Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of COMENSIA is 0.5% (very low). The company has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Signals
Insufficient current data: the most recent filed accounts (financial year 2019) are too old to derive current signals.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 19-06-2025 | 42 d early | 2025-00153001 |
| 31-12-2023 | 31-07-2024 | 04-06-2024 | 57 d early | 2024-00107769 |
| 31-12-2022 | 31-07-2023 | 20-06-2023 | 41 d early | 2023-00147487 |
| 31-12-2021 | 31-07-2022 | 27-06-2022 | 34 d early | 2022-20109705 |
| 31-12-2020 | 31-07-2021 | 21-06-2021 | 40 d early | 2021-21900549 |
| 31-12-2019 | 31-07-2020 | 24-06-2020 | 37 d early | 2020-19600251 |
| 31-12-2018 | 31-07-2019 | 24-06-2019 | 37 d early | 2019-21600279 |
| 31-12-2017 | 31-07-2018 | 26-06-2018 | 35 d early | 2018-27600167 |
| 31-12-2016 | 31-07-2017 | 12-07-2017 | 19 d early | 2017-22900049 |
| 31-12-2015 | 31-07-2016 | 17-06-2016 | 44 d early | 2016-20000107 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | ander | 19-06-2025 | 2025-00153001 |
| 31-12-2023 | ander | 04-06-2024 | 2024-00107769 |
| 31-12-2022 | ander | 20-06-2023 | 2023-00147487 |
| 31-12-2021 | ander | 27-06-2022 | 2022-20109705 |
| 31-12-2020 | ander | 21-06-2021 | 2021-21900549 |
| 31-12-2019 | volledig | 24-06-2020 | 2020-19600251 |
| 31-12-2018 | volledig | 24-06-2019 | 2019-21600279 |
| 31-12-2017 | volledig | 26-06-2018 | 2018-27600167 |
| 31-12-2016 | volledig | 12-07-2017 | 2017-22900049 |
| 31-12-2015 | volledig | 17-06-2016 | 2016-20000107 |
Directors
Directors & mandates
48 directors-
Current13-07-2026 → present
2 events
- 13-07-2026 Appointed· Directeur général
- 13-07-2026 Appointed· Daily management delegate
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Current01-07-2026 → present
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Current01-07-2026 → present
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Current01-07-2026 → present
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Current01-07-2026 → present
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Current01-07-2026 → present
Show 8 more sitting directors
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Current01-07-2026 → present
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Current21-08-2025 → present
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Current26-06-2025 → present
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Commune de Berchem-Sainte-AgatheLegal entityDirector· perm. rep.: Walid BouzagouState Gazette act 25080114 (26-06-2025)Current26-06-2025 → present
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Current19-11-2024 → present
3 events
- 19-11-2024 Appointed· Director
- 28-05-2024 Resigned· Director
- 28-05-2019 Appointed· Director
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Current25-07-2024 → present
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Current25-07-2024 → present
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Current25-07-2024 → present
Historic, not recently confirmed (7)
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Not recently confirmedlast confirmed in an act from 2019
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Not recently confirmedlast confirmed in an act from 2018
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Not recently confirmedlast confirmed in an act from 2015
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Not recently confirmedlast confirmed in an act from 2015
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Not recently confirmedlast confirmed in an act from 2015
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Not recently confirmedlast confirmed in an act from 2015
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Not recently confirmedlast confirmed in an act from 2015
Permanent representatives (2)
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Permanent representative14-10-2025 → present
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Permanent representative- → 14-10-2025
Former directors (17)
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Former30-05-2023 → 21-08-2025
4 events
- 21-08-2025 Resigned· Director
- 29-06-2023 Appointed· Director
- 30-05-2023 Appointed· Director
- 01-09-2018 Resigned· Manager
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Former- → 26-06-2025
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Former28-05-2019 → 05-06-2025
2 events
- 05-06-2025 Resigned· Director
- 28-05-2019 Appointed· Director
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Former16-10-2015 → 19-11-2024
4 events
- 19-11-2024 Resigned· Director
- 29-08-2024 Resigned· Director
- 27-12-2021 Mandate renewed· Director
- 16-10-2015 Appointed· Director
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Former- → 28-05-2024
Statutory auditor
4 auditors| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| SANO AuditCurrent Statutory auditor · represented by Serge Ocatve |
- | 29-10-2021 → present |
Show 3 earlier auditors
| Bastin Elisabeth Statutory auditor |
- | 14-06-2018 → 19-10-2018 |
| Callens, Pirenne, Theunissen & C° Statutory auditor succeeded by Callens, Pirenne, Theunissen & C° Sccrl in 2015 |
- | 25-03-2010 → 16-10-2015 |
| Callens, Pirenne, Theunissen & C° Sccrl Company auditor · represented by Baudouin Theunissen succeeded by SANO Audit in 2021 |
- | 16-10-2015 → 29-10-2021 |
Insolvency mandates
Legal Structure
| NACE primary | Verhuur en exploitatie van sociale woningen(68202) |
| Legal form | Cooperative company(706) |
| Incorporation | 01-01-1968 |
| Status | Active |
| Postal code | 1081 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
16 locationsShow 10 more locations
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21524C0215/00K002 | Brussels | 7,909 m² | 1 · 4,380 m² | 27.9 m · 8 fl. |
| 21010B0136/00X000 | Brussels | 3,507 m² | 1 · 918 m² | 22.2 m · 6 fl. |
| 21003A0260/00G000 | Brussels | 2,717 m² | 1 · 1,278 m² | 26.3 m · 8 fl. |
| 21464D0073/00G004 | Brussels | 2,710 m² | 1 · 697 m² | 17.7 m · 5 fl. |
| 21523B0859/00K000 | Brussels | 1,448 m² | - | - |
| 21492B0085/00Z013 | Brussels | 1,423 m² | 1 · 1,312 m² | 12.2 m · 2 fl. |
| 21442A0080/00R005 | Brussels | 1,262 m² | 1 · 368 m² | 19.4 m · 5 fl. |
| 21302A0158/00M000 | Brussels | 1,084 m² | 1 · 786 m² | 31.0 m · 9 fl. |
| 21007A0120/00P004 | Brussels | 954 m² | 1 · 125 m² | 21.5 m · 4 fl. |
| 21910E0043/00X007 | Brussels | 814 m² | 1 · 343 m² | 23.2 m · 7 fl. |
5 more parcels, available from Kantoor S.
See plans →Publications
Lifecycle & Insolvency Signals
Belgian State Gazette · acts
1 of 64 acts readOf the 64 Belgian State Gazette acts we know for this company, 1 has been read. The other 63 have not been read yet: what they contain is neither established nor disproved here.
What every Belgian State Gazette publication actually says, each act broken down into appointments, capital movements, seat moves and statute amendments.
- Board meeting , 09/04/2026
- Director appointment, Thibault LEROY (Directeur général)
- Director appointment, Samira CHDLAOUI (délégué à la gestion journalière)
- Director appointment, Corinne ETIENNE (délégué à la gestion journalière)
- Director appointment, Elise FASTENAKEL (délégué à la gestion journalière)
- Director appointment, François NOEL (délégué à la gestion journalière)
Analysis
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameFR | COMENSIA |