Colaers Algemene Bouwonderneming
ActiveColaers Algemene Bouwonderneming has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €233k and a net result of €13k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 9982 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability75▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 59.27 against 20.12 in 2023; short-term debt: 1.7% and cash: 93.5% of total assets), and 8.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
33 d early
2022
33 d early
2021
39 d early
2020
33 d early
2019
44 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€233k▲ 5.2%
2023 · €221k
2018: €145k
2019: €149k
2020: €174k
2021: €200k
2022: €207k
2023: €221k
2018 → 2024
Total assets
€255k▲ 1.3%
2023 · €252k
2018: €167k
2019: €171k
2020: €202k
2021: €237k
2022: €237k
2023: €252k
2018 → 2024
Net result
€13k▼ 5.3%
2023 · €14k
2018: €27k
2019: €6k
2020: €26k
2021: €34k
2022: €9k
2023: €14k
2018 → 2024
Working capital
€248k▲ 5.4%
2023 · €236k
2018: €142k
2019: €125k
2020: €160k
2021: €195k
2022: €215k
2023: €236k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€174k-€200k▲ 15.1%€207k▲ 3.8%€221k▲ 6.8%€233k▲ 5.2%
Operating result€33k-€43k▲ 31.4%€13k▼ 69.7%€21k▲ 62.1%€21k▼ 2.0%
Net result€26k-€34k▲ 30.8%€9k▼ 73.1%€14k▲ 54.2%€13k▼ 5.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 2% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €255k
Fixed assets
€2k▼ 34.1%
Current assets
€253k▲ 1.8%
Equity and liabilities €255k
Equity
€233k▲ 5.2%
Debt
€22k▼ 26.9%
The debt ratio falls from 12.1% to 8.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€22k▼
2023 · €31k
Cash flow
€14k▼
2023 · €24k
Solvency
91.3%▲
2023 · 87.9%
Current ratio
59.27▲
2023 · 20.12
Quick ratio
59.27▲
2023 · 20.12
Debt / equity
0.10▼
2023 · 0.14
ROE
5.7%▼
2023 · 6.3%
ROA
5.2%▼
2023 · 5.6%
Interest coverage
8.94▼
2023 · 10.89
Debt
€22k▼
2023 · €30k
Debt ≤ 1 year
€4k▼
2023 · €12k
Debt > 1 year
€18k=
2023 · €18k
Income taxes
€5k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€252k€255k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€4k€2k▼
Current assets29/58€248k€253k▲
Amounts receivable within one year40/41€56k€9k▼
Trade receivables40€48k€2k▼
Other amounts receivable41€8k€7k▼
Cash at bank and in hand54/58€188k€238k▲
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€252k€255k▲
Equity10/15€221k€233k▲
Contributions10/11€19k€19k=
Reserves13€203k€214k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€201k€214k▲
Amounts payable17/49€30k€22k▼
Amounts payable after more than one year17€18k€18k=
Financial debts170/4-€18k
Other amounts payable178/9€18k-
Amounts payable within one year42/48€12k€4k▼
Trade debts44€458€150▼
Suppliers440/4€458€150▼
Taxes, remuneration and social security45€8k€2k▼
Taxes450/3€5k€2k▼
Remuneration and social security454/9€4k-
Other amounts payable47/48€3k€2k▼
Accrued charges and deferred income492/3€107-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€1k▼
Other operating charges640/8€169€499▲
Non-recurring operating charges66A-€367
Gross operating margin9900€31k€23k▼
Operating profit (loss)9901€21k€21k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€18k€18k▼
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€14k€13k▼
Profit (loss) for the period to be appropriated9905€14k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€13k▼
Transfer to equity691/2€14k€12k▼
To other reserves6921€14k€12k▼
Profit to be distributed694/7-€2k
Return on contributions (dividend)694-€2k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 59.27
Current ratio from 20.12 to 59.27; short-term debt falls from €12k to €4k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €207k ▲3.8%
5 profitable years in a row build equity to €207k.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €34k ▲30.8%
Operating result €43k, net result €34k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €174k ▲16.2%
3 profitable years in a row build equity to €174k.
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €6k ▼78.7%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Panestraat 753550 Heusden-ZolderGround area
984 m²
Building footprint
168 m²
Volume, LiDAR
750 m³
Parcel 71065F0900/00V000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Colaers Algemene Bouwonderneming
since 20072.160.135.362
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71065F0900/00V000 | Flanders | 984 m² | 1 · 167 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 11,689 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-2007
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
43211General electrical installation work
45310
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:011/53.38.19