COL-INVEST
ActiveSummary
COL-INVEST has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-87k) and a net result of €37k. Equity is shrinking by ~6.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+77
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.73 against 0.65 in 2024; short-term debt: 137.6% and cash: 4.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-37.6%
Return on assets
16%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
2 d early
2023
32 d early
2022
21 d early
2021
31 d late
2020
24 d early
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-87k▲ 29.9%
2024 · €-124k
2018: €11k
2019: €29k
2020: €27k
2021: €27k
2022: €24k
2023: €23k
2024: €-124k
2018 → 2025
Total assets
€232k▼ 7.8%
2024 · €251k
2018: €521k
2019: €496k
2020: €434k
2021: €430k
2022: €428k
2023: €427k
2024: €251k
2018 → 2025
Net result
€37k
2024 · €-147k
2018: €27k
2019: €18k
2020: €-2k
2021: €-391
2022: €-2k
2023: €-1k
2024: €-147k
2018 → 2025
Working capital
€-87k▲ 33.2%
2024 · €-131k
2018: €-392k
2019: €-374k
2020: €-375k
2021: €-376k
2022: €-378k
2023: €-379k
2024: €-131k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€24k▼ 9.2%€23k▼ 5.4%€-124k€-87k▲ 29.9%
Operating result€-348-€-2k▼ 440%€-1k▲ 32.1%€17k€37k▲ 117%
Net result€-391-€-2k▼ 527%€-1k▲ 46.2%€-147k▼ 11,054%€37k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 117% above 2024 and is the highest result in the available series.
Key figures and ratios
Solvency
-37.6%▲
2024 · -49.4%
Current ratio
0.73▲
2024 · 0.65
Quick ratio
0.30▲
2024 · 0.05
Debt to equity
-3.66▼
2024 · -3.02
ROA
16.0%▲
2024 · -58.6%
Debt
€319k▼
2024 · €376k
Debt ≤ 1 year
€319k▼
2024 · €376k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€251k€232k▼
Fixed assets21/28€6k€0▼
Tangible fixed assets22/27-€0
Furniture and vehicles24-€0
Financial fixed assets28€6k-
Current assets29/58€245k€232k▼
Stocks and contracts in progress3€227k€135k▼
Stocks30/36€227k€135k▼
Amounts receivable within one year40/41€18k€87k▲
Trade receivables40€18k€87k▲
Cash at bank and in hand54/58€168€10k▲
Equity and liabilities
Total equity and liabilities10/49€251k€232k▼
Equity10/15€-124k€-87k▲
Contributions10/11€19k€19k=
Reserves13€21k€21k=
Distributable reserves133€21k€21k=
Profit (loss) carried forward14€-164k€-127k▲
Amounts payable17/49€376k€319k▼
Amounts payable within one year42/48€376k€319k▼
Trade debts44€107k€100k▼
Suppliers440/4€107k€100k▼
Taxes, remuneration and social security45€7k-
Taxes450/3€7k-
Other amounts payable47/48€262k€219k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€754-
Other operating charges640/8€16k€23k▲
Gross operating margin9900€34k€60k▲
Operating profit (loss)9901€17k€37k▲
Financial charges65/66B€164k€136▼
Recurring financial charges65€164k€136▼
Profit (loss) for the period before taxes9903€-147k€37k▲
Profit (loss) for the period9904€-147k€37k▲
Profit (loss) for the period to be appropriated9905€-147k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-164k€-127k▲
Profit (loss) brought forward from the previous period14P€-17k€-164k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €37k
Net result €37k after 5 loss-making years.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-147k
Net result drops to €-147k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koekelberglaan 561082 Sint-Agatha-BerchemGround area
433 m²
Building footprint
248 m²
Volume, LiDAR
2,107 m³
Parcel 21342B0114/00C012, Brussels · tallest building 16.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Koekelberglaan 56, 1082 Sint-Agatha-Berchem
since 19842.025.152.934
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21342B0114/00C012 | Brussels | 433 m² | 1 · 248 m² | 16.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-06-1984
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.