Age26 yrs
Real estate1 parcel · 1,055 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of COM2WIZARDS is 0.1% (very low). The 2025 annual accounts show equity of €184k and a net result of €40k. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 46% of 2768 sector peers (fiscal year 2025). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Signals
2 signals · with evidenceConsistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
View the equity trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-01-2026, 18 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-06-2025 | 31-01-2026 | 13-01-2026 | 18 d early | 2026-00006559 |
| 30-06-2024 | 31-01-2025 | 11-02-2025 | 11 d late | 2025-00032609 |
| 30-06-2023 | 31-01-2024 | 30-01-2024 | 1 d early | 2024-00024207 |
| 30-06-2022 | 31-01-2023 | 30-01-2023 | 1 d early | 2023-00019941 |
| 30-06-2021 | 31-01-2022 | 31-01-2022 | on the day | 2022-03000198 |
| 30-06-2020 | 31-01-2021 | 06-01-2021 | 25 d early | 2021-00200565 |
| 30-06-2019 | 31-01-2020 | 21-01-2020 | 10 d early | 2020-01700081 |
| 30-06-2018 | 31-01-2019 | 28-01-2019 | 3 d early | 2019-02300297 |
| 30-06-2017 | 31-01-2018 | 31-01-2018 | on the day | 2018-03100381 |
| 30-06-2016 | 31-01-2017 | 27-01-2017 | 4 d early | 2017-02200396 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsLong-established
Founded in 1999, 26 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.1%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Long track record
−Annual accounts: healthy financial profile
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€40k+0.9%
Working capital€-31k-3.2%
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 13-01-2026 with the NBB · fiscal year 2025 · micro
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Net result: growth of ~39.7%/year over 7 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 57.6% | 62.1% | |
| Net result | €40k | €39k | |
| Equity | €184k | €62k | |
| Gross operating margin | €90k | €62k | |
| Total assets | €319k | €121k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P46
Stable position over 2020-2025
· n=655-7351
P51
Stable position over 2020-2025
· n=652-7348
P88
Stable position over 2020-2025
· n=656-7353
P71
Improving position over 2020-2025
· n=651-7342
Describes the position versus peers, not a forecast.
€88k
+2.4%
19-25
€40k
+0.9%
19-25
€63k
+5.3%
19-25
€319k
-8.7%
19-25
€184k
+9.2%
19-25
€-31k
-3.2%
19-25
€20k
+2.8%
19-25
€25k
+153.8%
19-25
Show 10 other metrics
€135k
-25.4%
19-25
€83k
-13.7%
19-25
€51k
-35.1%
19-25
0.63
-8.7%
19-25
0.63
-8.7%
19-25
57.6%
+19.6%
19-25
0.73
-31.6%
19-25
21.9%
-7.6%
19-25
12.6%
+10.5%
19-25
15.05
+30.0%
19-25
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €88k |
| Net profit | €40k |
| Cash flow | €63k |
| Staff costs | - |
| Income taxes | €20k |
| Dividends | €25k |
| Total assets | €319k |
| Equity | €184k |
| Debt | €135k |
| of which ≤ 1y | €83k |
| of which > 1y | €51k |
| Working capital | €-31k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.63 |
| Quick ratio | 0.63 |
| Working capital ratio | -9.6% |
| Solvency | 57.6% |
| Debt / equity | 0.73 |
| Long-term debt ratio | 0.28 |
| Interest coverage | 15.05 |
| Gross margin | - |
| Net margin | - |
| ROA | 12.6% |
| ROE | 21.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €319k |
| Fixed assets | 21/28 | €266k |
| Tangible fixed assets | 22/27 | €265k |
| Financial fixed assets | 28 | €422 |
| Current assets | 29/58 | €53k |
| Amounts receivable within one year | 40/41 | €28k |
| Investments | 50/53 | €19k |
| Cash & bank | 54/58 | €0 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €319k |
| Equity | 10/15 | €184k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €165k |
| Accumulated profits (losses) | 14 | €0 |
| Amounts payable | 17/49 | €135k |
| Amounts payable after one year | 17 | €51k |
| Amounts payable within one year | 42/48 | €83k |
| Trade debts payable within one year | 44 | €3k |
| Income statement | ||
| Gross operating margin | 9900 | €90k |
| Operating result | 9901 | €66k |
| Financial income | 75 | €134 |
| Financial charges | 65 | €6k |
| Result before taxes | 9903 | €60k |
| Income taxes | 67/77 | €20k |
| Net result for the period | 9904 | €40k |
| Result to be appropriated | 9905 | €40k |
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2025 · computed76
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Directors
Directors & mandates
1 director3 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Former directors (1)
-
VERMEESCH JanManagerState Gazette act 23455027 (12-12-2023)Former- → 12-12-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten(62200) |
| Legal form | Private limited company(610) |
| Incorporation | 30-09-1999 |
| Status | Active |
| Postal code | 2550 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationC2W
since 20002.100.976.448
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,055 m²
Buildings1
Building footprint161 m²
Volume (LiDAR)884 m³
Tallest building8.3 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11602E0113/00E002 | Flanders | 1,055 m² | 1 · 161 m² | 8.2 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts All acts · 1
updated 2 years ago
2023
12-12-2023 1 resigning, 1 reappointed
- VERMEESCH Jan, Zaakvoerder
- VERMEESCH Jan, Niet statutair bestuurder
Notary:
Jelle Van Hove · Antwerpen
Analysis
Financial profile
5 of 5 axes measured84
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
76
Profitability
100
Solvency
67
Growth
78
Stability
100
Credit advice
verdict per customer and amountSimilar
Similar companies
Comparable size, same sectorBE 0782.511.173 · Zemst
BE 0787.828.159 · Kortenberg
BE 0780.998.270 · Aalst
BE 0561.743.331 · Pelt
BE 0797.100.072 · Mechelen
We hold annual accounts for 6,027 of the 29,906 companies in this sector. 4,805 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Adviesbureaus op het gebied van public relations en communicatie70210Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300
Primary activity highlighted.
Names & trade names
| Legal nameNL | COM2WIZARDS |
Registered office
Rauwaard 3
2550 Kontich, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.