COMITTEL
ActiveCOMITTEL has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68k and a net result of €113k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 15% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+1
Solvency36▼-8
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 1.16 in 2024; short-term debt: 80.1% and cash: 50.9% of total assets), and 89.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.8%
Return on assets
17.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 17022 sector peers (2025).
NBB · sector comparisonPosition among 17022 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
57 d late
2023
59 d late
2022
30 d late
2021
31 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€68k▼ 35.2%
2024 · €105k
2020: €68k
2021: €99k
2022: €158k
2023: €161k
2024: €105k
2020 → 2025
Total assets
€631k▲ 13.2%
2024 · €557k
2020: €187k
2021: €242k
2022: €300k
2023: €382k
2024: €557k
2020 → 2025
Net result
€113k▲ 20.2%
2024 · €94k
2020: €58k
2021: €31k
2022: €59k
2023: €73k
2024: €94k
2020 → 2025
Working capital
€11k▼ 82.1%
2024 · €59k
2020: €5k
2021: €63k
2022: €154k
2023: €162k
2024: €59k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€99k-€158k▲ 59.4%€161k▲ 2.0%€105k▼ 34.8%€68k▼ 35.2%
Operating result€42k-€81k▲ 94.3%€98k▲ 20.1%€129k▲ 31.9%€148k▲ 15.1%
Net result€31k-€59k▲ 89.9%€73k▲ 24.3%€94k▲ 28.4%€113k▲ 20.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 15% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €631k
Fixed assets
€115k▼ 7.6%
Current assets
€516k▲ 19.1%
Equity and liabilities €631k
Equity
€68k▼ 35.2%
Debt
€563k▲ 24.4%
The debt ratio rises from 81.1% to 89.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€178k▲
2024 · €146k
Cash flow
€143k▲
2024 · €111k
Solvency
10.8%▼
2024 · 18.9%
Current ratio
1.02▼
2024 · 1.16
Quick ratio
1.02▼
2024 · 1.16
Debt / equity
8.26▲
2024 · 4.30
ROE
166.0%▲
2024 · 89.4%
ROA
17.9%▲
2024 · 16.9%
Interest coverage
17.82▲
2024 · 12.61
Debt
€563k▲
2024 · €452k
Debt ≤ 1 year
€505k▲
2024 · €374k
Debt > 1 year
€50k▼
2024 · €68k
Income taxes
€26k▲
2024 · €24k
Staff costs
€50k▲
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€557k€631k▲
Fixed assets21/28€124k€115k▼
Intangible fixed assets21-€19k
Tangible fixed assets22/27€124k€96k▼
Plant, machinery and equipment23€124k-
Furniture and vehicles24-€96k
Financial fixed assets28€5€5=
Current assets29/58€433k€516k▲
Amounts receivable within one year40/41€106k€192k▲
Trade receivables40€106k€186k▲
Other amounts receivable41-€6k
Cash at bank and in hand54/58€320k€321k▲
Deferred charges and accrued income490/1€7k€3k▼
Equity and liabilities
Total equity and liabilities10/49€557k€631k▲
Equity10/15€105k€68k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€95k€58k▼
Amounts payable17/49€452k€563k▲
Amounts payable after more than one year17€68k€50k▼
Financial debts170/4€68k€50k▼
Amounts payable within one year42/48€374k€505k▲
Current portion of amounts payable after more than one year42€18k€18k▲
Trade debts44€26k€19k▼
Suppliers440/4€26k€19k▼
Taxes, remuneration and social security45€26k€23k▼
Taxes450/3€14k€9k▼
Remuneration and social security454/9€12k€14k▲
Other amounts payable47/48€305k€445k▲
Accrued charges and deferred income492/3€10k€7k▼
Income statement
Code20242025
Remuneration, social security and pensions62€41k€50k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€30k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€938€-11k▼
Other operating charges640/8€8k€13k▲
Gross operating margin9900€195k€230k▲
Operating profit (loss)9901€129k€148k▲
Financial income75/76B€133€925▲
Recurring financial income75€133€925▲
Financial charges65/66B€12k€10k▼
Recurring financial charges65€12k€10k▼
Profit (loss) for the period before taxes9903€117k€139k▲
Income taxes67/77€24k€26k▲
Profit (loss) for the period9904€94k€113k▲
Profit (loss) for the period to be appropriated9905€94k€113k▲
Appropriation of the result
Profit (loss) to be appropriated9906€245k€208k▼
Profit (loss) brought forward from the previous period14P€151k€95k▼
Profit to be distributed694/7€150k€150k=
Return on contributions (dividend)694€150k€150k=
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €113k ▲20.2%
Operating result €148k, net result €113k, both a record.
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
28-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 59 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Equity above €150kEq €158k ▲59.4%
3 profitable years in a row build equity to €158k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €31k ▼46.7%
Net result drops to €31k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Philippeville · 2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Herdeau(NEU) 45600 PhilippevilleGround area
1,830 m²
Building footprint
587 m²
2 parcels, Wallonia. Linked by address, not a title deed.
2 establishment units
COMITTEL
since 20202.303.200.860
COMITTEL
since 20212.321.276.415
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93046B0198/00L000 | Wallonia | 1,375 m² | 1 · 130 m² | - |
| 93046A0007/00F002 | Wallonia | 455 m² | 1 · 457 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,545 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-06-2020
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
47410Retail trade
62030Computer programming, consultancy and related activities
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
80090Investigation and security activities
80200Investigation and security activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.