COMPERE JEAN-PAUL
ActiveThe computed 12-month bankruptcy probability of COMPERE JEAN-PAUL is 1.6% (moderate). The annual accounts of COMPERE JEAN-PAUL for fiscal year 2025 show a net loss of 59% of total assets. The 2025 annual accounts show equity of €16k and a net result of €-11k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 93% of 13091 sector peers (fiscal year 2025). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-59
Solvency100=
Growth35=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 2.91 against 3.23 in 2024; short-term debt: 13.6% and cash: 9.7% of total assets), and 15.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.4%
Return on assets
-58.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-11k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
58 d late
2022
51 d late
2021
27 d late
2020
31 d late
2019
182 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€10k▼ 10.8%
2018 · €12k
2018: €12k
2018 → 2019
EBIT margin
-15.4%▼ 9.1pp
2018 · -6.3%
2018: -6.3%
2018 → 2019
Net result
€-11k▼ 328%
2024 · €-3k
2018: €-33
2019: €-2k
2020: €2k
2021: €12k
2022: €641
2023: €5k
2024: €-3k
2018 → 2025
Working capital
€5k▼ 71.3%
2024 · €17k
2018: €11k
2019: €-86
2020: €4k
2021: €19k
2022: €20k
2023: €17k
2024: €17k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€24k▲ 2.7%€30k▲ 22.6%€27k▼ 8.7%€16k▼ 41.1%
Operating result€12k-€422▼ 96.5%€9k▲ 2,028%€-2k€-8k▼ 229%
Net result€12k-€641▼ 94.7%€5k▲ 757%€-3k€-11k▼ 328%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €2k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19k
Fixed assets
€11k▲ 14.5%
Current assets
€8k▼ 69.8%
Equity and liabilities €19k
Equity
€16k▼ 41.1%
Debt
€3k▼ 61.4%
The debt ratio falls from 22.0% to 15.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-2k▼
2024 · €2k
Cash flow
€-6k▼
2024 · €1k
Solvency
84.4%▲
2024 · 78.0%
Current ratio
2.91▼
2024 · 3.23
Quick ratio
2.91▼
2024 · 3.23
Debt / equity
0.19▼
2024 · 0.28
ROE
-69.7%▼
2024 · -9.6%
ROA
-58.8%▼
2024 · -7.5%
Interest coverage
-1.94▼
2024 · 7.40
Debt
€3k▼
2024 · €8k
Debt ≤ 1 year
€3k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€35k€19k▼
Fixed assets21/28€10k€11k▲
Tangible fixed assets22/27€10k€11k▲
Plant, machinery and equipment23€399€153▼
Furniture and vehicles24€10k€6k▼
Other tangible fixed assets26-€6k
Current assets29/58€25k€8k▼
Amounts receivable within one year40/41€13k€6k▼
Trade receivables40€9k€282▼
Other amounts receivable41€4k€5k▲
Current investments50/53€38€38=
Cash at bank and in hand54/58€12k€2k▼
Deferred charges and accrued income490/1€115-
Equity and liabilities
Total equity and liabilities10/49€35k€19k▼
Equity10/15€27k€16k▼
Contributions10/11€6k€6k=
Reserves13€931€931=
Distributable reserves133€931€931=
Profit (loss) carried forward14€20k€9k▼
Amounts payable17/49€8k€3k▼
Amounts payable within one year42/48€8k€3k▼
Current portion of amounts payable after more than one year42-€2k
Trade debts44-€318
Suppliers440/4-€318
Taxes, remuneration and social security45€8k€132▼
Taxes450/3€8k€132▼
Accrued charges and deferred income492/3-€390
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€860€728▼
Gross operating margin9900€3k€-2k▼
Operating profit (loss)9901€-2k€-8k▼
Financial income75/76B€9€8▼
Recurring financial income75€9€8▼
Financial charges65/66B€228€4k▲
Recurring financial charges65€228€1k▲
Non-recurring financial charges66B-€3k
Profit (loss) for the period before taxes9903€-3k€-11k▼
Income taxes67/77€101-
Profit (loss) for the period9904€-3k€-11k▼
Profit (loss) for the period to be appropriated9905€-3k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€9k▼
Profit (loss) brought forward from the previous period14P€23k€20k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 51 days late
2022
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
2021
31-12
Financial
Highest result since 2018net €12k ▲463%
Operating result €12k, net result €12k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.34
Current ratio from 1.67 to 3.34.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 182 days late
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
2019
09-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 70 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 57 days late
2017
11-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 72 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Georges-sur-Meuse · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Potay 34470 Saint-Georges-sur-MeuseGround area
485 m²
Building footprint
111 m²
Volume, LiDAR
700 m³
Parcel 64065A1677/00E002, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Potay 3, 4470 Saint-Georges-sur-Meuse
since 19962.078.769.782
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64065A1677/00E002 | Wallonia | 485 m² | 1 · 111 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSaint-Georges-sur-Meuse2.078.769.782
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Of 7,509 companies in sector 56210 we hold annual accounts for 2,445. 1,734 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-01-1996
Fiscal year end31-12
Activities, NACEBEL
52220
56210Event catering
47221Retail sale of meat and meat products, excluding game and poultry
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.