COLLETTE MG
ActiveCOLLETTE MG has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €230k and a net result of €16k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 26% of 7744 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▲+11
Solvency50▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.85 against 0.82 in 2024; short-term debt: 27.9% of total assets), and 75.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.8%
Return on assets
1.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-07-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
2 d early
2023
2 d early
2022
32 d early
2021
31 d late
2020
31 d late
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€16k
2024 · €-14k
2018: €37k
2019: €3k
2020: €24k
2021: €10k
2022: €27k
2023: €8k
2024: €-14k
2018 → 2025
Working capital
€-40k▼ 33.2%
2024 · €-30k
2018: €-4k
2019: €-14k
2020: €-18k
2021: €-31k
2022: €-22k
2023: €264
2024: €-30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€201k-€227k▲ 12.9%€246k▲ 8.6%€226k▼ 8.0%€230k▲ 1.7%
Operating result€23k-€41k▲ 79.2%€21k▼ 49.7%€898▼ 95.6%€35k▲ 3,814%
Net result€10k-€27k▲ 162%€8k▼ 70.1%€-14k€16k
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 3,814% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €929k
Fixed assets
€710k▼ 4.1%
Current assets
€219k▲ 62.6%
Equity and liabilities €929k
Equity
€230k▲ 1.7%
Debt
€699k▲ 7.7%
The debt ratio rises from 74.1% to 75.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€121k▲
2024 · €85k
Cash flow
€102k▲
2024 · €70k
Solvency
24.8%▼
2024 · 25.9%
Current ratio
0.85▲
2024 · 0.82
Quick ratio
0.60▲
2024 · 0.47
Debt / equity
3.04▲
2024 · 2.87
ROE
7.0%▲
2024 · -6.1%
ROA
1.7%▲
2024 · -1.6%
Interest coverage
5.02▲
2024 · 4.22
Debt
€699k▲
2024 · €649k
Debt ≤ 1 year
€260k▲
2024 · €165k
Debt > 1 year
€440k▼
2024 · €484k
Income taxes
€2k▲
2024 · €340
Staff costs
€181k▲
2024 · €167k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€875k€929k▲
Fixed assets21/28€740k€710k▼
Intangible fixed assets21€1k€335▼
Tangible fixed assets22/27€738k€708k▼
Land and buildings22€577k€562k▼
Plant, machinery and equipment23€26k€17k▼
Furniture and vehicles24€17k€17k▼
Leasing and similar rights25€117k€112k▼
Financial fixed assets28€2k€2k=
Current assets29/58€135k€219k▲
Stocks and contracts in progress3€58k€64k▲
Stocks30/36€54k€58k▲
Contracts in progress37€4k€6k▲
Amounts receivable within one year40/41€54k€154k▲
Trade receivables40€49k€134k▲
Other amounts receivable41€5k€20k▲
Deferred charges and accrued income490/1€24k€2k▼
Equity and liabilities
Total equity and liabilities10/49€875k€929k▲
Equity10/15€226k€230k▲
Contributions10/11€19k€19k=
Reserves13€102k€112k▲
Distributable reserves133€102k€112k▲
Profit (loss) carried forward14€39k€39k▲
Investment grants15€67k€61k▼
Amounts payable17/49€649k€699k▲
Amounts payable after more than one year17€484k€440k▼
Financial debts170/4€484k€440k▼
Amounts payable within one year42/48€165k€260k▲
Current portion of amounts payable after more than one year42€75k€81k▲
Financial debts43€11k€15k▲
Credit institutions430/8€11k€15k▲
Trade debts44€39k€54k▲
Suppliers440/4€39k€54k▲
Advances received on contracts in progress46€32k€100k▲
Taxes, remuneration and social security45€9k€1k▼
Taxes450/3€9k€1k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€0€8k▲
Income statement
Code20242025
Remuneration, social security and pensions62€167k€181k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€84k€86k▲
Other operating charges640/8€14k€13k▼
Non-recurring operating charges66A€2k€2k▼
Gross operating margin9900€269k€317k▲
Operating profit (loss)9901€898€35k▲
Financial income75/76B€6k€7k▲
Recurring financial income75€6k€6k▲
Non-recurring financial income76B€0€1k▲
Financial charges65/66B€20k€24k▲
Recurring financial charges65€20k€24k▲
Profit (loss) for the period before taxes9903€-13k€18k▲
Income taxes67/77€340€2k▲
Profit (loss) for the period9904€-14k€16k▲
Profit (loss) for the period to be appropriated9905€-14k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€39k€55k▲
Profit (loss) brought forward from the previous period14P€52k€39k▼
Transfer from equity791/2-€7k
Transfer to equity691/2-€16k
To other reserves6921-€16k
Profit to be distributed694/7-€7k
Return on contributions (dividend)694-€7k
Social balance
Average headcount (FTE)90873.54.3▲
The notes to these accounts (29 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €-14k ▼270%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €200kEq €201k ▲3.1%
4 profitable years in a row build equity to €201k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Roche-en-Ardenne · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vecmont 1076980 La Roche-en-ArdenneGround area
2,301 m²
Building footprint
736 m²
Parcel 83005C1195/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Vecmont 107, 6980 La Roche-en-Ardenne
since 20122.208.936.854
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83005C1195/00G000 | Wallonia | 2,301 m² | 1 · 736 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
5 categoriesCOLLETTE MG SRL33878
Similar companies · same sector, comparable size
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BE 0643.705.955
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VMatic
BE 0743.909.430
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SYMETRIE
BE 0479.297.685
Soignies · Eq €230k
Stijn De Vries
BE 0847.382.496
Putte · Eq €230k
FER A SOUDER
BE 0874.599.609
Schaarbeek · Eq €230k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 7,263 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-04-2012
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
41001General construction of residential buildings
43211General electrical installation work
43310Plastering work
43331Floor and wall tiling
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.menuiserie-collette.be
E-mail:info@menuiserie-collette.be