COHEN & C°
ActiveSummary
COHEN & C° has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €3k. Equity is growing by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 18% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability28▲+4
Solvency37▼-7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.18 in 2024; short-term debt: 86.3% and cash: 9.4% of total assets), and 87.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.2%
Return on assets
0.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
on the day
2023
on the day
2022
on the day
2021
6 d early
2020
18 d early
2019
4 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€46k▲ 7.2%
2024 · €43k
2018: €22k
2019: €25k
2020: €26k
2021: €29k
2022: €33k
2023: €39k
2024: €43k
2018 → 2025
Total assets
€381k▲ 68.8%
2024 · €226k
2018: €107k
2019: €114k
2020: €94k
2021: €181k
2022: €187k
2023: €181k
2024: €226k
2018 → 2025
Net result
€3k▼ 17.9%
2024 · €4k
2018: €3k
2019: €3k
2020: €1k
2021: €3k
2022: €4k
2023: €6k
2024: €4k
2018 → 2025
Working capital
€33k▲ 8.3%
2024 · €30k
2018: €18k
2019: €25k
2020: €26k
2021: €27k
2022: €21k
2023: €25k
2024: €30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€33k▲ 14.7%€39k▲ 19.1%€43k▲ 9.7%€46k▲ 7.2%
Operating result€13k-€16k▲ 21.2%€32k▲ 99.3%€4k▼ 88.6%€39k▲ 973%
Net result€3k-€4k▲ 50.6%€6k▲ 49.5%€4k▼ 39.8%€3k▼ 17.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 973% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €381k
Fixed assets
€19k ▼ 11.1%
Current assets
€361k ▲ 77.4%
Equity and liabilities €381k
Equity
€46k ▲ 7.2%
Debt
€334k ▲ 83.4%
Debt's share of the balance-sheet total rises from 80.9% to 87.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€44k▲
2024 · €9k
Cash flow
€8k▼
2024 · €9k
Current ratio
1.10▼
2024 · 1.18
Debt to equity
7.22▲
2024 · 4.22
ROE
6.8%▼
2024 · 8.8%
ROA
0.8%▼
2024 · 1.7%
Interest coverage
1.02▲
2024 · 0.42
Debt ≤ 1 year
€328k▲
2024 · €173k
Debt > 1 year
€6k▼
2024 · €9k
Income taxes
€11k▲
2024 · €10k
Staff costs
€235k▲
2024 · €232k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€226k€381k▲
Fixed assets21/28€22k€19k▼
Tangible fixed assets22/27€22k€19k▼
Plant, machinery and equipment23€9k€10k▲
Furniture and vehicles24€13k€10k▼
Current assets29/58€204k€361k▲
Amounts receivable within one year40/41€136k€325k▲
Trade receivables40€79k€287k▲
Other amounts receivable41€57k€39k▼
Cash at bank and in hand54/58€59k€36k▼
Deferred charges and accrued income490/1€8k-
Equity and liabilities
Total equity and liabilities10/49€226k€381k▲
Equity10/15€43k€46k▲
Contributions10/11€6k€6k=
Reserves13€37k€40k▲
Distributable reserves133€37k€40k▲
Amounts payable17/49€182k€334k▲
Amounts payable after more than one year17€9k€6k▼
Financial debts170/4€9k€6k▼
Amounts payable within one year42/48€173k€328k▲
Current portion of amounts payable after more than one year42€3k€3k▲
Trade debts44€98k€191k▲
Suppliers440/4€98k€191k▲
Taxes, remuneration and social security45€72k€134k▲
Taxes450/3€10k€11k▲
Remuneration and social security454/9€62k€124k▲
Income statement
Code20242025
Remuneration, social security and pensions62€232k€235k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€244k€281k▲
Operating profit (loss)9901€4k€39k▲
Financial income75/76B€33k€18k▼
Recurring financial income75€33k€18k▼
Financial charges65/66B€22k€44k▲
Recurring financial charges65€22k€44k▲
Profit (loss) for the period before taxes9903€14k€14k▼
Income taxes67/77€10k€11k▲
Profit (loss) for the period9904€4k€3k▼
Profit (loss) for the period to be appropriated9905€4k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€3k▼
Transfer to equity691/2€4k€3k▼
To other reserves6921€4k€3k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €6k ▲49.5%
Net result €6k, the highest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €1k ▼67.7%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 37 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lamorinièrestraat 1392018 AntwerpenGround area
361 m²
Building footprint
141 m²
Volume, LiDAR
1,422 m³
Parcel 11806F1318/00T003, Flanders · tallest building 18.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Cohen & C°
since 20052.147.387.879
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1318/00T003 | Flanders | 361 m² | 1 · 141 m² | 18.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FERU
BE 0761.547.889
Herent · Eq €46,293
CS4
BE 1007.260.767
Sint-Gillis-Waas · Eq €46,295
VIANA & D ENTREPRISE
BE 0790.329.769
Beaumont · Eq €46,300
HERLU
BE 0687.933.995
Antwerpen · Eq €46,304
Boeleke
BE 0784.716.142
Gent · Eq €46,271
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 37,706 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-05-2005
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
47770Retail sale of watches and jewellery
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.