Compleo
ActiveCompleo has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €232k and a net result of €29k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 70% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +19 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▲+45
Solvency100▲+17
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 2.13 against 1.3 in 2024), and 30.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.1%
Return on assets
8.6%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
31 d early
2023
27 d early
2022
29 d early
2021
33 d early
2020
31 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€232k▲ 14.2%
2024 · €204k
2018: €118k
2019: €128k
2020: €147k
2021: €141k
2022: €164k
2023: €197k
2024: €204k
2018 → 2025
Total assets
€337k▼ 1.5%
2024 · €342k
2018: €274k
2019: €269k
2020: €256k
2021: €349k
2022: €320k
2023: €361k
2024: €342k
2018 → 2025
Net result
€29k▲ 317%
2024 · €7k
2018: €13k
2019: €10k
2020: €20k
2021: €24k
2022: €24k
2023: €32k
2024: €7k
2018 → 2025
Working capital
€58k▲ 165%
2024 · €22k
2018: €-4k
2019: €4k
2020: €33k
2021: €28k
2022: €24k
2023: €11k
2024: €22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€141k-€164k▲ 17.0%€197k▲ 19.6%€204k▲ 3.5%€232k▲ 14.2%
Operating result€42k-€39k▼ 7.7%€51k▲ 29.8%€17k▼ 66.2%€42k▲ 148%
Net result€24k-€24k▲ 1.1%€32k▲ 34.7%€7k▼ 78.5%€29k▲ 317%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 148% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €337k
Fixed assets
€226k▼ 8.4%
Current assets
€110k▲ 16.6%
Equity and liabilities €337k
Equity
€232k▲ 14.2%
Debt
€104k▼ 24.6%
The debt ratio falls from 40.4% to 30.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€69k▲
2024 · €44k
Cash flow
€56k▲
2024 · €33k
Solvency
69.1%▲
2024 · 59.6%
Current ratio
2.13▲
2024 · 1.30
Quick ratio
2.13▲
2024 · 1.30
Debt / equity
0.45▼
2024 · 0.68
ROE
12.4%▲
2024 · 3.4%
ROA
8.6%▲
2024 · 2.0%
Interest coverage
39.38▲
2024 · 14.14
Debt
€104k▼
2024 · €138k
Debt ≤ 1 year
€52k▼
2024 · €72k
Debt > 1 year
€49k▼
2024 · €63k
Income taxes
€12k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€342k€337k▼
Fixed assets21/28€247k€226k▼
Tangible fixed assets22/27€247k€226k▼
Land and buildings22€193k€182k▼
Plant, machinery and equipment23-€3k
Furniture and vehicles24€48k€37k▼
Other tangible fixed assets26€6k€5k▼
Current assets29/58€95k€110k▲
Amounts receivable within one year40/41€15k€30k▲
Trade receivables40€12k€30k▲
Other amounts receivable41€3k-
Cash at bank and in hand54/58€80k€81k▲
Equity and liabilities
Total equity and liabilities10/49€342k€337k▼
Equity10/15€204k€232k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€185k€214k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€183k€212k▲
Amounts payable17/49€138k€104k▼
Amounts payable after more than one year17€63k€49k▼
Financial debts170/4€63k€49k▼
Amounts payable within one year42/48€72k€52k▼
Current portion of amounts payable after more than one year42€22k€13k▼
Trade debts44€8k€1k▼
Suppliers440/4€8k€1k▼
Taxes, remuneration and social security45€17k€30k▲
Taxes450/3€7k€18k▲
Remuneration and social security454/9€10k€12k▲
Other amounts payable47/48€26k€7k▼
Accrued charges and deferred income492/3€3k€3k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€27k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€46k€71k▲
Operating profit (loss)9901€17k€42k▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€14k€41k▲
Income taxes67/77€7k€12k▲
Profit (loss) for the period9904€7k€29k▲
Profit (loss) for the period to be appropriated9905€7k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€29k▲
Transfer to equity691/2€7k€29k▲
To other reserves6921€7k€29k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €7k ▼78.5%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €204k ▲3.5%
7 profitable years in a row build equity to €204k.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €32k ▲34.7%
Operating result €51k, net result €32k, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €164k ▲17%
5 profitable years in a row build equity to €164k.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beukenlaan 813945 Tessenderlo-HamGround area
1,047 m²
Building footprint
147 m²
Volume, LiDAR
71 m³
Parcel 71046A1392/00G000, Flanders · tallest building 11.0 m. Linked by address, not a title deed.
1 establishment unit
Compleo
since 20102.186.488.084
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71046A1392/00G000 | Flanders | 1,047 m² | 1 · 147 m² | 11.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MOONBIRD
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ANFO CONSULTING
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Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 14,312 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-2010
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.