Compacflor
ActiveCompacflor has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €466k and a net result of €14k. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 89.98 against 72.86 in 2024; short-term debt: 1.1% and cash: 0.9% of total assets), and 1.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.7%
Return on assets
3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
28 d early
2023
18 d early
2022
5 d early
2021
18 d early
2020
9 d early
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€466k▲ 3.1%
2024 · €452k
2018: €374k
2019: €393k
2020: €405k
2021: €416k
2022: €425k
2023: €435k
2024: €452k
2018 → 2025
Total assets
€472k▲ 2.8%
2024 · €459k
2018: €388k
2019: €403k
2020: €415k
2021: €423k
2022: €429k
2023: €439k
2024: €459k
2018 → 2025
Net result
€14k▼ 16.7%
2024 · €17k
2018: €21k
2019: €18k
2020: €12k
2021: €11k
2022: €9k
2023: €10k
2024: €17k
2018 → 2025
Working capital
€464k▲ 3.2%
2024 · €450k
2018: €374k
2019: €392k
2020: €405k
2021: €416k
2022: €425k
2023: €435k
2024: €450k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€416k-€425k▲ 2.2%€435k▲ 2.2%€452k▲ 3.9%€466k▲ 3.1%
Operating result€13k-€9k▼ 26.3%€8k▼ 9.1%€10k▲ 21.7%€9k▼ 11.5%
Net result€11k-€9k▼ 16.4%€10k▲ 2.6%€17k▲ 76.6%€14k▼ 16.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €472k
Fixed assets
€2k▼ 10.9%
Current assets
€469k▲ 2.9%
Equity and liabilities €472k
Equity
€466k▲ 3.1%
Debt
€6k▼ 14.8%
The debt ratio falls from 1.5% to 1.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9k▼
2024 · €10k
Cash flow
€14k▼
2024 · €17k
Solvency
98.7%▲
2024 · 98.5%
Current ratio
89.98▲
2024 · 72.86
Quick ratio
89.98▲
2024 · 72.86
Debt / equity
0.01▼
2024 · 0.02
ROE
3.0%▼
2024 · 3.7%
ROA
3.0%▼
2024 · 3.7%
Interest coverage
30.20▼
2024 · 35.55
Debt
€6k▼
2024 · €7k
Debt ≤ 1 year
€5k▼
2024 · €6k
Income taxes
€7k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€459k€472k▲
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Plant, machinery and equipment23€2k€2k▼
Financial fixed assets28€38€38=
Current assets29/58€456k€469k▲
Amounts receivable within one year40/41€4k€3k▼
Trade receivables40€4k€3k▼
Other amounts receivable41-€281
Current investments50/53€447k€462k▲
Cash at bank and in hand54/58€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€459k€472k▲
Equity10/15€452k€466k▲
Contributions10/11€202k€202k=
Reserves13€217k€231k▲
Non-distributable reserves130/1€10k€10k=
Reserves not available under the articles1311€10k€10k=
Tax-exempt reserves132€8k€8k=
Distributable reserves133€199k€213k▲
Profit (loss) carried forward14€32k€32k=
Amounts payable17/49€7k€6k▼
Amounts payable within one year42/48€6k€5k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Other amounts payable47/48€3k€2k▼
Accrued charges and deferred income492/3€735€745▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€263€263=
Other operating charges640/8€977€1k▲
Gross operating margin9900€11k€10k▼
Operating profit (loss)9901€10k€9k▼
Financial income75/76B€14k€14k▲
Recurring financial income75€11k€14k▲
Non-recurring financial income76B€3k-
Financial charges65/66B€295€2k▲
Recurring financial charges65€295€308▲
Non-recurring financial charges66B-€2k
Profit (loss) for the period before taxes9903€24k€21k▼
Income taxes67/77€7k€7k▼
Profit (loss) for the period9904€17k€14k▼
Profit (loss) for the period to be appropriated9905€17k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€46k▼
Profit (loss) brought forward from the previous period14P€32k€32k=
Transfer to equity691/2€17k€14k▼
To other reserves6921€17k€14k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
13-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €9k ▼16.4%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lede · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogveld 99340 LedeGround area
598 m²
Building footprint
106 m²
Volume, LiDAR
563 m³
Parcel 41034E0231/00P005, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Compacflor
since 20042.327.853.411
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41034E0231/00P005 | Flanders | 598 m² | 1 · 106 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 324 EUR awarded · 324 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 174 EUR | 174 EUR |
| 2022 | 1 | 150 EUR | 150 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
96760025W1C7FOCUPF58
Similar companies · same sector, comparable size
DUGEOS
BE 0740.559.168
Kortrijk · Eq €466k
VERBANET
BE 0473.120.864
Geel · Eq €466k
i-Care Management
BE 0890.863.638
Dison · Eq €466k
VIT MANAGEMENT
BE 0478.293.439
Ukkel · Eq €465k
OFINRA
BE 0628.953.839
Antwerpen · Eq €465k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 35,219 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-1987
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.