014 | Wallonia | 203 m² | 1 · 191 m² | - |
| 53019C0204/00X003indicative | Wallonia | 79 m² | 1 · 259 m² | 7.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Dierckx Accounting
BE 0803.110.708
Menen · Eq €210,583
FISCO-FINANCE
BE 0425.285.414
Schilde · Eq €210,886
BaLy
BE 0892.016.453
Wetteren · Eq €210,943
BIELEN ACCOUNTANTS
BE 0878.483.666
Diest · Eq €210,967
MN-ACCOUNTING
BE 0536.826.902
Kaprijke · Eq €210,370
Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 6,331 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-1992
Fiscal year end31-12
Abbreviation FR
Cofigest
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.