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COMENSIA

Active
Cooperative company·Verhuur en exploitatie van sociale woningen· 58 yrs active
Jules Besmestraat 124 ·1081 Koekelberg, Belgium
KBO/BCE: BE 0403.302.046
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Age58 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of COMENSIA is 0.5% (very low). The company has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Signals

Insufficient current data: the most recent filed accounts (financial year 2019) are too old to derive current signals.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 16 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 19-06-2025 42 d early 2025-00153001
31-12-2023 31-07-2024 04-06-2024 57 d early 2024-00107769
31-12-2022 31-07-2023 20-06-2023 41 d early 2023-00147487
31-12-2021 31-07-2022 27-06-2022 34 d early 2022-20109705
31-12-2020 31-07-2021 21-06-2021 40 d early 2021-21900549
31-12-2019 31-07-2020 24-06-2020 37 d early 2020-19600251
31-12-2018 31-07-2019 24-06-2019 37 d early 2019-21600279
31-12-2017 31-07-2018 26-06-2018 35 d early 2018-27600167
31-12-2016 31-07-2017 12-07-2017 19 d early 2017-22900049
31-12-2015 31-07-2016 17-06-2016 44 d early 2016-20000107

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1968, 58 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.5% Very low
0%0,5%1,5%4%10%≥25%
Multiple establishment units +Lower-risk legal form Long track record

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (ander). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 ander 19-06-2025 2025-00153001
31-12-2023 ander 04-06-2024 2024-00107769
31-12-2022 ander 20-06-2023 2023-00147487
31-12-2021 ander 27-06-2022 2022-20109705
31-12-2020 ander 21-06-2021 2021-21900549
31-12-2019 volledig 24-06-2020 2020-19600251
31-12-2018 volledig 24-06-2019 2019-21600279
31-12-2017 volledig 26-06-2018 2018-27600167
31-12-2016 volledig 12-07-2017 2017-22900049
31-12-2015 volledig 17-06-2016 2016-20000107

