Comité du lait
ActiveSummary
Comité du lait has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.28M and a net result of €31k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 80% of 190 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+31
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €440k at 30 days acceptable
Liquidity ample (current ratio 5.45 against 8.16 in 2024; short-term debt: 14.9% and cash: 10% of total assets), and 15.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.8%
Return on assets
0.5%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 72
Relative position
BE, all sectors
reference
Sector 72
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
64 d late
2023
79 d early
2022
17 d late
2021
28 d late
2020
82 d early
2019
49 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€31k▲ 176%
2024 · €11k
2018: €1k
2019: €5k
2020: €6k
2021: €2k
2022: €-525k
2023: €8k
2024: €11k
2018 → 2025
Working capital
€4.13M▼ 10.1%
2024 · €4.59M
2018: €5.68M
2019: €5.37M
2020: €5.15M
2021: €5.07M
2022: €4.53M
2023: €4.81M
2024: €4.59M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5.75M-€5.23M▼ 9.1%€5.23M▲ 0.2%€5.24M▲ 0.2%€5.28M▲ 0.6%
Operating result€-42k-€-314k▼ 649%€-111k▲ 64.8%€-123k▼ 11.4%€-7k▲ 94.3%
Net result€2k-€-525k€8k€11k▲ 40.2%€31k▲ 176%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €123k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.20M
Fixed assets
€1.14M ▼ 0.6%
Current assets
€5.05M ▼ 3.3%
Equity and liabilities €6.22M
Equity
€5.28M ▲ 0.6%
Provisions
€0 ▼ 100%
Debt
€943k ▲ 1.5%
Debt's share of the balance-sheet total rises from 14.6% to 15.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€352k▲
2024 · €195k
Cash flow
€390k▲
2024 · €330k
Current ratio
5.45▼
2024 · 8.16
Quick ratio
5.41▼
2024 · 8.07
Debt to equity
0.18▲
2024 · 0.18
ROE
0.6%▲
2024 · 0.2%
ROA
0.5%▲
2024 · 0.2%
Interest coverage
87.68▲
2024 · -5.18
Debt ≤ 1 year
€927k▲
2024 · €641k
Debt > 1 year
€400=
2024 · €400
Income taxes
€17k▼
2024 · €22k
Staff costs
€2.62M▲
2024 · €2.59M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€6.38M€6.22M▼
Formation expenses20-€21k
Fixed assets21/28€1.15M€1.14M▼
Intangible fixed assets21€65k€154k▲
Tangible fixed assets22/27€1.04M€940k▼
Land and buildings22€333k€302k▼
Plant, machinery and equipment23€480k€389k▼
Furniture and vehicles24€222k€249k▲
Financial fixed assets28€51k€50k▼
Current assets29/58€5.23M€5.05M▼
Stocks and contracts in progress3€55k€32k▼
Stocks30/36€55k€32k▼
Amounts receivable within one year40/41€757k€884k▲
Trade receivables40€757k€884k▲
Current investments50/53€4.14M€3.20M▼
Cash at bank and in hand54/58€242k€624k▲
Deferred charges and accrued income490/1€32k€317k▲
Equity and liabilities
Total equity and liabilities10/49€6.38M€6.22M▼
Equity10/15€5.24M€5.28M▲
Contributions10/11€4.85M€4.85M=
Capital10€4.85M€4.85M=
Profit (loss) carried forward14€392k€423k▲
Provisions and deferred taxes16€206k€0▼
Provisions for liabilities and charges160/5€206k€0▼
Pensions and similar obligations160€161k€0▼
Other liabilities and charges164/5€45k€0▼
Amounts payable17/49€929k€943k▲
Amounts payable after more than one year17€400€400=
Other amounts payable178/9€400€400=
Amounts payable within one year42/48€641k€927k▲
Trade debts44€259k€465k▲
Suppliers440/4€259k€465k▲
Taxes, remuneration and social security45€335k€362k▲
Taxes450/3€69k€89k▲
Remuneration and social security454/9€265k€273k▲
Accrued charges and deferred income492/3€288k€15k▼
Income statement
Code20242025
Remuneration, social security and pensions62€2.59M€2.62M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€319k€359k▲
Other operating charges640/8€159k€203k▲
Gross operating margin9900€2.90M€3.38M▲
Operating profit (loss)9901€-123k€-7k▲
Financial income75/76B€119k€59k▼
Recurring financial income75€119k€59k▼
Financial charges65/66B€-38k€4k▲
Recurring financial charges65€-38k€4k▲
Profit (loss) for the period before taxes9903€33k€48k▲
Income taxes67/77€22k€17k▼
Profit (loss) for the period9904€11k€31k▲
Profit (loss) for the period to be appropriated9905€11k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€392k€423k▲
Profit (loss) brought forward from the previous period14P€381k€392k▲
Social balance
Average headcount (FTE)908738.036.4▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €31k ▲176%
Net result €31k, the highest in the series.
03-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 64 days late
2024
13-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 17 days late
2022
31-12
Financial
Weakest financial yearnet €-525k ▼30522%
Net result drops to €-525k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 28 days late
2021
10-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 49 days late
2019
03-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
23-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
25-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
15 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Herve 1044651 HerveGround area
8,133 m²
Building footprint
514 m²
Parcel 63006D0310/00C000, Wallonia. Linked by address, not a title deed.
1 establishment unit
COMITE DU LAIT DES PROVINCES DE LIEGE NAMUR LUXEMBOURG ET DU BRABANT WALLON ET HAINAUT
since 19862.159.207.528
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63006D0310/00C000 | Wallonia | 8,133 m² | 1 · 514 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
5299004FLCP5QIKKZ870
Similar companies · same sector, comparable size
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COST Association
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NANOMEGAS
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Of 1,177 companies in sector 72109 we hold annual accounts for 715. 281 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded03-12-1986
Fiscal year end31-12
Abbreviation FR
CdL
Activities, NACEBEL 2025
71209Other technical testing and analysis
72109Other research and development on natural sciences
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.