COLOR ET VOUS
ActiveSummary
COLOR ET VOUS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €252k and a net result of €36k. Equity is growing by ~24.6% per year across the filed fiscal years. Its solvency ranks better than 91% of 2045 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+10
Solvency100▲+1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 5.91 against 4.66 in 2024; short-term debt: 14.9% and cash: 56.2% of total assets), and 17.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.1%
Return on assets
11.9%
Age of the figures
12 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 04-05-2026, 4 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filingsDeviation from the deadline
2025
4 d late
2024
5 d early
2023
21 d early
2022
3 d early
2021
72 d early
2020
64 d early
2019
63 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€36k▲ 211%
2024 · €12k
2019: €27k
2020: €23k
2021: €49k
2022: €45k
2023: €54k
2024: €12k
2019 → 2025
Working capital
€225k▲ 21.8%
2024 · €184k
2019: €19k
2020: €48k
2021: €91k
2022: €136k
2023: €174k
2024: €184k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€105k-€150k▲ 43.3%€204k▲ 35.7%€216k▲ 5.8%€252k▲ 16.9%
Operating result€60k-€62k▲ 2.9%€74k▲ 19.3%€19k▼ 74.0%€49k▲ 152%
Net result€49k-€45k▼ 6.5%€54k▲ 18.3%€12k▼ 78.1%€36k▲ 211%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 152% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €307k
Fixed assets
€36k ▼ 33.9%
Current assets
€270k ▲ 15.1%
Equity and liabilities €307k
Equity
€252k ▲ 16.9%
Debt
€55k ▼ 26.4%
Debt's share of the balance-sheet total falls from 25.7% to 17.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€67k▲
2024 · €38k
Cash flow
€55k▲
2024 · €31k
Current ratio
5.91▲
2024 · 4.66
Quick ratio
5.77▲
2024 · 4.60
Debt to equity
0.22▼
2024 · 0.35
ROE
14.5%▲
2024 · 5.4%
ROA
11.9%▲
2024 · 4.0%
Interest coverage
39.48▲
2024 · 16.09
Debt ≤ 1 year
€46k▼
2024 · €50k
Debt > 1 year
€9k▼
2024 · €24k
Income taxes
€14k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€290k€307k▲
Fixed assets21/28€55k€36k▼
Tangible fixed assets22/27€55k€36k▼
Plant, machinery and equipment23€2k€857▼
Furniture and vehicles24€54k€36k▼
Current assets29/58€235k€270k▲
Stocks and contracts in progress3€3k€7k▲
Stocks30/36€3k€7k▲
Amounts receivable within one year40/41€3k€29k▲
Trade receivables40€935€29k▲
Other amounts receivable41€2k€365▼
Current investments50/53€137k€61k▼
Cash at bank and in hand54/58€91k€172k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€290k€307k▲
Equity10/15€216k€252k▲
Contributions10/11€6k€6k=
Reserves13€144k€176k▲
Distributable reserves133€144k€176k▲
Profit (loss) carried forward14€65k€70k▲
Amounts payable17/49€74k€55k▼
Amounts payable after more than one year17€24k€9k▼
Financial debts170/4€24k€9k▼
Amounts payable within one year42/48€50k€46k▼
Current portion of amounts payable after more than one year42€16k€15k▼
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€11k€13k▲
Taxes450/3€8k€10k▲
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€20k€13k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€40k€68k▲
Operating profit (loss)9901€19k€49k▲
Financial income75/76B€307€4k▲
Recurring financial income75€307€4k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€17k€51k▲
Income taxes67/77€5k€14k▲
Profit (loss) for the period9904€12k€36k▲
Profit (loss) for the period to be appropriated9905€12k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€76k€102k▲
Profit (loss) brought forward from the previous period14P€65k€65k▲
Transfer to equity691/2€11k€32k▲
To other reserves6921€11k€32k▲
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 4 days late
2025
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-09
Financial
Weakest financial yearnet €12k ▼78.1%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
09-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-09
Financial
Highest result since 2019net €54k ▲18.3%
Operating result €74k, net result €54k, both a record.
30-09
Financial
Equity above €200kEq €204k ▲35.7%
5 profitable years in a row build equity to €204k.
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-09
Financial
Equity above €150kEq €150k ▲43.3%
4 profitable years in a row build equity to €150k.
17-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €100kEq €105k ▲86.3%
3 profitable years in a row build equity to €105k.
25-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anhée · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Bon-Dieu 165537 AnhéeGround area
598 m²
Building footprint
77 m²
Volume, LiDAR
601 m³
Parcel 91005A0170/00X000, Wallonia · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
COLOR ET VOUS
since 20182.303.814.138
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91005A0170/00X000 | Wallonia | 598 m² | 1 · 77 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DELANOIS André
BE 0429.533.420
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All Service-Contractors
BE 0606.965.028
Oostkamp · Eq €252,741
TRIOS-BOUW
BE 0882.324.173
Merelbeke-Melle · Eq €251,071
D'HAUWER HANS
BE 0550.413.632
Berlare · Eq €253,380
AMANDA D.B.
BE 0812.235.537
Halle · Eq €253,504
Of 7,861 companies in sector 43341 we hold annual accounts for 2,663. 1,920 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-04-2018
Fiscal year end30-09
Activities, NACEBEL 2025
43341Painting of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.