Directors

Directors & mandates

48 directors
63 of this company's 64 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
  • Thibault LEROY
    Directeur général
    State Gazette act 26103981 (13-08-2026)
    Current
    13-07-2026 → present
    2 events
    • 13-07-2026 Appointed· Directeur général
    • 13-07-2026 Appointed· Daily management delegate
  • Corinne ETIENNE
    Daily management delegate
    State Gazette act 26103981 (13-08-2026)
    Current
    01-07-2026 → present
  • Cécile ROBERT
    Daily management delegate
    State Gazette act 26103981 (13-08-2026)
    Current
    01-07-2026 → present
  • Elise FASTENAKEL
    Daily management delegate
    State Gazette act 26103981 (13-08-2026)
    Current
    01-07-2026 → present
  • François NOEL
    Daily management delegate
    State Gazette act 26103981 (13-08-2026)
    Current
    01-07-2026 → present
  • Kris WILLOCX
    Daily management delegate
    State Gazette act 26103981 (13-08-2026)
    Current
    01-07-2026 → present
Show 8 more sitting directors
  • Samira CHDLAOUI
    Daily management delegate
    State Gazette act 26103981 (13-08-2026)
    Current
    01-07-2026 → present
  • Yves VAN DE CASTEELE
    Director
    State Gazette act 25129934 (14-10-2025)
    Current
    21-08-2025 → present
  • André-François Lovinfosse
    Director
    State Gazette act 25080113 (26-06-2025)
    Current
    26-06-2025 → present
  • Commune de Berchem-Sainte-AgatheLegal entity
    Director· perm. rep.: Walid Bouzagou
    State Gazette act 25080114 (26-06-2025)
    Current
    26-06-2025 → present
  • Mohamed Oudadda
    Director
    State Gazette act 24163263 (19-11-2024)
    Current
    19-11-2024 → present
    3 events
    • 19-11-2024 Appointed· Director
    • 28-05-2024 Resigned· Director
    • 28-05-2019 Appointed· Director
  • BEN AMOR Mehrez
    Director
    State Gazette act 24112661 (25-07-2024)
    Current
    25-07-2024 → present
  • DERIDDER Chantal
    Director
    State Gazette act 24112661 (25-07-2024)
    Current
    25-07-2024 → present
  • EL KALAI Fatiha
    Director
    State Gazette act 24112661 (25-07-2024)
    Current
    25-07-2024 → present
+ 10 not shown in this overview
Historic, not recently confirmed (7)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • Fathia Rezki
    Director
    State Gazette act 19107111 (07-08-2019)
    Not recently confirmed
    last confirmed in an act from 2019
  • Cédric Mahieu
    Manager
    State Gazette act 18154517 (19-10-2018)
    Not recently confirmed
    last confirmed in an act from 2018
  • Madame VANDER VELDE Sara
    Director
    State Gazette act 15145888 (16-10-2015)
    Not recently confirmed
    last confirmed in an act from 2015
  • Monsieur CATTEEUW Hubert
    Director
    State Gazette act 15145888 (16-10-2015)
    Not recently confirmed
    last confirmed in an act from 2015
  • Monsieur TUBIER Julien
    Director
    State Gazette act 15145888 (16-10-2015)
    Not recently confirmed
    last confirmed in an act from 2015
  • Monsieur VAN VLAENDEREN André
    Director
    State Gazette act 15145888 (16-10-2015)
    Not recently confirmed
    last confirmed in an act from 2015
  • Monsieur WEYLAND Marcel
    Director
    State Gazette act 15145888 (16-10-2015)
    Not recently confirmed
    last confirmed in an act from 2015
Permanent representatives (2)
These people represent a legal-person director (a management company, for instance). They hold no board mandate of their own and do not count as directors.
  • Jean-Michel COMTE D'URSEL
    Permanent representative
    State Gazette act 25129935 (14-10-2025)
    Permanent representative
    14-10-2025 → present
  • Jean-Louis PIROTTIN
    Permanent representative
    State Gazette act 25129935 (14-10-2025)
    Permanent representative
    - → 14-10-2025
Former directors (17)
  • Jean-Louis PIROTTIN
    Director
    State Gazette act 23104839 (11-08-2023)
    Former
    30-05-2023 → 21-08-2025
    4 events
    • 21-08-2025 Resigned· Director
    • 29-06-2023 Appointed· Director
    • 30-05-2023 Appointed· Director
    • 01-09-2018 Resigned· Manager
  • Fatiha Rezki
    Director
    State Gazette act 25080114 (26-06-2025)
    Former
    - → 26-06-2025
  • Carine Coppieters
    Director
    State Gazette act 19107111 (07-08-2019)
    Former
    28-05-2019 → 05-06-2025
    2 events
    • 05-06-2025 Resigned· Director
    • 28-05-2019 Appointed· Director
  • Bastin Elisabeth
    Director
    State Gazette act 21151047 (27-12-2021)
    Former
    16-10-2015 → 19-11-2024
    4 events
    • 19-11-2024 Resigned· Director
    • 29-08-2024 Resigned· Director
    • 27-12-2021 Mandate renewed· Director
    • 16-10-2015 Appointed· Director
  • Bansenga Ngalamulume
    Director
    State Gazette act 24112660 (25-07-2024)
    Former
    - → 28-05-2024
12 further former directors in the mandate history. Available in Kantoor S. See plans →
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Statutory auditor

4 auditors
Statutory auditor IRE/IBR number Tenure
SANO AuditCurrent
Statutory auditor · represented by Serge Ocatve
- 29-10-2021 → present
Show 3 earlier auditors
Bastin Elisabeth
Statutory auditor
- 14-06-2018 → 19-10-2018
Callens, Pirenne, Theunissen & C°
Statutory auditor
succeeded by Callens, Pirenne, Theunissen & C° Sccrl in 2015
- 25-03-2010 → 16-10-2015
Callens, Pirenne, Theunissen & C° Sccrl
Company auditor · represented by Baudouin Theunissen
succeeded by SANO Audit in 2021
- 16-10-2015 → 29-10-2021
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Verhuur en exploitatie van sociale woningen(68202)
Legal form Cooperative company(706)
Incorporation01-01-1968
StatusActive
Postal code1081

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
3 companies at this address See who is registered here

Establishment units

16 locations
Yourcenar 4
Marguerite Yourcenardoorgang 4, 1000 BrusselVerhuur van sociale woningen
since 20032.231.494.205
Square 33-35
Albert I-Square 33-35, 1070 AnderlechtVerhuur van sociale woningen
since 20032.231.494.502
Ruysdaelstraat 12, 1070 Anderlecht
Verhuur van sociale woningen
since 20032.231.494.995
Goffartstraat 44, 1050 Elsene
Verhuur van sociale woningen
since 20032.231.495.193
De Koninckstraat 40, 1080 Sint-Jans-Molenbeek
Verhuur van sociale woningen
since 20032.231.495.391
Peterbospark 17a, 1070 Anderlecht
Verhuur van sociale woningen
since 20032.231.495.688
Show 10 more locations
Ensemble Jean-Christophe
Ensemble Jean Christophe ZN, 1082 Sint-Agatha-BerchemVerhuur en exploitatie van sociale woningen
since 20172.270.847.006
Joseph Baeck
Joseph Baecklaan ZN, 1080 Sint-Jans-MolenbeekVerhuur en exploitatie van sociale woningen
since 20172.270.847.796
Honoré Longtinstraat 58-60, 1090 Jette
Verhuur en exploitatie van sociale woningen
since 20172.270.848.984
Masoin
Ernest Masoinlaan 19-21, 1090 JetteVerhuur en exploitatie van sociale woningen
since 20172.270.849.380
Forest 282-286
Vorstsesteenweg 282-286, 1190 VorstVerhuur en exploitatie van sociale woningen
since 20172.270.849.875
Montserratstraat 11, 1000 Brussel
Verhuur en exploitatie van sociale woningen
since 20172.270.850.271
Palais
Paleizenstraat 178, 1030 SchaarbeekVerhuur en exploitatie van sociale woningen
since 20172.270.850.667
Hunderenveld
Hunderenveld ZN, 1082 Sint-Agatha-BerchemVerhuur en exploitatie van sociale woningen
since 20172.270.851.063
LUIZENMOLEN
Luizenmolenlaan 2, 1070 AnderlechtVerhuur en exploitatie van sociale woningen
since 20192.288.755.679
Siège social
Jules Besmestraat 124, 1081 KoekelbergProjectontwikkeling met het oog op de verhuur van woningen door huisvestingsmaatschappijen en maatschappijen voor goedkope woningen
since 20242.390.487.695
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels15
Ground area2.6 ha
Buildings11
Building footprint1.0 ha
Volume (LiDAR)202,517 m³
Tallest building31.0 m · ±9 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 15 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21524C0215/00K002 Brussels 7,909 m² 1 · 4,380 m² 27.9 m · 8 fl.
21010B0136/00X000 Brussels 3,507 m² 1 · 918 m² 22.2 m · 6 fl.
21003A0260/00G000 Brussels 2,717 m² 1 · 1,278 m² 26.3 m · 8 fl.
21464D0073/00G004 Brussels 2,710 m² 1 · 697 m² 17.7 m · 5 fl.
21523B0859/00K000 Brussels 1,448 m² - -
21492B0085/00Z013 Brussels 1,423 m² 1 · 1,312 m² 12.2 m · 2 fl.
21442A0080/00R005 Brussels 1,262 m² 1 · 368 m² 19.4 m · 5 fl.
21302A0158/00M000 Brussels 1,084 m² 1 · 786 m² 31.0 m · 9 fl.
21007A0120/00P004 Brussels 954 m² 1 · 125 m² 21.5 m · 4 fl.
21910E0043/00X007 Brussels 814 m² 1 · 343 m² 23.2 m · 7 fl.

5 more parcels, available from Kantoor S.

See plans →
Methodology
via registered seat: 1 · via establishment units: 14
15 of 15 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

1 of 64 acts read

Of the 64 Belgian State Gazette acts we know for this company, 1 has been read. The other 63 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

What every Belgian State Gazette publication actually says, each act broken down into appointments, capital movements, seat moves and statute amendments.

2026
13-08-2026 Board meeting · Director appointment
10 facts
  • Board meeting , 09/04/2026
  • Director appointment, Thibault LEROY (Directeur général)
  • Director appointment, Samira CHDLAOUI (délégué à la gestion journalière)
  • Director appointment, Corinne ETIENNE (délégué à la gestion journalière)
  • Director appointment, Elise FASTENAKEL (délégué à la gestion journalière)
  • Director appointment, François NOEL (délégué à la gestion journalière)
+4 further facts

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Verhuur en exploitatie van sociale woningen68202Verhuur en exploitatie van sociale woningen68202Verhuur van sociale woningen70202Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203
Primary activity highlighted.
Names & trade names
Legal nameFR COMENSIA
Registered office
Jules Besmestraat 124
1081 Koekelberg, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.